Health insurance markets open; success to be seen

Oct 1, 2013 Full story: Northern Michigan News 173

Millions of Americans will be able to shop for the first time Tuesday on the insurance marketplaces that are at the heart of President Barack Obama's health care reforms, entering a world that is supposed to simplify the mysteries of health coverage but could end up making it even more confusing, at least initially.

Full Story

Since: Feb 11

Location hidden

#90 Oct 4, 2013
Eleanor wrote:
<quoted text>
No.
It is not TYRANNY to require that if you use something has the potential to kill or injure another person (a vehicle), that there be a requirement to PROTECT OTHERS from the costs associated with the damage that you may cause (insurance).
You can kill yourself using a step ladder, Shug.

Do stop pretending the potential lethality of the device is what pushes the "requirement" for auto insurance.

We both know: it is the FINANCIAL liability of you driving into the side of my car.

If you fall off a step ladder and break your neck- and don't die- you are going to cost the taxpayers (typically) millions of dollars over your lifetime.

Since: Feb 11

Location hidden

#91 Oct 4, 2013
Eleanor wrote:
Additionally, in the case of automobile insurance, the government is not using your tax money to subsidize other people to buy the same insurance at a lower rate.
You don't understand?

Insurance is ALWAYS subsidizing others to get lower rates.

That is how insurance works.

Since: Feb 11

Location hidden

#92 Oct 4, 2013
Eleanor wrote:
Plus, it is not EXEMPTING others from complying with the same law.
You have to stop listening to AM radio.

Since: Feb 11

Location hidden

#93 Oct 4, 2013
Eleanor wrote:
<quoted text>
It will ONLY cost $100 to take a kid to the emergency room ONLY AFTER first having paid the MONTHLY PREMIUM
Do you have health insurance?

Why do you want to pretend that having health insurance is more expensive than not having insurance unless you want to insist you are going to prevent people from going to the hospital.

Which is what you have been doing until now.
sheepleloveroyal ty

Bryn Mawr, PA

#94 Oct 4, 2013
Sticker shock for many who got through to site.

http://www.breitbart.com/Big-Government/2013/...

Anecdotal but will show up in the number of policies bought AND paid for-followed through on.

Since: Feb 11

Location hidden

#95 Oct 4, 2013
Eleanor wrote:
<quoted text>
I have ALWAYS had insurance, whether while working or while unemployed.
You would not have insurance while not working for any length of time, e.g., six months unless you are drawing from other resources.
Responsibility

Petaluma, CA

#96 Oct 4, 2013
conservative crapola wrote:
<quoted text>
The teabagging tribel thumpers think jesús will take care of them.
At least Jesus can't be furloughed for the bible thumpers? LOLL

Since: Feb 11

Location hidden

#97 Oct 4, 2013
Eleanor wrote:
Anyone who has assets to protect will insure oneself against catastrophe.
You do not have assets.

Your husband left you and cleaned out the bank account before he left. Your mortgage is $1,100 a month. You don't have a job. You have two kids and you have been spending $2000 a month to live on before you watched in drive off in the Expedition, leaving you with the 1990 Honda Accord.

The one that has the head gasket leak... which is a $900 fix.

First of the month, heat, electricity, cell phone, car insurance for two cars, car payment for that Expedition... internet... oh, there's that $1,100 health insurance bill.

Your turn.
Robert

Douglasville, GA

#98 Oct 5, 2013
Doctor My Eyes wrote:
<quoted text>
You are wrong. I've had a colonoscopy, 2 mammograms and 2 PAP smears in the last 2 years, and they were all covered as mandated by the ACA. My husband has had 2 PSA screenings and a colonoscopy over the last 2 years and they were also covered by our insurance. Perhaps your practitioners are a little knife happy?
As far as insurance companies raising their rates to cover the mandate on them to provide preventative care, there are a multitude of random checks throughout the entire program year to make sure the insurance companies are NOT 'raising rates to pay for these so-called free (your words, not mine)tests'. They are also required to return the funds collected that aren't used for what is required under the law, to their customers.
You take a lot of license making all of these statements about me and the ACA when obviously, you know nothing about either.
You were not paying attention, when they do them sometimes they fine a polyp sometimes they don't. If they find a polyp it is no longer considered preventive.

“have seen the years,”

Since: Mar 10

and the slow parade of fears"

#99 Oct 5, 2013
Robert wrote:
<quoted text>
You were not paying attention, when they do them sometimes they fine a polyp sometimes they don't. If they find a polyp it is no longer considered preventive.
Oh yeah, doofus, I was paying attention. You said you had a polyp snipped every time you had a colonoscopy. That indicates your doctors are ripping you off. That's your fault and your problem and has absolutely nothing to do with the ACA. You suck because you tried to spin it and didn't do a very good job at it.
Typical repugnantcan.

Since: Feb 11

Location hidden

#100 Oct 5, 2013
Robert wrote:
<quoted text>
You were not paying attention, when they do them sometimes they fine a polyp sometimes they don't.
It isn't a fine, it's a tax.
Robert

Douglasville, GA

#101 Oct 5, 2013
barefoot2626 wrote:
<quoted text>
It isn't a fine, it's a tax.
Auto spell check strikes again, that is supposed to say find a polyp.

Since: Feb 11

Location hidden

#102 Oct 5, 2013
Robert wrote:
<quoted text> Auto spell check strikes again, that is supposed to say find a polyp.
Sounds like something a cow leaves on the pasture.

