what is going on with old national bank

what is going on with old national bank

Posted in the Muhlenberg County Forum

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curious

United States

#1 Mar 28, 2011
Why is everyone closing out and getting everything switched from old national bank just curious anyone know what's going on
Anonymous in KY

Greenville, KY

#2 Mar 28, 2011
Probably because they are a bunch of thieves. You're far better off banking right down the street with 1st Kentucky they don't have some of the shotty business practices that Old National has. I can tell you from experience, I overdrafted once at Old National by approximately 2 dollars. They put the biggest charge through first - my house payment (which was not even remotely in the correct order of how I actually spent the money) and then ran all of the other charges so that I would have more overdraft charges to slap me with 300 bucks worth of fees. Thats what I got for buying a coke at a gas station. Save yourself the trouble and take your money elsewhere. At 1st Kentucky (where I bank now) the charges are put through in the order they are made and they are a much better bank - deposits are normally credited immediately even for checks unlike at old national where they have to have a holding period. Banks like Old National are the reason that the government had to impose the law regarding overdraft protection.
selective

Eddyville, KY

#3 Mar 31, 2011
Because Onb's fees are higher and they even charge a fee for their once free checking!
My Story

Dunmor, KY

#4 Apr 13, 2011
I don't know what is going on but I can tell you that my entire family switched banks after I made a deposit of 800.00 cash only to find that it was not put in my account. I did not realize this until after getting my bank statement. When I asked the bank about this they told me they didn't know where my money had went. Of course they didn't, yeah right. It had been almost three weeks when I noticed and I had already thrown my receipt away so I got screwed. To whoever took the money, I hope you bought something nice. I know hold onto every receipt. Thanks Old National!
Former Banker

Cadiz, KY

#5 Jul 17, 2011
My Story wrote:
I don't know what is going on but I can tell you that my entire family switched banks after I made a deposit of 800.00 cash only to find that it was not put in my account. I did not realize this until after getting my bank statement. When I asked the bank about this they told me they didn't know where my money had went. Of course they didn't, yeah right. It had been almost three weeks when I noticed and I had already thrown my receipt away so I got screwed. To whoever took the money, I hope you bought something nice. I know hold onto every receipt. Thanks Old National!
Yeah, right! I worked at a bank (not Old National but one of their competitors) for about ten years and I know how banks (and their oversights work). If you actually got a receipt then it is impossible for anyone to "steal" your money from within the bank. The receipt also set a "course of action" that made this transaction visible in several different places within the banking system. The entire system (not only Old National's but their correspondent bank - the larger bank they deposit their funds into) would have been out of balance by the same $800.00 and no one could have closed out the day's business until this "discrepancy" was found. The paper trail could have been easily (matter of minutes) traced. Your $800.00 was never placed in the bank. Not defending Old National here but the banking system has too many "checks and balances" for this to happen. I always got stories about "the bank made an error." Sometimes they do but they can always find them and get them corrected. The only way they can make an error is to have a "counterbalancing error" on the same day for the same amount. What are the odds of that??? Sorry Charlie but your story don't wash!
really

Owensboro, KY

#6 Jul 19, 2011
Anonymous in KY wrote:
Probably because they are a bunch of thieves. You're far better off banking right down the street with 1st Kentucky they don't have some of the shotty business practices that Old National has. I can tell you from experience, I overdrafted once at Old National by approximately 2 dollars. They put the biggest charge through first - my house payment (which was not even remotely in the correct order of how I actually spent the money) and then ran all of the other charges so that I would have more overdraft charges to slap me with 300 bucks worth of fees. Thats what I got for buying a coke at a gas station. Save yourself the trouble and take your money elsewhere. At 1st Kentucky (where I bank now) the charges are put through in the order they are made and they are a much better bank - deposits are normally credited immediately even for checks unlike at old national where they have to have a holding period. Banks like Old National are the reason that the government had to impose the law regarding overdraft protection.
Well they lost a house payment of mine. I paid it all off and had proof of every payment but they Sao if I wanted my land and house to be clear then I had to give them another payment. So I did. I had paid it off. I now bank at first Kentucky.
Jasmine

