Obamacare website shows improvement, new problems emerge

Oct 14, 2013 Read more: Reuters 144

The Obama administration has made headway against an online bottleneck that jammed enrollment for the president's healthcare reform, but new technical problems greeted users on Monday, showing how difficult it will be to get consumers registered in time for insurance coverage to start January 1. Three weeks after the launch of new health insurance ... (more)

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CBOW

East Berlin, PA

#129 Oct 17, 2013
Crystal_Clear wrote:
Understand Registering and Enrollment are 2 very different things. Registering is getting your name and info on the sight - also choosing a Username and Password. Enrollment is choosing a medical plan - but it can not be paid for until December. I have registered and chosen a plan - but have not paid for it - because nobody can.
<quoted text>
My personal information is way too important to trust to a site that is as vulnerable as the exchanges are right now. Good luck to you.
CBOW

East Berlin, PA

#131 Oct 17, 2013
It’s no exaggeration to say that if young people don’t show up to the insurance exchanges in the next few months, the Affordable Care Act probably won’t survive. Young, healthy people paying more than they have previously -- either because they are buying more expensive insurance or because they are buying insurance for the first time -- are the financing mechanism that makes Obamacare’s insurance markets work. The administration estimates that a little over a third of the people on the exchanges need to be in the 18-to-35 range to hold premiums down to reasonable levels.
CBOW

East Berlin, PA

#132 Oct 17, 2013
Crystal_Clear wrote:
This is absolutely not true. The site has the specific monthly costs and you can go to the Insurance Carrier's site and there is identical information. Do your homework - don't rely on other peoples talking points.
<quoted text>
Where is your price guarantee? Will your premiums sky-rocket when the gubmint realizes it's too costly? Any guarantees that your coverage in areas won't diminish over time? Any guarantees that the deductible and co-pay won't increase? NO!
CBOW

East Berlin, PA

#136 Oct 17, 2013
Crystal_Clear wrote:
That's not even stable when you do have Insurance. I was on Cobra immediately after my Divorce - 2 years ago and my Health Insurance went from $425 - up to $738 in 3 months. I couldn't afford it. Health Insurance at least for what I had could only be paid by check. They raised my rates 3 times each time saying I hadn't paid enough - I wouldn't get the letter of rate increases until after I sent a check. If you were late with a payment they dropped you like a hot potato. Why do they not take Credit Cards - because the system was set up for you to fail.
<quoted text>
Indeed, the whole health insurance industry is a racket. Has the issue of double billing and fraudulent billing been addressed through the ACA? Those items have been one of the reasons for increased insurance premiums. Medical professionals have been getting off easy for years, and the ACA hasn't placed any inspections on them. So, they have managed to prevent insurance companies from denying you coverage, but no provision of keeping it affordable. I thought that was the whole reason for this healthcare aberration. They won't take credit cards because the card companies charge merchants a 3.5% fee.
CZars_R_Us

Orlando, FL

#137 Oct 17, 2013
Crystal_Clear wrote:
If you have cable, internet, if you see a Dr - your information is out there. Don't be fooled into thinking that it's not. The person that designed the Architecture for Comcast spoke in one of my Masters IT classes - they collect all kinds of info on you and sell it. Also if you click on anything on the Internet all kinds of info is collected. Are you insured? If you are your information is already out there - to be truly secure get off the Internet, stop watching TV, don't talk on a phone and don't go to the Doctors office. When the Patriot Act went into play (from our previous President) things changed a lot. That's when this whole thing started.
<quoted text>
Masters IT classes,?? You should know about inprivate browsing then. It could help protect your info.
CZars_R_Us

Orlando, FL

#139 Oct 17, 2013
Crystal_Clear wrote:
You're right about the 3.5%, I forgot about that.- I want to give a face to who the Affordable Care Act helps. It's not who they think it is. There are many people from all walks of life who are in situations like mine. I also have a 25 year old daughter who is disabled - she is considered fully disable by the state. She is on her Father's Insurance but when she turns 26. She would not have insurance if it wasn't for Obamacare.
<quoted text>
Go down to the SS Office; if she is fully disabled and of age she may qualify for Medicaid and or Medicare. There are a lot of program for the disabled.

