However, if $2000 is a financial burden most likely that individual and their family will qualify for medicaid buy in.
Also, out of pocket expense for medical coverage has always been tax deductible when it consumes a specific amount relative to your adjusted gross income.
So chances are you'll get that money out of pocket back when and if that individual files their income taxes.
With current information the cheapest or cheaper plan is the bronze plan but that plan only covers 60% of services AND you must hit a $3200 a year deductible. And there are exclusions to what is covered by insurance payments.
So one or two procedures a non insured patient might have done without could cost them at least 5000 dollars.$5000 is a lot of routine bills that could be paid for stuff needed for daily existence like utilities, car, house repairs, rent, mortgage etc. For many those few thousand dollars a year are the difference between bankruptcy, trashed credit rating, foreclosure, eviction and/or flatout poverty & welfare. I know people who staved off bankruptcy for years by not carrying health insurance.
Even the silver plan has a $2000 a year deductible. Two thousand dollars again are a lot of routine bill payments needed for daily existence.
http://www.egtrust.org/BRONZE%20PLAN%20 (includes%20Preventive%20Drug% 20List%20Pre-Certification%20L ist%20Consult%20A%20Doctor%20a nd%20Wellness%20Preventive%20F lyer)%20effective%209-1-11.pdf