Fragile dreams

Fragile dreams

There are 144 comments on the The Indianapolis Star story from Jul 7, 2007, titled Fragile dreams. In it, The Indianapolis Star reports that:

Donna Ashby has an idyllic vision of retirement: chucking work at an early age, with the money to travel, pursue hobbies and enjoy an active life with family and friends.

Join the discussion below, or Read more at The Indianapolis Star.

A reader

Miramar Beach, FL

#126 Jul 8, 2007
Generation X wrote:
<quoted text>
Actually, I was given nothing. I've earned everything I've gotten 2-3x over, thanks to the Baby Boomers who thought they were generous if I had bread and water to make it another day. Their actions and beliefs will not be forgotten. As for your "watch your back" comment, is that a threat? I, like many Gen X/Y, am tired of the Boomer condescension and veiled threats. I have a Boomer boss and get it every day at work. Let's see how the Boomers fare in retirement. They'll get the same sympathy and rude attitude that they've been giving their whole lives.
If you hate your job and boss so much, why don't you get a better job? Or can you.
Generation X

Washington, IN

#127 Jul 8, 2007
A reader wrote:
<quoted text>
If you hate your job and boss so much, why don't you get a better job? Or can you.
That's the catch, isn't it? Boomers always spout glib statements like "just get another job" while at the same time making every effort not to hire and create the appropriate number of jobs. How about this:
1) Have no loyalty to your boss; they have none to you.
2) Keep your private life private; Boomer bosses can/will use any hint of mortgage or family ties as "roots" that you will stay and take an unlimited amount of their crap.
3) Always have a resume updated and ready to e-mail.
4) Be prepared to leave at any time for a better opportunity; your boss is always looking for better/cheaper workers.
5) Your career will advance, with or without your Boomer boss' help.
6) Keep your retirement accounts portable to follow you as you advance in your career; without a pension, there's less incentive to stay with a bad employer.
A reader

Miramar Beach, FL

#128 Jul 8, 2007
Generation X wrote:
<quoted text>
That's the catch, isn't it? Boomers always spout glib statements like "just get another job" while at the same time making every effort not to hire and create the appropriate number of jobs. How about this:
1) Have no loyalty to your boss; they have none to you.
2) Keep your private life private; Boomer bosses can/will use any hint of mortgage or family ties as "roots" that you will stay and take an unlimited amount of their crap.
3) Always have a resume updated and ready to e-mail.
4) Be prepared to leave at any time for a better opportunity; your boss is always looking for better/cheaper workers.
5) Your career will advance, with or without your Boomer boss' help.
6) Keep your retirement accounts portable to follow you as you advance in your career; without a pension, there's less incentive to stay with a bad employer.
Hey, Man, if I was your boss, I'd be LOOKING for a reason to fire you. I'd try to make your work life hell too just hoping you do me a favor and leave. Your boss probably is looking for a reason. He probably is praying that you'll go somewhere else. You are a big whiner and an unpleasant little twit. I think your problems are probably of your own making.
Time to dream

AOL

#129 Jul 8, 2007
Generation X wrote:
<quoted text>
Excuse me for remembering the tens of thousands of dollars in lost pay because of bosses who absolutely refused to promote anyone but their friends, countless times Boomer managers told us there were 100 people waiting to take our jobs, and tens of thousands of dollars spent to relocate just to have half a chance at decent working conditions and hours, countless times that no-talent hack Boomers took any professional opinion that countered theirs as a sign of insubordination, countless times that bosses in quarter-million dollar houses (or more) in Hamilton County told me I was lucky to have a job. Excuse me if I don't just forgive and forget their decades-long antics.
You didn't get promoted because your a loser, just like your mom. Your a loser then, now and will always be a loser. Now that I know your really in your 40's, I know what you are because I've fired many just like you.
Generation X

Washington, IN

#130 Jul 8, 2007
A reader wrote:
<quoted text>Hey, Man, if I was your boss, I'd be LOOKING for a reason to fire you. I'd try to make your work life hell too just hoping you do me a favor and leave. Your boss probably is looking for a reason. He probably is praying that you'll go somewhere else. You are a big whiner and an unpleasant little twit. I think your problems are probably of your own making.
Unlike a lot of Boomers, Gen X/Y have actual skills and can do things besides attend meetings. They need us more than we need them, because we don't need them at all.
Generation X

Washington, IN

#131 Jul 8, 2007
Time to dream wrote:
<quoted text>
You didn't get promoted because your a loser, just like your mom. Your a loser then, now and will always be a loser. Now that I know your really in your 40's, I know what you are because I've fired many just like you.
Actually, I've received many awards and my work is used all over the country. You continue to be wrong. Also, the contraction for "you are" is "you're" not "your," but don't keep elementary school English skills keep you from enjoying your BMW, you no-talent delusional hack.
Generation X