“JESUS WOULD IMPEACH THE GOP!!!”

Since: May 09

Lake Success, N.Y.

#141 Oct 17, 2013
Crystal_Clear wrote:
She already receives SSI. She goes into her Father's work maybe 8 days a month. That is subtracted from the $700 a month that she would get. She had Epilepsy from 5 - 13. We thought that once she outgrew it everything would be fine - but it wasn't. She has a learning disability also. I have 3 other kids - one graduated college, one in college and another a Senior in High School looking at colleges. The oldest is working on a Masters in Psychology.
<quoted text>
God bless your other children are doing well.
A-max-ing

Concord, CA

#142 Oct 17, 2013
From a purely technical perspective, Obami-care is designed to fail. Low risk insurers are subsidizing high risk insured, so will have to pay substantially more. More care will be demanded for the same number of care professionals so care standards will be reduced and care will be rationed. Financially seniors will clearly be a burden that death panels will have to minimize. In Nazi Germany, this need to eliminate financial burdens on society resulted in death camps. Think the anti-semetic closet Muslim is philosophically different from Hitler?

Obama-care was blue printed in Mein Kampf. In Germany it failed when the tyranny responsible for it was defeated. Think it will survive this time when the current racist tyrant is forceably deposed?

Since: Nov 08

Location hidden

#144 Oct 18, 2013
Responsibility wrote:
<quoted text>An interesting comment from Chris Matthews:

“When Apple comes out with a product and there are so many orders they can’t keep up, it’s a success. If mail’s late today, let’s get rid of the Post Office. If the airplane’s delayed an hour, get rid of airplanes.”
None of that is forced on us by a tyrannical Marxist government. We can buy or not buy. They had three years to get it right and last week DC didn't even have an exchange as well as many states. Quit trying to alibi the great one.

Since: Nov 08

Location hidden

#145 Oct 18, 2013
TonyT1961 wrote:
<quoted text>Total BS - you get re-routed when you enter your zip code to the state exchange system imbecile!

Try again - and don't be so damn easy to make a fool of you.
Prove it.

Since: Nov 08

Location hidden

#146 Oct 18, 2013
Crystal_Clear wrote:
<quoted text>I completed it with no problem on the 2nd day. I'm in IT and I expected there to be initial problems of server overload - no surprise - I'm just happy to be able to have insurance.
Why didn't you have it before?

Since: Nov 08

Location hidden

#147 Oct 18, 2013
TonyT1961 wrote:
<quoted text>You can't argue with these people - I had trouble the first two days - after that, it was a breeze, and in NY, we have 14 insurance companies vying for business, so it was relatively easy.

And no, contrary to what others here post;

1 - you are re-directed to the state web portal handling the health exchange;

2 - your information is kept confidential, and assurances are also provided.

These very same people had to provide their SS numbers and all other relevant information to any current insurers any of them may have already, so what changed?

All smoke and mirrors from the lunatic right wing tea baggers.
Wow, the $95 crowd.

Since: Nov 08

Location hidden

#148 Oct 18, 2013
TonyT1961 wrote:
<quoted text>God bless your other children are doing well.
From somebody that don't believe in god and agrees with killing babies, that's an oxymoron.
CBOW

East Berlin, PA

#149 Oct 18, 2013
Crystal_Clear wrote:
You're right about the 3.5%, I forgot about that.- I want to give a face to who the Affordable Care Act helps. It's not who they think it is. There are many people from all walks of life who are in situations like mine. I also have a 25 year old daughter who is disabled - she is considered fully disable by the state. She is on her Father's Insurance but when she turns 26. She would not have insurance if it wasn't for Obamacare.
<quoted text>
I understand your desires for the ACA to be fruitful. The fact is, unless everyone on this soil contributes, it will fail. We have millions of illegals in this country that don't contribute, by way of taxation. Many work and receive pay, but still get on our programs, like food stamps. Many are on WIC, because of their "anchor" babies. Immigration reform is another farce that will NOT rectify this injustice. How many illegals are willing to become US citizens so that they can have 35% of their wages removed from their pay? Not many. Yet, they will also benefit from the ACA. The entire ACA is based on paying for those that don't. I don't want to be forced into a program that doesn't cover me unless I am chronic. Forcing everyone onto health insurance whether they use it or not is no different than forcing someone who doesn't own a car to buy car insurance because they travel the roads in mass transport.
CBOW