Autocorrect is worse... I turn it off. Worst offender is lag, fingers are faster.
Eleanor

Mundelein, IL

#103 Oct 7, 2013
barefoot2626 wrote:
<quoted text>
Do you have health insurance?
Why do you want to pretend that having health insurance is more expensive than not having insurance unless you want to insist you are going to prevent people from going to the hospital.
Which is what you have been doing until now.
If someone is healthy and hardly ever has the need for medical services, health insurance IS more expensive than their actual medical costs.

Do the math.

No visits to the doctor equals ZERO expense.

12 months of insurance premiums equal at LEAST $1200/year.

Responsible people purchase insurance to protect their assets from being seized if they can't pay their bills.

Were there to be CONSEQUENCES imposed on people who do not pay their medical bills, there would be NO NEED to require EVERYONE to purchase medical insurance.
Eleanor

Mundelein, IL

#104 Oct 7, 2013
barefoot2626 wrote:
<quoted text>
You would not have insurance while not working for any length of time, e.g., six months unless you are drawing from other resources.
Drawing from other resources when not employed?

Duh. Responsible people put money INTO SAVINGS every month in order to have 'resources' when employment is not available.

Now you bring up a good point. HOW MANY people are going to default on their Obamacare insurance payments when they lose their jobs?

Where are the people without assets other than their income going to get the money to pay their insurance premiums when they are UNEMPLOYED?
Eleanor

Mundelein, IL

#105 Oct 7, 2013
barefoot2626 wrote:
<quoted text>
You do not have assets.
Your husband left you and cleaned out the bank account before he left. Your mortgage is $1,100 a month. You don't have a job. You have two kids and you have been spending $2000 a month to live on before you watched in drive off in the Expedition, leaving you with the 1990 Honda Accord.
The one that has the head gasket leak... which is a $900 fix.
First of the month, heat, electricity, cell phone, car insurance for two cars, car payment for that Expedition... internet... oh, there's that $1,100 health insurance bill.
Your turn.
So how is a person like that going to afford to pay their insurance premiums?

Anyone who has an automobile, a savings account and equity in their home will choose to have some form of health insurance to protect their assets. Without that insurance they could lose everything in the event of an expensive illness.

The person you reference has NOTHING to protect and would default on any medical bills. They also would not be able to afford Obamacare.

Since: Mar 11

St. Croix valley

#106 Oct 7, 2013
Eleanor wrote:
<quoted text>
So how is a person like that going to afford to pay their insurance premiums?
Anyone who has an automobile, a savings account and equity in their home will choose to have some form of health insurance to protect their assets. Without that insurance they could lose everything in the event of an expensive illness.
The person you reference has NOTHING to protect and would default on any medical bills. They also would not be able to afford Obamacare.
yet so many people like you described do NOT have health insurance...why is that?
Eleanor

Mundelein, IL

#107 Oct 7, 2013
woodtick57 wrote:
<quoted text>yet so many people like you described do NOT have health insurance...why is that?
Lots of people don't have insurance because they know if they really are in need of medical care, they can go to the emergency room and the LAW REQUIRES that they will receive treatment, whether they can pay for it or not.

It's called the Emergency Treatment & Active Labor Act 1985.

Many other people simply have SO MANY monthly BILLS already, adding another bill that they might not even benefit from, makes no sense to them.

Since: Mar 11

St. Croix valley

#108 Oct 7, 2013
Eleanor wrote:
<quoted text>
Lots of people don't have insurance because they know if they really are in need of medical care, they can go to the emergency room and the LAW REQUIRES that they will receive treatment, whether they can pay for it or not.
It's called the Emergency Treatment & Active Labor Act 1985.
Many other people simply have SO MANY monthly BILLS already, adding another bill that they might not even benefit from, makes no sense to them.
that answer doesn't gibe with your previous statement at all, does it?

do try to keep up with your own rants, dear...

Since: Mar 11

St. Croix valley

#109 Oct 7, 2013
Eleanor wrote:
<quoted text>
Lots of people don't have insurance because they know if they really are in need of medical care, they can go to the emergency room and the LAW REQUIRES that they will receive treatment, whether they can pay for it or not.
It's called the Emergency Treatment & Active Labor Act 1985.
Many other people simply have SO MANY monthly BILLS already, adding another bill that they might not even benefit from, makes no sense to them.
in case you are not capable of seeing where you contradicted yourself, which seems very likely,...
are not required to give that service for free. in fact, they do charge people for it and if those people have equity in their homes, as you say, they will go after that.(or the collection agencies they sell the debt to will...)

in fact, medical bills are one of the most common reasons for people declaring bankruptcy

Tell me when this thread is updated:

Subscribe Now Add to my Tracker

Add your comments below

Characters left: 4000

Please note by submitting this form you acknowledge that you have read the Terms of Service and the comment you are posting is in compliance with such terms. Be polite. Inappropriate posts may be removed by the moderator. Send us your feedback.

Health Insurance Discussions

Title Updated Last By Comments
The administration could be missing a major cha... 3 hr Le Jimbo 6
Number of Minnesota adults without health insur... Dec 22 Jose Juarez 2
Determining Your Family Dental Care Needs Dec 19 Wally West 3
Retreat is 14th largest mental health provider ... (Apr '14) Dec 18 Esther 12
What to Do About Obamacare and the 'Stupidity o... Dec 17 Swedenforever 4
Pima County to vote on no-smokers hiring policy Dec 15 Jerrybou 1
Pima County mulls not hiring smokers Dec 13 nunyobees 2
More from around the web