Health insurance markets open; succes...

Health insurance markets open; success to be seen

There are 173 comments on the Northern Michigan News story from Oct 1, 2013, titled Health insurance markets open; success to be seen. In it, Northern Michigan News reports that:

Millions of Americans will be able to shop for the first time Tuesday on the insurance marketplaces that are at the heart of President Barack Obama's health care reforms, entering a world that is supposed to simplify the mysteries of health coverage but could end up making it even more confusing, at least initially.

Join the discussion below, or Read more at Northern Michigan News.

Far Away

Anchorage, AK

#47 Oct 2, 2013
Doctor My Eyes wrote:
<quoted text>
DUH! You conveniently forgot the substantial tax subsidies going to low income households that will make the cost fair and AFFORDABLE for everyone. Wonder why you would do that! LOL!
Did you hear that the sleazy, repugnantcan, tea-liban terrorists have put several millions of $, JUST TODAY, into a purposefully misleading campaign against the ACA? Bet you did and you think it a perfectly fine idea!
That's what makes you a traitor who should not have the right to call yourself an American.
The subsidy is calculated in the premium price quote during the sign-up process, you freaking idiot.

“have seen the years,”

Since: Mar 10

and the slow parade of fears"

#49 Oct 2, 2013
Far Away wrote:
<quoted text>
The subsidy is calculated in the premium price quote during the sign-up process, you freaking idiot.
You are not only wrong, but a total dick-with-ears to boot.
I'll try to bring it down to your level. The full premium is charged and then the subsidy applied, as usual when federal taxes are concerned.$350/month premium for family of 4 living below poverty level comes to @$100/month. Go choke your chicken in the corner, doofus, because, in spite of you and all your sleazy, repugnantcan, tea-liban terrorist buddies, 50 years from now Obamacare will be quite alive and well, and that will still be what it will be called.
Traitors like you and your kind deserve to be drawn and quartered.
Total filth.

conservative crapola

“Hicksville Hootenanny”

Since: Sep 13

Kornfield Kounty

#50 Oct 3, 2013
Doctor My Eyes wrote:
<quoted text>
You are not only wrong, but a total dick-with-ears to boot.
I'll try to bring it down to your level. The full premium is charged and then the subsidy applied, as usual when federal taxes are concerned.$350/month premium for family of 4 living below poverty level comes to @$100/month. Go choke your chicken in the corner, doofus, because, in spite of you and all your sleazy, repugnantcan, tea-liban terrorist buddies, 50 years from now Obamacare will be quite alive and well, and that will still be what it will be called.
Traitors like you and your kind deserve to be drawn and quartered.
Total filth.
In 50 years, alaska will have melted and these teabagging jihadists on ice will have been drowned 40 years.

Since: Aug 13

Bozeman, MT

#52 Oct 3, 2013
Doctor My Eyes wrote:
<quoted text>
50 years from now Obamacare will be quite alive and well, and that will still be what it will be called.
50? How about 10?

Obamacare - a sad reminder to the projected 31 million people without insurance by 2023.

http://www.washingtonpost.com/blogs/wonkblog/ ...
Far Away

Anchorage, AK

#54 Oct 3, 2013
Doctor My Eyes wrote:
<quoted text>
You are not only wrong, but a total dick-with-ears to boot.
I'll try to bring it down to your level. The full premium is charged and then the subsidy applied, as usual when federal taxes are concerned.$350/month premium for family of 4 living below poverty level comes to @$100/month. Go choke your chicken in the corner, doofus, because, in spite of you and all your sleazy, repugnantcan, tea-liban terrorist buddies, 50 years from now Obamacare will be quite alive and well, and that will still be what it will be called.
Traitors like you and your kind deserve to be drawn and quartered.
Total filth.
Let's add this little factoid to what I commented a couple ago.

I went in to the exchange and messed with it, entering different incomes, numbers of children, whether or not I smoke, etc. Each of those scenarios yielded a different premium price. Clearly that indicates subsidized pricing. I put in my actual information and it essentially said my cost would be... wait for it... an arm and a leg, plus my firsborn. The premium I was quoted is more than double what I pay now.
Eleanor

Vernon Hills, IL

#55 Oct 3, 2013
Far Away wrote:
<quoted text>
Let's add this little factoid to what I commented a couple ago.
I went in to the exchange and messed with it, entering different incomes, numbers of children, whether or not I smoke, etc. Each of those scenarios yielded a different premium price. Clearly that indicates subsidized pricing. I put in my actual information and it essentially said my cost would be... wait for it... an arm and a leg, plus my firsborn. The premium I was quoted is more than double what I pay now.
Only subsidized premiums are affordable. That is, those premiums would be affordable to us IF we could qualify.

The subsidized premiums for people that don't have much money ARE NOT AFFORDABLE to them.

