N.C. pledges $300K for foreclosure co...

N.C. pledges $300K for foreclosure counselors

There are 17 comments on the Asheville Citizen-Times story from Feb 5, 2008, titled N.C. pledges $300K for foreclosure counselors. In it, Asheville Citizen-Times reports that:

Hoping to stem a surge in foreclosures, two state agencies said Monday they will pay reputable nonprofit counselors to help North Carolina residents keep what's typically the largest investments of their lives.

Join the discussion below, or Read more at Asheville Citizen-Times.

AVL Native

Inman, SC

#1 Feb 5, 2008
I work in the foreclosure biz, and most often times these folks lose their homes because of poor financial decisions.

I don't see that we tax payers should step in & help these people out of a jam. One they could have easily avoided, had they educated themselves on what type of loan was right for them.

How do people learn from their mistakes, when there's always some bleeding heart there to bail them out?
TombKeeper

Asheville, NC

#2 Feb 5, 2008
AVL Native wrote:
I work in the foreclosure biz, and most often times these folks lose their homes because of poor financial decisions.
I don't see that we tax payers should step in & help these people out of a jam. One they could have easily avoided, had they educated themselves on what type of loan was right for them.
How do people learn from their mistakes, when there's always some bleeding heart there to bail them out?
Amen !!!

“Resist the Invasion!”

Since: Feb 07

Nebo, NC

#4 Feb 5, 2008
The three reasons that I, a conservative, am no longer also a Republican:

1) No compassion.

2) It's all about the money -- unless it's somebody else's money.

3) No accountability for corporate irresponsibility -- only contempt for the consumer's role in the disaster.

If that brands me, in your minds, as something other than a conservative -- so be it.

And keep that in mind as you go to make your (symbolic) selection of socialist Romney or socialist McCain over socialist Clinton or socialist Obama in the May primaries ...

Jeff Dreibus
AVL Native

Inman, SC

#5 Feb 5, 2008
2manytaxesandlaws wrote:
The three reasons that I, a conservative, am no longer also a Republican:
1) No compassion.
2) It's all about the money -- unless it's somebody else's money.
3) No accountability for corporate irresponsibility -- only contempt for the consumer's role in the disaster.
If that brands me, in your minds, as something other than a conservative -- so be it.
And keep that in mind as you go to make your (symbolic) selection of socialist Romney or socialist McCain over socialist Clinton or socialist Obama in the May primaries ...
Jeff Dreibus
Jeff, this liberal drivel surprises no one here.
Isn't this just the way all liberals believe - that coperate America should always be responsible?
Why can't you people realize that INDIVIUALS should take responsibility for their own actions!
It's always easier to blame the big corperations, than a young, naive couple that made a poor financial decision.
But you Libs will run to the aid of anyone who cries, and says, "I messed up, and I'm sorry".

Maybe you & your bleeding-heart friends can start a grass-roots movement to help these poor folks from being foreclosed on - giving them money out of your own paychecks.
Ron Paul Supporter

Asheville, NC

#6 Feb 5, 2008
now aint that a crock?(of shite) another brilliant decision and vote buying scheme of some democrackkks.

“Resist the Invasion!”

Since: Feb 07

Nebo, NC

#7 Feb 6, 2008
AVL Native wrote:
<quoted text>
Jeff, this liberal drivel surprises no one here.
Isn't this just the way all liberals believe - that coperate America should always be responsible?
Why can't you people realize that INDIVIUALS should take responsibility for their own actions!
It's always easier to blame the big corperations, than a young, naive couple that made a poor financial decision.
But you Libs will run to the aid of anyone who cries, and says, "I messed up, and I'm sorry".
Maybe you & your bleeding-heart friends can start a grass-roots movement to help these poor folks from being foreclosed on - giving them money out of your own paychecks.
So, Mr./Ms. "Conservative", who are YOU pullin' for: McCainiac or Romneycare?

The qualities of "conservative" and "liberal" have become a bit muddied, haven't they?