Indianapolis, IN

#8 Aug 5, 2011
Save yourself, don't bank at Old National Bank. I am going to close my account next week. The man at ONB lied to me!
smart

Owensboro, KY

#9 Aug 5, 2011
Former Banker wrote:
<quoted text>Yeah, right! I worked at a bank (not Old National but one of their competitors) for about ten years and I know how banks (and their oversights work). If you actually got a receipt then it is impossible for anyone to "steal" your money from within the bank. The receipt also set a "course of action" that made this transaction visible in several different places within the banking system. The entire system (not only Old National's but their correspondent bank - the larger bank they deposit their funds into) would have been out of balance by the same $800.00 and no one could have closed out the day's business until this "discrepancy" was found. The paper trail could have been easily (matter of minutes) traced. Your $800.00 was never placed in the bank. Not defending Old National here but the banking system has too many "checks and balances" for this to happen. I always got stories about "the bank made an error." Sometimes they do but they can always find them and get them corrected. The only way they can make an error is to have a "counterbalancing error" on the same day for the same amount. What are the odds of that??? Sorry Charlie but your story don't wash!
You know I believe them cause I have worked at a bank, yes you are right, but if they put the money in someone else's account and she didn't look at the account number yes it could've happened. I am also guilty of not looking at my deposit slips and burning them. We have a bunch that banked at ON so someone else could have put 800 in the bank that day. It would be different if it wAs 800.32 but 800 even. So don't say your smart remarks at the end please. Thera a way around everything.
Jeeze

Greenville, KY

#10 Mar 10, 2012
Maybe if you people learned to balance a checkbook you wouldn't be over drafting and getting charged fees. Here's a tip for you, always round up when recording your spending in your ledger. Also, if you only have 5 dollars left in your account, skip the damn coke at the gas station! Nobody ever died from waiting until they got home to have a glass of water or a soda pop if you must!
money bags

Allegan, MI

#11 Mar 10, 2012
I bank at Old National and every time there has been a mistake with my account, I go in and we go over everything and usually they are right. Once or twice I was. I don't feel I have ever been cheated! In over 42 years there have only been three times I have had problems. I knew someone from another bank that had problems constantly. So guess what? No one is perfect!!!
Thats_Just_Silly

White House, TN

#12 Mar 18, 2012
Jeeze wrote:
Maybe if you people learned to balance a checkbook you wouldn't be over drafting and getting charged fees. Here's a tip for you, always round up when recording your spending in your ledger. Also, if you only have 5 dollars left in your account, skip the damn coke at the gas station! Nobody ever died from waiting until they got home to have a glass of water or a soda pop if you must!
What are you a math teacher? And every makes mistakes but you I guess.
Yep

White House, TN

#13 Mar 18, 2012
Anonymous in KY wrote:
Probably because they are a bunch of thieves. You're far better off banking right down the street with 1st Kentucky they don't have some of the shotty business practices that Old National has. I can tell you from experience, I overdrafted once at Old National by approximately 2 dollars. They put the biggest charge through first - my house payment (which was not even remotely in the correct order of how I actually spent the money) and then ran all of the other charges so that I would have more overdraft charges to slap me with 300 bucks worth of fees. Thats what I got for buying a coke at a gas station. Save yourself the trouble and take your money elsewhere. At 1st Kentucky (where I bank now) the charges are put through in the order they are made and they are a much better bank - deposits are normally credited immediately even for checks unlike at old national where they have to have a holding period. Banks like Old National are the reason that the government had to impose the law regarding overdraft protection.
Similar thing happened to me. And ever since Chris Dennis left the customer service is terrible.
Anonymous

Murfreesboro, TN

#14 Mar 27, 2012
So what you're saying is that it is perfectly fine to doctor your purchases to an order that will financially benefit them moreso than to put them through in the order they were actually made? That makes absolutely no sense whatsoever, and being that you cannot understand why - I can understand why you are still banking there. And, also for your information I know how to balance a ledger. The only reason that I had over drafted in the first place is due to the fact that they decided to hold my paycheck for 2 days instead of depositing it when I actually deposited it. Which, is yet again, just another way to screw people in this town. I mean its not like my paycheck was from out of state the employer was on the damn board of directors. My advice to you all is to move your money elsewhere because this bank is AWFUL. If you want to get around their junk holding period have them cash your check and then deposit the cash - they are required to post it immediately. I found that out the hard way - but like I said -- you are far better off banking somewhere else or for that matter just throwing your money into a damn hole in the ground.
Austin Dukes