I think the word "AFFORDABLE" in the ACA is a misnomer. People were tricked into thinking it was true.
goose

Carol Stream, IL

#56 Oct 3, 2013
Eleanor wrote:
<quoted text>
Only subsidized premiums are affordable. That is, those premiums would be affordable to us IF we could qualify.
The subsidized premiums for people that don't have much money ARE NOT AFFORDABLE to them.
I think the word "AFFORDABLE" in the ACA is a misnomer. People were tricked into thinking it was true.
More correctly it would be called the Redistribution Of Wealth Act!
Robert

Douglasville, GA

#57 Oct 3, 2013
Doctor My Eyes wrote:
<quoted text>
Yes they did and for over 2 years now. Unless of course you are not getting the routine annual tests and exams you should be, which would be your responsibility. Thanks to the ACA, those of us who have had any PSA screenings, mammograms, PAP smears, colonoscopies and many more preventive care procedures done, it was at no cost, thanks to Obamacare.
Just because you are ignorant of that fact, doesn't mean it isn't happening.
I can tell you have not have had any of these test, the do a colonoscopy and snip a polyp which they have on every one of mine it is no longer considered preventative, the test is only preventative when they don't find anything. What's more there is not free lunch, insurance companies have raised rates to pay for these so called free test.
conservative crapola

“Hicksville Hootenanny”

Since: Sep 13

Kornfield Kounty

#58 Oct 3, 2013
Ray Donovan wrote:
<quoted text>
50? How about 10?
Obamacare - a sad reminder to the projected 31 million people without insurance by 2023.
http://www.washingtonpost.com/blogs/wonkblog/ ...
They're all going to be red state teabagging cons.

hahahahahahahahaha
conservative crapola

“Hicksville Hootenanny”

Since: Sep 13

Kornfield Kounty

#59 Oct 3, 2013
Eleanor wrote:
<quoted text>
Only subsidized premiums are affordable. That is, those premiums would be affordable to us IF we could qualify.
The subsidized premiums for people that don't have much money ARE NOT AFFORDABLE to them.
I think the word "AFFORDABLE" in the ACA is a misnomer. People were tricked into thinking it was true.
There are tax credit subsidies available for most everyone ms. adelson.

Family of 4:$38,000 in income:$16,032 tax credit,...Cost of health premium $1,734

Tell them that's not affordable, dipshit. Turn off fux and rush dickless.
sheepleloveroyal ty

Pottstown, PA

#60 Oct 3, 2013
conservative crapola wrote:
<quoted text>
There are tax credit subsidies available for most everyone ms. adelson.
Family of 4:$38,000 in income:$16,032 tax credit,...Cost of health premium $1,734
Tell them that's not affordable, dipshit. Turn off fux and rush dickless.
Not everyone can wait for a tax credit. Mandatory INSURANCE means upfront payments meaning you still have to come up with the money for premiums along with deductables, copays, out of pockets and/or non covered items. If you are lucky the subsidy will be paid on time to the insurance company before they come after or drop you.

Remember it's the "Affordable" CARE Act. Not the "Affordable" INSURANCE Act.

Since: Feb 11

Location hidden

#61 Oct 3, 2013
sheepleloveroyalty wrote:
<quoted text>
Not everyone can wait for a tax credit. Mandatory INSURANCE means upfront payments meaning you still have to come up with the money for premiums along with deductables, copays, out of pockets and/or non covered items.
I see: so it may cost you $100 for a trip to the emergency room instead of $1,300.

Hmmm.

Maybe we should roll back to last year and just not go to the hospital?

Having to come up with monthly premiums?

How's this different from any other bill?
conservative crapola

“Hicksville Hootenanny”

Since: Sep 13

Kornfield Kounty

#62 Oct 4, 2013
sheepleloveroyalty wrote:
<quoted text>
Not everyone can wait for a tax credit. Mandatory INSURANCE means upfront payments meaning you still have to come up with the money for premiums along with deductables, copays, out of pockets and/or non covered items. If you are lucky the subsidy will be paid on time to the insurance company before they come after or drop you.
Remember it's the "Affordable" CARE Act. Not the "Affordable" INSURANCE Act.
You mean they'll have to put their own health before their cell phone, tablet, internet, ipod, ipad, wifi, etc etc etc?

Imagine the pain. LMFAO
Eleanor

Vernon Hills, IL

#63 Oct 4, 2013
conservative crapola wrote:
<quoted text>
There are tax credit subsidies available for most everyone ms. adelson.
Family of 4:$38,000 in income:$16,032 tax credit,...Cost of health premium $1,734
Tell them that's not affordable, dipshit. Turn off fux and rush dickless.
I don't know of a family of 4 making $38,000 a year that can AFFORD ANY ADDITIONAL MONTHLY expenses.