For my part, I am as sick of being bullied by corporate America as I as sick of being bullied by bureaucratic America.

But go ahead and cast your meaningless "vote"; it will make you feel better.

And, no matter which GOP or Dem traitor wins, the outcome will be indistinguishable except in detail ... just as it is now.

Lose the "jersey" and, for your country's sake, start looking farther ahead than your own portfolio. Demand accountability from your "leaders" and your American institutions.

http://miva.citizen-times.com/cgi-bin/miva...

Jeff Dreibus

“Report and Deport1866-DHS-2 ICE”

Since: Feb 07

Location hidden

#8 Feb 6, 2008
Many folks work hard all their lives to buy the American Dream of owning a home, having a family ect...and they hit on hard times. Sometimes it is their own fault for poor judgement, but for the most part they still do what they can do to pay their bills. Are you saying that ALL these people who are having their homes taken from them after paying for years on a loan deserve to loose it?

I would think that the 'forclosure business' needs to look at each individual situation and try to work with the homeowner instead of throwing them out on the street. Ohh, I about forgot---business is business and money is the bottom line.

Since: Aug 07

Greer, SC

#9 Feb 6, 2008
$300,000 for some counselors?
We shouldn't have to be responsible for stupid decisions.
We shouldn't have to be responsible for health care.
We shouldn't have to be responsible for children learning.
We shouldn't have to be responsible for retirement.
We shouldn't have to be responsible to the people who elected us.
We shouldn't have to be responsible for training ourselves for better jobs.
We shouldn't have to be responsible for our safety.

Where is the government? Why are they letting me suffer? Where is the compassion?

“Report and Deport1866-DHS-2 ICE”

Since: Feb 07

Location hidden

#10 Feb 6, 2008
G-hogg wrote:
$300,000 for some counselors?
We shouldn't have to be responsible for stupid decisions.
We shouldn't have to be responsible for health care.
We shouldn't have to be responsible for children learning.
We shouldn't have to be responsible for retirement.
We shouldn't have to be responsible to the people who elected us.
We shouldn't have to be responsible for training ourselves for better jobs.
We shouldn't have to be responsible for our safety.
Where is the government? Why are they letting me suffer? Where is the compassion?
Why must I pay taxes?
No representation of the middle class.

Why must I have to work 12 hours a day and my spouse hold 2 jobs just to survive?
No representation of the middle class.

Why must our kids come home to an empty home because both parents are trying to keep the American Dream alive for their family?
No representation of the middle class.

Why must we shop at Goodwill and not Walmart?
No representaion of the middle class.
(digging)

Why must we sell the family farm just to pay taxes on what little is left.
No representaion of the middle class.

Who is paying the most just to survive without the silver spoon in their mouth? All Americans have dreams and hopes for the future...perhaps some huge Tax cuts could be made to insure the working middle class can keep their dreams also.

Since: Aug 07

Greer, SC

#11 Feb 6, 2008
Mtn. bred, There aren't going to be any tax cuts. Clinton and Obama both have promised considerable tax increases. "We're going to have take some things away from you on behalf of the common good." Hillary Clinton 6/24/04

“Report and Deport1866-DHS-2 ICE”

Since: Feb 07

Location hidden

#12 Feb 6, 2008
G-hogg wrote:
Mtn. bred, There aren't going to be any tax cuts. Clinton and Obama both have promised considerable tax increases. "We're going to have take some things away from you on behalf of the common good." Hillary Clinton 6/24/04
Ohh I know Ghogg...the 'common good' in any political party does not include the middle class.

