There are costs associated with driving a car.Why can't we complain? We are being sucked dry by the govt for not paying for insurance. Hence taking the money we need to be legal. Making it impossible for low income people like me to BE legal. And as for driving being a privilege then why don't you walk to work like I do and see how Unprivileged YOU feel! It's called double jeopardy, not to mention that the US constitution says the govt can't force us to buy a product or service, making insurance requirement unconstitutional - for cars OR your health!
If you can't afford them, that is sad.
But I have the right to be protected from your mistakes.