This is a brief description of our N.C. plan, but it suffices to say that the representative you spoke with must be very careful to make comments about a plan that he is attempting to replace, because, he can get in big trouble, and maybe even lose his license. Before you proceed any farther, I would suggest that you call a Humana agent and get a better understanding of the plan.
J Ken Smith, Sr, Charlotte, NC
REPLY: My concern is that they are allowing seniors to cancel their supplemental insurance, thinking that Humana will cover their needs.
My understanding from talking with a representative is that Humana is, basically, duplicating Medicare but you still have to keep Medicare. You are paying for both but can only use one for each claim, which means that the senior is responsible for the 20% that is not covered by either. Do I have the correct understanding??? Thanks for your input.