Health insurance markets open; succes...

Health insurance markets open; success to be seen

There are 139 comments on the Yahoo! story from Oct 1, 2013, titled Health insurance markets open; success to be seen. In it, Yahoo! reports that:

Millions of Americans will be able to shop for the first time Tuesday on the insurance marketplaces that are at the heart of President Barack Obama's health care reforms, entering a world that is supposed to simplify the mysteries of health coverage but could end up making it even more confusing, at least initially.

Join the discussion below, or Read more at Yahoo!.

incredulous

Carmel, IN

#43 Oct 1, 2013
Eric Gustafson wrote:
<quoted text>
Physician Assistants and Nurse Practitioners provide and act as primary care providers in Pennsylvania and have for more than 15 years insurers in Pennsylvania have long accepted Physician Assistants and Nurse Practitioners in their network of providers.
When was the last time you were seen in a modern Health Care facility that you didn't know who's on duty in the facilities in your state of Pennsylvania?
Phila, Pitts and Hershey are the meccas of health care.
Only the shittiest practices would stick you with a nurse rather than a doctor. Are you kidding me? oscumma care will give you the unqualified, you will be stuck with nurses, not doctors.
Eric Gustafson

Virginia Beach, VA

#44 Oct 1, 2013
incredulous wrote:
<quoted text>Only the shittiest practices would stick you with a nurse rather than a doctor. Are you kidding me? oscumma care will give you the unqualified, you will be stuck with nurses, not doctors.
Then there are a lot of shittiest practices in America because that's a common practice throughout America and has been for more than 15 years.

And Obamacare has nothing to do with the practices of 15 years ago.
incredulous

Carmel, IN

#46 Oct 1, 2013
Eric Gustafson wrote:
<quoted text>
Then there are a lot of shittiest practices in America because that's a common practice throughout America and has been for more than 15 years.
And Obamacare has nothing to do with the practices of 15 years ago.
You are naive or maybe even worse than that. No one has to take oscumma's govt insurance especially if it doesn't pay. The best doctors are going to pass because why should they accept something that is going to cause them to take a loss? As the govt. eventually takes over all of healthcare, there will be fewer doctors. Why go through all that education and effort if you're going to make as much as a plumber?
Gary

Bellingham, WA

#47 Oct 1, 2013
Le Jimbo wrote:
You can't shop the exchanges, the websites don't work. More of the liberal plans they had five years to work out.
Health Care exchanges overwhelmed
by people wanting to sign up.

DailyKos
Gary

Bellingham, WA

#48 Oct 1, 2013
fatbacks x wrote:
The whole country is a tech glitch designed by Mr. Ponzi.
Health Care exchanges overwhelmed by people
wanting to sign up.

Daily Kos
Gary

Bellingham, WA

#49 Oct 1, 2013
Le Jimbo wrote:
<quoted text>Rampant fraud on a New York City contract last year didn’t stop a major nonprofit from landing a slew of federal contracts to sign people up for ObamaCare.
Seedco, a New York-based community-development organization, was sued by the federal government for faking at least 1,400 of 6,500 job placements under a $22.2 million federally funded contract with the city.
Others Obama has funded to sign up as exchanges ACORN AND PLANNED PARENTHOOD.........the laundering continues.
Sued by the federal government?

You mean the same federal government Obama is in charge of?
sheepleloveroyal ty

Pottstown, PA

#50 Oct 1, 2013
Le Jimbo wrote:
<quoted text>So using three companies that have committed fraud and violence is who Obama picks to handle peoples private information. Go away sparky.
I'm not condoning what the IRS has been doing or the use of third party contractors to handle private information. Obama Care compounds what the IRS has already been doing for decades. People don't even realize all the information they give the IRS every year and they do it like trained dogs. This is the problem with Obama Care wether it's the unlicensed or trained navigators or the HB1 visa tech workers.
Cat74

United States

#51 Oct 1, 2013
It will be cheaper to pay the fine, and buy your own insurance rather then take your life into your hands with the squalid Government insurance. I am so glad we are exempt for the time being anyway.
Cat74

United States

#52 Oct 1, 2013
Texans are a lot better off financially then those poor people in Illinois. So how's that Obamacare doing for'ya? I tried to tell you yesterday this would be a boondoggle, but you wouldn't listen. I can't tell me how happy it makes me to watch all you idiots struggle. About time you did something.
Eric Gustafson

Virginia Beach, VA

#53 Oct 1, 2013
Well it is a free market...... However, when shopping for a plan on the State Exchanges, why would you not review the list of providers your choice plan contracts with?