Washington, IN

#132 Jul 8, 2007
Well, I'm off to bed. I have to work tomorrow so this is my last post for the night. I expect the Boomers to continue their posts and insulting anyone who disagrees with them (and their mothers). Their compulsion to get the last word will probably keep their posts going long past midnight. Enjoy the retirement you've prepared for yourselves.
The last word

Crawfordsville, IN

#133 Jul 8, 2007
Generation X wrote:
Well, I'm off to bed. I have to work tomorrow so this is my last post for the night. I expect the Boomers to continue their posts and insulting anyone who disagrees with them (and their mothers). Their compulsion to get the last word will probably keep their posts going long past midnight. Enjoy the retirement you've prepared for yourselves.
I'm trying to see things from your perspective, but, I can't seem to get my head up my butt as far as you can. Did the mental hospital test too many drugs on you today?
Concerned Aged

Columbus, IN

#134 Jul 8, 2007
Funny Generation X...I was told the same thing in my 20's, 30's, 40's, and now 50's. Forget the number of years that I've jumped through hoops and trained the younger generation only to be disrespected as I near retirement age. I've got news for you...this is life and you can't blame life on just one generation that you somehow feel has wronged you. We all have a story to tell. Instead of dwelling on the negative, I choose to wear rose-colored glasses and enjoy the good in every generation. That's called survival and reasonably good health. Wishing you the best.
Just UWait

Lake Forest, IL

#135 Jul 8, 2007
When the Generation Z kids come along I will have turned seventy or so. These will be you Xer's kids. You will probably pass laws to support them in Rehab. Ninety percent are already addicts. Who will pay taxes and buy their homes for them?
There will no voting because we will be third world and the Z's will be fighting the old boomers for food scraps.By then we will also probably be fighting Mexico and and Canada.Taxes will be seventy five percent of income as we try to pay off Iraq.
GET YOUR WORLD STRAIGHT WHILE U CAN.
Kacey

Ft Mitchell, KY

#136 Jul 8, 2007
I would love to forward Gen X's posts to his company's HR department. This boy is screaming for an intervention.....
Old Roy

Louisville, KY

#137 Jul 8, 2007
BaBoomer wrote:
<quoted text>
Gen X, it's obvious that you haven't lived long enough to make the assumption that Boomers are the "entitled" generation. If you think that hard work makes one feel like they can buy a home and a car then so be it. If you don't like the Boomers in your workplace, do what your generation does best, move from job to job until you find one you can stick with for longer than two months. What you perceive as entitlement is simply a group that has moved beyond the hang-ups of youth and through hard work and maturity know what they want from life. Younger generations lack direction in life because they are a self-absorbed, lazy bunch, many of whom cannot survive without living off of their parents. Because they themselves are underachievers, they resent anyone older who works hard has has a few material possessions. You'll understand what I mean when you grow up, Grasshopper.
Sound like the same thing your dad told you when you were stoned and on acid at Woodstock! Now stick that flower in your pipe and smoke it.
GoPacers

New Albany, IN

#138 Jul 8, 2007
The question of what the future holds is certainly more uncertain now than ever. Many Generation X have enjoyed higher standards of living because of Boomers having many more things. So many things such as the internet, travel and gagets are not as expensive when people have so much access to information to get great deals.

Personally as a boomer I don't really plan to retire. At the same time if family history means all that much I may not live past 67. The concept that achievement and determination means you will win in retirement is silly especially if you are not employed by an occupation which gives long term employment and benefits.

Many people work very hard and still may not have all that much. Others simply can't do much in retirement accept sit around and watch tv, so how much money or things do they need. Finally many successful people die and all that money is enjoyed by someone else.

The best possibility for success in retirement with less stress is to stay married to the same person and enjoy the benefits of two people working for the same goal.

Finally the future has never been more uncertain so who's to say that wars, terrorism or disease won't make life harder for almost everyone who lives for another 30-50 years.
We Are Screwed

Indianapolis, IN

#139 Jul 8, 2007
Time to dream wrote:
<quoted text>
Please don't think I'm smug. I'm just having some fun with the kid.
LOL...I was just generalizing out loud that those who have should not be too harsh on those who don't. Often, many work very hard and the pay off simply was not there.

