Posted in the Lloyds TSB Group Forum
#1 Jun 29, 2011
Hi, i have opened lloyds account in gravesend UK for about 5 years. In this 5 years i never been owerdraft or anything similar. Couple days ago i asked for credit card and the man, which was "serving" me said that i am not aloud to have any. I asked how is this possible and he really roothly way reply, that i was maybe often owerdraft, or i didnt pay some phone contracts or i am often changing my address. I said this cannot be the truth because i am on my address over 3 years and i dont have any unpaid cotracts or something similar. Than he said he cannot do nothing with this but every month it can change, so maybe after 20th. So after i go to the bank again and i was served by young i gess pakistani women and i asked , if she can do for me credit card. She took me to her small office, but in the same time the other indian women from the bank call her and i heard how she told her, that i was in the bank before and the other man said me that i am not aloud to get credit card, that she need to send me off. So this yound assian women come back to me and even without looking on my account details said that i cant get the credit card. I asked her why and she said really angry way that i can look on the net about it. I felt so dissapointed and degreded and other people from the bank watched me like i am the stief or something. Thanks for reading it.
#2 Aug 4, 2011
I believe you can do an online credit check however you have to be in debt to have credit.
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