Between the costs of monthly mortgages (or rent) and raising kids, not many people have EXTRA CASH for another monthly expense.

Even another $100 per month (which is a very low number) will be a burden on any lower-middle class family of 4.

Forcing people to purchase insurance is TYRANNY.

(and assuming I can afford cable/satelite TV to watch 'fux'proves you have no clue as to how tight some people's budgets are)
Eleanor

Vernon Hills, IL

#64 Oct 4, 2013
barefoot2626 wrote:
<quoted text>
I see: so it may cost you $100 for a trip to the emergency room instead of $1,300.
Hmmm.
Maybe we should roll back to last year and just not go to the hospital?
Having to come up with monthly premiums?
How's this different from any other bill?
Health insurance IS different from any other bill.

Don't pay your mortgage and OUT you go.

Don't pay your electricity and you sit in the dark.

Don't pay your car note and the car is taken away.

Don't pay your health insurance and ..... Oh, the government demands you PAY THEM MONEY (a penalty).

It is so TOTALLY WRONG for the government to MADATE the purchase insurance JUST BECAUSE SOME PEOPLE stiffed their health providers.

People who own their own homes AREN'T going to risk losing it to medical debt, so they act responsibly and PURCHASE health insurance to avoid DISASTER.(or they suffer the consequences).

People who don't own ANYTHING have NOTHING TO PROTECT from debt incurred from not paying medical bills. Without CONSEQUENCES of not paying medical debt, many people will STILL NOT PAY THEIR DEBTS (which will include those costs not covered by the deductibles and co-pays).

The ONLY thing good about ACA is that insurance companies can't discriminate based on pre-existing conditions. Good for the sick folks; BAD for those who have to carry them with HIGHER PREMIUMS.

ACA is an EXPENSIVE mess for both individuals AND the government. But hospitals will be making a profit and insurance companies are guaranteed clients.

Since: Feb 11

Location hidden

#65 Oct 4, 2013
Eleanor wrote:
It is so TOTALLY WRONG for the government to MADATE the purchase insurance JUST BECAUSE SOME PEOPLE stiffed their health providers.
It is so TOTALLY WRONG for the richest country in the world to not have universal health care.

It is so TOTALLY WRONG for those who have health care to not understand the need for all to have health care.

Since: Feb 11

Location hidden

#66 Oct 4, 2013
Eleanor wrote:
<quoted text>
I don't know of a family of 4 making $38,000 a year that can AFFORD ANY ADDITIONAL MONTHLY expenses.
I don't know what you expect a family of 4 making $38,000 a year to do when the father falls off the roof and breaks his leg or their two children are diagnosed with asthma if they don't have health insurance.
sheepleloveroyal ty

Pottstown, PA

#67 Oct 4, 2013
Eleanor wrote:
<quoted text>
Health insurance IS different from any other bill.
Don't pay your mortgage and OUT you go.
Don't pay your electricity and you sit in the dark.
Don't pay your car note and the car is taken away.
Don't pay your health insurance and ..... Oh, the government demands you PAY THEM MONEY (a penalty).
It is so TOTALLY WRONG for the government to MADATE the purchase insurance JUST BECAUSE SOME PEOPLE stiffed their health providers.
People who own their own homes AREN'T going to risk losing it to medical debt, so they act responsibly and PURCHASE health insurance to avoid DISASTER.(or they suffer the consequences).
People who don't own ANYTHING have NOTHING TO PROTECT from debt incurred from not paying medical bills. Without CONSEQUENCES of not paying medical debt, many people will STILL NOT PAY THEIR DEBTS (which will include those costs not covered by the deductibles and co-pays).
The ONLY thing good about ACA is that insurance companies can't discriminate based on pre-existing conditions. Good for the sick folks; BAD for those who have to carry them with HIGHER PREMIUMS.
ACA is an EXPENSIVE mess for both individuals AND the government. But hospitals will be making a profit and insurance companies are guaranteed clients.
Excellent point!It's a debtors prison of sorts. Since the big bad John Roberts court declared the ACA a tax they'll be charging people for tax evasion.

Since: Feb 11

Location hidden

#68 Oct 4, 2013
Eleanor wrote:
Forcing people to purchase insurance is TYRANNY.
Do you have car insurance?

Have you ever been hit by someone who didn't have car insurance?
Eleanor

Vernon Hills, IL

#69 Oct 4, 2013
barefoot2626 wrote:
<quoted text>
It is so TOTALLY WRONG for the richest country in the world to not have universal health care.
It is so TOTALLY WRONG for those who have health care to not understand the need for all to have health care.
So, then, expand Medicare. Charge EVERYBODY $100+ dollars a month. Expect EVERYONE to PAY their 20% portion of the bill and whatever co-pay it has.

Then EVERYBODY will have access to healthcare. BUT they still have to PAY their part.

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