What I don't understand that as a tax payer and a US citizen that our own government is using the revenue from these taxes to enable illegals to stay and live in this country quite comfortably...I had better hush...lol

Since: Aug 07

Greer, SC

#13 Feb 6, 2008
Mtnbred wrote:
<quoted text>
Ohh I know Ghogg...the 'common good' in any political party does not include the middle class.
What I don't understand that as a tax payer and a US citizen that our own government is using the revenue from these taxes to enable illegals to stay and live in this country quite comfortably...I had better hush...lol
With 20 to 30 million criminal migrants already here and 1 million 800 thousand entering every year, plus Clinton, Obama, McCain, and Huckabee actually campaigning to these people, the handwriting is on the wall. Hillary has already hinted that she will grant amnesty by executive order if elected. The latino vote was significant in every state where Clinton or McCain won last night. I don't want to ask why in the hell non-citizens and felons are voting anyway.
These criminal migrants will soon swell our population to i/2 billion and will be the largest minority in the US. This is already leading to a recession and has destroyed the chance of getting unskilled decent paying jobs. Add to this situation that the criminal migrants pay very little tax but receive almost every service free.

Since: Dec 07

Location hidden

#14 Feb 6, 2008
2manytaxesandlaws wrote:
The three reasons that I, a conservative, am no longer also a Republican:
1) No compassion.
2) It's all about the money -- unless it's somebody else's money.
3) No accountability for corporate irresponsibility -- only contempt for the consumer's role in the disaster.
If that brands me, in your minds, as something other than a conservative -- so be it.
And keep that in mind as you go to make your (symbolic) selection of socialist Romney or socialist McCain over socialist Clinton or socialist Obama in the May primaries ...
Jeff Dreibus
It's about personal responsibility. Bailing someone out of a sinking boat they put themselves in is not a long term solution; it just reinforces a belief that Santa Claus is real.

Besides, this is no -- disaster! This is a classic case of `fools and their money soon being parted'!

No one ever came and offered to bail my hiender out of the losses I took from either bad investment decisions or investment decisions based upon fraud (ala Tyco, Enron....).

If someone is big enough to buy a house and big enough to "play house", then they are big enough to take the medicine themselves!
dog gone

Great Falls, MT

#16 Feb 6, 2008
agreed!
AVL Native wrote:
I work in the foreclosure biz, and most often times these folks lose their homes because of poor financial decisions.
I don't see that we tax payers should step in & help these people out of a jam. One they could have easily avoided, had they educated themselves on what type of loan was right for them.
How do people learn from their mistakes, when there's always some bleeding heart there to bail them out?

“Resist the Invasion!”

Since: Feb 07

Nebo, NC

#17 Feb 6, 2008
Stone Jack Baller wrote:
<quoted text>
It's about personal responsibility. Bailing someone out of a sinking boat they put themselves in is not a long term solution; it just reinforces a belief that Santa Claus is real.
Besides, this is no -- disaster! This is a classic case of `fools and their money soon being parted'!
No one ever came and offered to bail my hiender out of the losses I took from either bad investment decisions or investment decisions based upon fraud (ala Tyco, Enron....).
If someone is big enough to buy a house and big enough to "play house", then they are big enough to take the medicine themselves!
Stone Jack,

You DO understand that Federal law forbids banks to loan money to those whom they know can't possibly repay it ... don't you?

Between all of the jobs being "outsourced" (which our government facilitated) and the reckless lending practices in which the finance industry engaged (while our government looked the other way), the American labor/homeowner got the short end of the stick.

So, yes: "we" can collectively afford a measly $300,000 to help out our neighbors who actually aspired to own something, however optimistic they may have been in that pursuit.

And, no: I am not one of those who lost his home -- mine is paid-off. But long ago I WAS in a position wherein I nearly lost the home I owned in Weaverville. When one can relate to others who are now in a "familiar" position, it is called "empathy" or "compassion" -- and it comes from one's heart, not from any particular political ideology.

By the way, Stone Jack: for which Traitor-In-Chief candidate are YOU pullin'? For some reason, nobody wants to answer that question ...