East Berlin, PA

#151 Oct 18, 2013
Crystal_Clear wrote:
<quoted text>
I had been insured all of my life. When I went through a divorce 2 years ago I went on COBRA - they raised my rates from an initial $400 to over $700 in a matter of 3 months. I couldn't pay for it. I had been a stay at home Mom with 4 kids for 17 years. I had to go off not knowing the problems of a pre-existing condition. When I reapplied with United Health Care 6 months later I discovered that I couldn't get Health Insurance. I had Thyroid Cancer and had a Thyroidectomy - pre-existing condition.
I have been on the ,"Obamacare" website and registered on the second day. It was pretty straight forward. There are 2 Insurances than I am thinking about. Neither over $700. You can also go to the actual website of the carrier you are interested in and you can sign up there also. You don't need the Obamacare Website. It's kind of like Kayak - it gives you a comparison of different Health Insurance carriers and you take it from there. Say if I like Anthem Blue Cross Blue Shield (one of my choices) then I can go to the the Anthem Blue Cross Blue Shield website. I get the identical information that is available on the ObamaCare website. I worked as an IT Specialist at the University of Colorado - so there were no surprises. I also know that not everyone needing Insurance is going to be computer savvy. The other thing the Health Insurance available to you is by State.
What is your co-pay and deductible, if I might inquire?
CBOW

East Berlin, PA

#155 Oct 18, 2013
Crystal_Clear wrote:
Below is a direct cut and paste
My cost is $560,54 my deductible is $750 and my annual max cost is $6,000
Plan selected for Leslie Ann
Monthly Premium Insurance Carrier PLAN DETAILS Annual Deductibles Annual Max. Costs
$560 54
560.54 USD
Anthem Blue Cross and Blue Shield - HMO Colorado
3 Star Rating
Anthem Blue Cross and Blue Shield Gold DirectAccess, a Multi-State Plan
Preferred Drug List
HMO/Gold
$750 00
750.00 USD
/ Person
$6,000 00
6,000.00 USD
/ Person
I hope your plan remains affordable for you. Thanks.

“JESUS WOULD IMPEACH THE GOP!!!”

Since: May 09

Lake Success, N.Y.

#156 Oct 18, 2013
Le Jimbo wrote:
<quoted text>
Prove it.
Just too easy you moron;

https://nystateofhealth.ny.gov/

There ya go stupid. Got any more dumb questions?

“JESUS WOULD IMPEACH THE GOP!!!”

Since: May 09

Lake Success, N.Y.

#157 Oct 18, 2013
Le Jimbo wrote:
<quoted text>
From somebody that don't believe in god and agrees with killing babies, that's an oxymoron.
Dumbo, you should have been aborted, but hey, all parents make mistakes.

You don't know what I believe - except for the fact that I believe and know you're the biggest azzhole on Topix.
sheepleloveroyal ty

Bryn Mawr, PA

#158 Oct 18, 2013
Seven pages later NOT ONE sample price or plan. I keep winding up on the page entitled Health Insurance Market Place. I'm not applying or creating an account without dollars and cents specified first.
CZars_R_Us

Orlando, FL

#159 Oct 18, 2013
sheepleloveroyalty wrote:
Seven pages later NOT ONE sample price or plan. I keep winding up on the page entitled Health Insurance Market Place. I'm not applying or creating an account without dollars and cents specified first.
Just put in your info and all your bank info and they will do the rest.:-)

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