Sorry but there's a whole lot more to this. After helping a friend for more than 2 years dealing with this. If you buy drugs from a dealer,When ya get a mortgage to buy a house, you promise to pay the money back....If you don't pay your mortgage, you lose the house! Life is simple!
can he sue you in court for the money? No because he's a criminal,
Same is true for the banks. It's that simple!