This is already showing the inability to lower health CARE COSTS for the consumer.

Just recently it came out the medical bills are still the main reason for bankruptcies in the US.

The ACA or so called "Affordable Health Care" law addressed who will pay but NOT for what and how much is being payed out ie COSTS. Obama Care is an insurance bill, do not confuse it with health CARE bill or regulation to actually lower/address the COSTs issues.