Recall, old age and treachery overcome youth and determination!
We Are Screwed

Indianapolis, IN

#140 Jul 8, 2007
Generation X wrote:
<quoted text>
Unlike a lot of Boomers, Gen X/Y have actual skills and can do things besides attend meetings. They need us more than we need them, because we don't need them at all.
You forget or chose to ignore that the ground work for your success was built by the preceeding generations before you. A whole world and lifetime of achievement had to happen before your plug-n-play generation showed up. A more humble approach would display a wiser understanding rather than an open mouth and insert foot declaration such as you have made.
Skeptical

United States

#141 Jul 8, 2007
I am so tired of being include with the Baby boomers. I was born in 1961, and do not, and never have, felt like I was part of this generation. I went to worn out and outdated schools that were worn out by that pack. I graduated into a job market where all I could see above me on the corporate ladder was millions of Baby Boomer butts cloggin the way. The recessions and record unemployment, the loss of real buying power, the massive upswings in taxes, the results of America's Great Change from the world's producer to the World's Service Provider were in full swing as I tried to raise up my family and life. They soaked up all the good jobs and wrecked the economy just as I was getting my chance. I say no one born after JFK took office can really be considered a Baby-Boomer. They belong to the next generation.
Old Roy

Louisville, KY

#142 Jul 8, 2007
Skeptical wrote:
I am so tired of being include with the Baby boomers. I was born in 1961, and do not, and never have, felt like I was part of this generation. I went to worn out and outdated schools that were worn out by that pack. I graduated into a job market where all I could see above me on the corporate ladder was millions of Baby Boomer butts cloggin the way. The recessions and record unemployment, the loss of real buying power, the massive upswings in taxes, the results of America's Great Change from the world's producer to the World's Service Provider were in full swing as I tried to raise up my family and life. They soaked up all the good jobs and wrecked the economy just as I was getting my chance. I say no one born after JFK took office can really be considered a Baby-Boomer. They belong to the next generation.
Amen, I read an article on people born from 60 to 68 as Tweeners. We are not boomers or xers. We related just as much to our parents as we did our older siblings. No LSD was needed..........
Unreal

Pimento, IN

#143 Jul 8, 2007
Generation X wrote:
<quoted text>
Wrong again. I remember being held back in a job for five years by a Boomer boss because I didn't like his friend/contractor; my accomplishments meant nothing in that power play. I remember applying for open promotions and having my Boomer boss pass me over for so long that upper management pulled the funding for the position. The Boomer mind set is based on a few fallacies:
1) They got what they have by hard work (actually it's often by cheating others).
2) Anybody who doesn't have a two-story house and SUV and long nice vacations to exotic places is a slacker (see #1 to see the real reason why).
What you are describing is the nature of humans. To apply to only one generation is ridiculous at best. I've seen all ages of people who participate in this sort of behavior. Have you been around children lately? There is a pecking order in every school. The kids with the poorer parents are considered invisible, if their lucky. But usually they are the butt of continuous ridicule. It's the same with every generation. Those who have, rule over those who haven't. You were obviously raised in a family that struggled financially and have bitter feelings about it. I was too, but I'm not letting it rule my life. I had good parents and they did the best they could for me. I have it better than they did now, because I've had opportunities they never dreamed of.
If you don't like where you're at, find something else. Just don't ruin your life hating people because they aren't perfect. You're not going to find anyone like that. Especially now!
John

Chachoengsao, Thailand

#144 Jul 9, 2007
I think most of posters here are missing the point. The problems Americans are facing have little to do with the Boomer v. Gen X/Y mentalities. The problems are global - economic and political, and not easily addressed. We all retire someday. We all need security when that time comes. So the question is, how will people cope with the changing times? Will they be ready to retire? More than ever, people need to plan ahead and look out for themselves.
Hoosier Daddy

Erlanger, KY

#145 Jul 9, 2007
cps wrote:
<quoted text>
Not true. Houses generally have gained value much faster than stocks, bonds or most other investments over the past 15 years. The housing bubble is a short-term phenomenon in certain limited markets and certain geographic areas.
And those are exactly the "limited markets" in "certain geographic areas" in which houses increase in value quicker than stocks. Southern California, NYC, and Hawaii are places where real estate can usually be counted on to increase quicker than the stock market, at least in the long term. However, it's precisely for that reason that real estate in those areas is priced far too high for 95% of the population.

In most areas of the nation (including Indiana), you're lucky if your house appreciates 3% per year...barely enough to keep up with inflation. The stock market, on the other hand, has averaged 9% increases per year over the past 100 years. A house in Indiana can't properly be called an "investment." However, we all need a place to live. The best thing to do here is to get the cheapest house you feel comfortable in at the lowest interest rate you can finagle (or pay cash if possible), then invest the difference in mutual funds. Your money will increase much faster.

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