Shopping for insurance isn't rocket science.

Every plan has a updated list of physicians who has a reimbursement agreement in place with the insurer. For most people who have insurance that is how they chose their plans.

How did you choose your current plan?
incredulous wrote:
<quoted text> You are naive or maybe even worse than that. No one has to take oscumma's govt insurance especially if it doesn't pay. The best doctors are going to pass because why should they accept something that is going to cause them to take a loss? As the govt. eventually takes over all of healthcare, there will be fewer doctors. Why go through all that education and effort if you're going to make as much as a plumber?
Eric Gustafson

Virginia Beach, VA

#54 Oct 1, 2013
Cat74 wrote:
Texans are a lot better off financially then those poor people in Illinois. So how's that Obamacare doing for'ya? I tried to tell you yesterday this would be a boondoggle, but you wouldn't listen. I can't tell me how happy it makes me to watch all you idiots struggle. About time you did something.
That's ridiculous Texas has the highest rate of poverty in America. Along with the highest poverty rate, they also host the greatest number of minimum wage workers. 1 in ever 5 Texans are uninsured.

Texas is a basin of poverty. There is a lot more to Texas than the River Walk and Cowboy Stadium......

Since: Nov 09

Location hidden

#55 Oct 1, 2013
We are so blessed to be ruled by the best and the brightest. Every piece of legislation is hand crafted by the best intellectual minds of this age from the most prestigious universities in the world.
Eric Gustafson

Virginia Beach, VA

#56 Oct 1, 2013
Cat74 wrote:
It will be cheaper to pay the fine, and buy your own insurance rather then take your life into your hands with the squalid Government insurance. I am so glad we are exempt for the time being anyway.
if you purchase you own insurance why would there be a need for a fine?

“Happiness comes through giving”

Since: Feb 08

Location hidden

#57 Oct 1, 2013
Cat74 wrote:
It will be cheaper to pay the fine, and buy your own insurance rather then take your life into your hands with the squalid Government insurance. I am so glad we are exempt for the time being anyway.
What government insurance, you hollowheaded poltrooness?

“Happiness comes through giving”

Since: Feb 08

Location hidden

#58 Oct 1, 2013
Eric Gustafson wrote:
<quoted text>
if you purchase you own insurance why would there be a need for a fine?
You must understand that Cat74 clearly knows nothing about the Affordable Care Act. And she doesn't have to since her only purpose is to vilify Obama.
Obama is a joke

Emmaus, PA

#59 Oct 1, 2013
Lawrence Wolf wrote:
<quoted text>You must understand that Cat74 clearly knows nothing about the Affordable Care Act. And she doesn't have to since her only purpose is to vilify Obama.
If Obamacare is so wonderful, why have there been so many exemptions?
incredulous

Carmel, IN

#60 Oct 1, 2013
Gary wrote:
<quoted text>
Health Care exchanges overwhelmed
by people wanting to sign up.
DailyKos
Total bs. They don't even know how it is even going to work. There are no contracts yet. People are curious, myself included. Typical govt incompetency....no one could answer any questions, the website was always down, it took most people all day just to get a log in but they still never even got to see what there was to buy.

I was able to get on the Kaiser page and get a guestimate what premiums may cost. If you make 50,000 with a kid, you hardly pay anything. If you make $200,000, you're going to pay substantially more. In fact, if anyone is dumb enough to get a policy and they make this or more, they are going to be paying for their more for their policies along with covering several freeloaders as well. This is another way to double dip into the wallets of those who work hard.

