Seriously thinking this company is on a mission to rip off the consumer!!!!
My wife and I are also in a crisis with AHMSI. Created a lot of unnecessary anxiety for everyone here. These people are ruthless!
In 08' we fell behind on our mortgage and property taxes, and entered into a monthly agreement with the City for the property taxes. Faced with foreclosure we consulted with a Credit Counselor and averted foreclosure.
We then applied and were approved for an Emergency Mortgage Assistance (HEMAP) loan, which in July of 2009 brought both our mortgage and the property taxes on our home current.
In August 2009 we received an Escrow Shortage Statement from AHMSI for over $5,000. We thought this was a mistake and later found out that nine days after our mortgage and property taxes were brought current through our HEMAP loan, AHMSI sent the city $5,000 for our property taxes that had already been paid, and the $5,000 was posting as an overpayment.
AHMSI is now blatantly attempting to escrow this overpayment into our monthly payments, which we cannot afford. AHMSI knew what the HEMAP loan represented. It is like kicking someone when they are down. AHMSI has since sent us another foreclosure notice demanding we pay them the overpayment money, plus additional interest and penalties. Once again we have to consult with the Credit Counselor to avoid foreclosure. What AHMSI is doing is just plain WRONG. They're wreaking havoc on a lot of people. There's no need for it either!
We have sinced filed a complaint with BBB of Texas and also with the office of the Attorney General in both PA. and TX. contacted our State Senators office, and the Depatment of Banking in PA.
Ohio Attorney General Mark Cordray has also filed a complaint against AHMSI.
AHMSI creates the problem and them attempts to reap the rewards. No one is stopping them, why? It's extortion! They need to be stopped. Everyone needs to band together and take the necessary action. It has ta STOP! for everyone.