Jeff Dreibus

Since: Dec 07

Location hidden

#18 Feb 6, 2008
2manytaxesandlaws wrote:
<quoted text>
Stone Jack,
You DO understand that Federal law forbids banks to loan money to those whom they know can't possibly repay it ... don't you?
Between all of the jobs being "outsourced" (which our government facilitated) and the reckless lending practices in which the finance industry engaged (while our government looked the other way), the American labor/homeowner got the short end of the stick.
So, yes: "we" can collectively afford a measly $300,000 to help out our neighbors who actually aspired to own something, however optimistic they may have been in that pursuit.
And, no: I am not one of those who lost his home -- mine is paid-off. But long ago I WAS in a position wherein I nearly lost the home I owned in Weaverville. When one can relate to others who are now in a "familiar" position, it is called "empathy" or "compassion" -- and it comes from one's heart, not from any particular political ideology.
By the way, Stone Jack: for which Traitor-In-Chief candidate are YOU pullin'? For some reason, nobody wants to answer that question ...
Jeff Dreibus
First we disagree on the subject at hand. I might get concerned if a natural disaster took someoneís home, like Katrina or an earthquake, etc., but no emotion from me for people that can't or didn't read the fine print. Caveat emptor! I also think this is just the first stake being put in the ground and after this one is safely in the next one will come out until the bailout objective is met. And whatís the difference between my stock and bond losses and someoneís poor real estate decision? None in my eyes. And if a mortgage broker pitched a big story and someone believed it, yes that could be fraud; but no more than the Chairmen of Tyco or Enron or Mr. Coffee, or Washington Public Service Bonds, etc. pitching deliberate and erroneous lies (i.e., fraud) in the form of cooked financial statements. Nobody came bailing my tail out of the mess or offered to reimburse my losses. I donít see any difference and Iím sure my investment losses are larger than most of the mortgages people are wanting to see safety nets.

Secondly. I honestly donít know. I will vote for the candidate that I believe offers the country the best leadership potential and also serves my interests, which includes at least maintaining the current tax rate not increasing it for more entitlement programs. On the Republican side I think McCain will be finally nominated so Iíll keep my ears to what he is saying and doing. On the Democrat side I think we are at last going to have an old fashioned Democratic Convention where Clinton and Obama will club it out. Maybe Crosby, Stills and Nash will get back together and cut a new song about the 2008 Dem. Convention. There is one of the Dem. Candidates that I canít vote for period. So if that candidate gets the Dem. nomination I will vote Republican.

“Resist the Invasion!”

Since: Feb 07

Nebo, NC

#19 Feb 7, 2008
Stone Jack Baller wrote:
<quoted text>
First we disagree on the subject at hand. I might get concerned if a natural disaster took someoneís home, like Katrina or an earthquake, etc., but no emotion from me for people that can't or didn't read the fine print. Caveat emptor! I also think this is just the first stake being put in the ground and after this one is safely in the next one will come out until the bailout objective is met. And whatís the difference between my stock and bond losses and someoneís poor real estate decision? None in my eyes. And if a mortgage broker pitched a big story and someone believed it, yes that could be fraud; but no more than the Chairmen of Tyco or Enron or Mr. Coffee, or Washington Public Service Bonds, etc. pitching deliberate and erroneous lies (i.e., fraud) in the form of cooked financial statements. Nobody came bailing my tail out of the mess or offered to reimburse my losses. I donít see any difference and Iím sure my investment losses are larger than most of the mortgages people are wanting to see safety nets.
Secondly. I honestly donít know. I will vote for the candidate that I believe offers the country the best leadership potential and also serves my interests, which includes at least maintaining the current tax rate not increasing it for more entitlement programs. On the Republican side I think McCain will be finally nominated so Iíll keep my ears to what he is saying and doing. On the Democrat side I think we are at last going to have an old fashioned Democratic Convention where Clinton and Obama will club it out. Maybe Crosby, Stills and Nash will get back together and cut a new song about the 2008 Dem. Convention. There is one of the Dem. Candidates that I canít vote for period. So if that candidate gets the Dem. nomination I will vote Republican.
Stone Jack,

Good response.

I still disagree, and I still characterize all of the GOP/Dem. offerings as "candi-traitors", but I appreciate the thoughtfulness which went into your reply.

Thanks.

Jeff Dreibus

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