Greenville, KY

#15 Apr 11, 2012
I have been banking with 1st Kentucky for a long time and they are great! Never had a problem with them ever. I recommend 1st Kentucky in Greenville Ky. I have my buisness accounts, personal accounts and other marketing setups with them. They are absolutley fanominal! cant say enough for them.
Memarkwell

Cadiz, KY

#16 Apr 12, 2012
They also got my husband except they charged him fees for having a debit card and the atm slip when we did use it said we had like 608.76 in the bank and then we took 100 dollars out and then we got an statement in the mail sayen we were over drawn 162 dollars and keep in mind we don't use checks and had no bills being took out and always paid with cash on everything we just got our cash out of the ATM.They knew they made the mistake because after arguing with them for about 20 min we canncelled our account and they said we owed them nothing and we have not heard a word about it since,and have had no problems since we started banking at Sacrammento Ky. Just sayen they DO MAKE MISTAKES!!!
pissed

Providence, KY

#17 Apr 27, 2012
curious wrote:
Why is everyone closing out and getting everything switched from old national bank just curious anyone know what's going on
Because they treat folks like Crapppp!
greenville

Cadiz, KY

#18 May 18, 2012
The biggest problem i have had with the bank is their employees. They tell every thing about peoples account. All that stuff is personal. We are suppose to trust with our money and business. When you drunk and partying you need to learn to control your mouth. Their several how tells all. That is personal. Thats the reason i pulled every thing out of onb. She has cause several people to go else where. Need christian people in business. Maybe than we would be able to trust them...
Just saying

Russellville, KY

#20 Jun 10, 2012
We made a deposit at a bank in the county not Old National, the deposit was for $5,500.00., but when we got our overdraft notice and got on line the deposit went thru for $550.00. The checks and balances did not work in this bank. We had to take our deposit ticket in to prove the amount of our deposit. I never put cash in the drop box either. I keep every receipt that I get if no where else but a shoe box in the vehicle. They could't believe it didn't show up when they closed the day.
DJM

Central City, KY

#21 Jul 11, 2012
I agree...Old National..DEFINITELY..has problems..I was short $800.00 in a savings account..I went to the OLD NAT'L..to check on it and I asked to see WHO withdrew the $800.00 and the WHOEVER did the withdraw..did SIGN my name..but as I showed the of the officers of the bank..the SIGNATURE definitley WAS NOT mine..I wrote my name for her..and there was no way I signed that withdraw..AND the person who was helping me..ACTUALLY said "WELL..THERE MUST BE ANOTHER PERSON WITH YOUR NAME!!" AND I said MAYBE..but I that signature IS NOT MINE..and I immediatley wrote my name and my signature..and NONE IT MATCHED and neither one of them matched..
She left her desk..was gone for about 15 minutes and came back with a DEPOSIT to MY ACCOUNT..and with NO apology..said "THE $800.00 WILL BE RE-DEPOSITED..Truth is someone in the BANK was trying to get away with the deposit..But the signature was not mine..and they knew it..
Christina

Montgomery, IN

#22 Oct 15, 2012
just fyi sometimes the clerks wont enter your cash in immediately either, so you have to double and recheck to make sure it is all deposited. I cant tell you how many times we have went in to put that we want cash the check then put the cash into the checking account and they say we cant do that, then it turns into and argument. Ive known several ppl who have switched to other banks because they do this and they charge you for checking fees that is supposedly free, we have had them charge us an overdraft fee for not having enough money in our account, it was at the end of and in between period we had just paid a bunch of bills off, wth? And yea if you look at your statements on line alot of times when they take money out of your account it the large ones first and not in the order you spend its all bizarre and fishy

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