Types of Medical Malpractice Policies Available
Posted in the Health Insurance Forum
Since: Jul 13
#1 Aug 1, 2013
Medical Malpractice Insurance offers various kinds of liability insurance policies like Claims-Made Coverage, Prior Acts, Tail Coverage and Occurrence Coverage. It is important to know and aware of what is and what is not covered under any type of policy.
Claims-Made Coverage: covers incidents that happen while the policy is active. A claim has to be filed while the policy is active or the incident will not be covered.
Prior Acts: covers any claims that may arise when your claims-made policy is canceled or non-renewed.
Tail Coverage: continues insurance protection under your claims-made policy for claims that may come up in the future, but happened while your policy was still active.
Occurrence Coverage - This type of medical malpractice insurance offers permanent coverage for incidents that occur during the policy period, even if they are reported after the policy expires or is canceled.
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