premium waiver

United States

#1 Sep 6, 2010
i became a paraplegic in 1985 which at that time my policy was on premium waiver, which means prudential pays my premiums. also, i was to recieve a new policy every three years, also paid by prudential. the face value of each i believe to be 10,000.00 . they are limited pay whole life and the first one is classified as classic 85 life. can some one tell me what either of those two mean, and is there something else i should be doing with my policies, because i hear of people changing there polices, or upgrading to a better one. im really not to educated on life insurance although lately i have been reading up on it. thank you for your help

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