A campaign clip. Yep, you have both feet grounded approaching this issue.<quoted text>
So far you seem to think there are only two approaches to the debt problem. It's a multi-faceted issue, probably too complex for you.
Hey, take this approach to your household budget, at the beginning of the month whizz away 20% of the amount of your budget. Continue doing this for 2 years, then starting with the 3rd year whizz away 35% of it.
Let me know how it works out keeping up with the bills.