This is such a failure and it hasn't even started.
Chicopee

New Fairfield, CT

#61 Oct 1, 2013
Eric Gustafson wrote:
<quoted text>
I disagree, Mandated is the only way to rid the system of mooching free loaders who wait until they are sick to stick the hospitals with unpaid bills that end up being paid by people like me who purchased insurance.
This guarantees everybody pays their own freight. No more free rides.... Surely you can support that
Mooching free loaders? How, exacty, are you paying for them? It's the uninsured who do pay their medical costs who are eating the overages there, not the insured, whose bills get knocked down into the 40% of original cost range. And I work in the financial dept of a medical facility, and handled all medical insurance claims at a previous job for six years before that.

Contrary to popular chatter and headlines, many of the uninsured pay their medical bills. Some can negotiate the bills lower, but they never get near the deductions the insurance companies do. The one group who consistantly doesn't pay are illegal aliens, and they supposedly won't be covered by the ACA. Are those the moochers you're referring to? Because that's not going to change.

Hospitals and medical facilities often apply for Medicaid for those who can't pay, and they more often than not (especially here in Ct., where they'll cover just about anyone), get approved. Medicaid will take a long time to pay, but will usually pay about the same amount percentage wise as the insurance companies do.

Medicaid is what costs you, and all of us, money. Where the hell do you think those funds come from? Taxpayers. And the ACA is going to signifigantly expand Medicaid enrollment in all states. Which is what makes the cost estimates on the ACA bill so friggin' laughable. We're going to pay more for less insurance and get taxed to death on top of it.

All the illegals and tens of millions more citizens are still going to get a free ride, and we'll all be paying the freight.
incredulous

Carmel, IN

#62 Oct 1, 2013
Lawrence Wolf wrote:
<quoted text>You must understand that Cat74 clearly knows nothing about the Affordable Care Act. And she doesn't have to since her only purpose is to vilify Obama.
He not only deserves to be vilified, he should be taken out and shot for treason. This moron pushed this through with lies, trickery and the idiots in Washington didn't even bother to READ it! Seriously, how stupid are you to be ok with this? Now that some of the baboons have sort of read it, they now want to opt out of it! So......they will shove it up the taxpayers asses but they can be exempt from the shitcare. Seriously.....how stupid are you to be ok with this?
sheepleloveroyal ty

Pottstown, PA

#63 Oct 1, 2013
Chicopee wrote:
<quoted text>
Mooching free loaders? How, exacty, are you paying for them? It's the uninsured who do pay their medical costs who are eating the overages there, not the insured, whose bills get knocked down into the 40% of original cost range. And I work in the financial dept of a medical facility, and handled all medical insurance claims at a previous job for six years before that.
Contrary to popular chatter and headlines, many of the uninsured pay their medical bills. Some can negotiate the bills lower, but they never get near the deductions the insurance companies do. The one group who consistantly doesn't pay are illegal aliens, and they supposedly won't be covered by the ACA. Are those the moochers you're referring to? Because that's not going to change.
Hospitals and medical facilities often apply for Medicaid for those who can't pay, and they more often than not (especially here in Ct., where they'll cover just about anyone), get approved. Medicaid will take a long time to pay, but will usually pay about the same amount percentage wise as the insurance companies do.
Medicaid is what costs you, and all of us, money. Where the hell do you think those funds come from? Taxpayers. And the ACA is going to signifigantly expand Medicaid enrollment in all states. Which is what makes the cost estimates on the ACA bill so friggin' laughable. We're going to pay more for less insurance and get taxed to death on top of it.
All the illegals and tens of millions more citizens are still going to get a free ride, and we'll all be paying the freight.
Thank You. This is first hand experience for me. The pro ACA crowd quote as much rhetoric as the anti ACA crowd. Some hospitals actually state a possible 60% discount on methods of payment. One hospital chain has package deals on non emergency procedures. The only caveat must pay up front. I've also been told by financial counselors that their cash services are based on or near cost.

This is an excellent article on health care cost and problems. Point being they point out if this gentleman had the same hospitalization after the ACA his bill would've been a fraction of his final bill. Some of the ACA mandates on the providers include that if they accept government funding Medicare/Medicaid they have to offer discounted or charity services.

http://articles.philly.com/2012-06-11/busines...

I think people also confuse a monetary loss with not getting an insurance based desired fee. Yes they didn't get what they could've with an insured patient but they didn't 'lose' either.

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