$13k Deductible, 40% Copay, Zero Competition
Posted in the Columbus Forum
“animis opibusque parati”
Since: Oct 12
#1 Oct 15, 2013
Certainly not a shock to those were paying attention.
Obamacare shock:$12,600 deductible, 40 percent co-pay, zero competition
by Paul Bedard
Many Americans shopping for better health insurance deals promised by the two-week-old Obamacare system are instead being slapped with rate shock, including savings-sapping deductibles and co-pays, according to multiple reports from around the country.
For some able to get the problem-plagued Obamacare website to work, the so-called deals the system is coughing up around the country include $12,600 deductibles, co-pays of up to 40%, zero competition, and rate hikes of 260%.
The huge cost increases that some Obamacare applicants are seeing are feeding the effort in Congress to change the system and delay implementation until January 2014.
"This is why we've been working so hard to dismantle and repeal this bill, so that we can begin to pass step-by-step reforms that transform the health care delivery system by putting patients in charge, giving them more choices, and reducing the cost of health care so that more people can afford it, said Tennessee Republican Sen. Lamar Alexander....
#2 Oct 15, 2013
There is a warning to be very careful about reading the fine print. Not every doctor and hospital is participating in every insurance plan being offered, so if you have a doctor you want to keep, you'll need to find a plan in which he/she participates - and it may not be one of the lower-priced plans (if at all).
If you are not able to drive, you will need to consider if the plan you are choosing participates with providers within the distance you are able to travel. This creates a hardship for many but they are able to get their free birth control, so maybe they don't mind, eh?
#3 Oct 15, 2013
On the same site there is a story that only one bid was looked at for the website design. Don't have time now, but later I'll have to research the firm who provided the one and only bid that the government considered. Interesting. Wonder who the investors for that one are?
#4 Oct 15, 2013
I was sent a letter from my arthritis doctor explaining cash payment only.
Insurance of any kind not accepted. You can turn it in on your own.
That is word for word what it said.
Fine with me, as I will let my wife do the paper work. She does it daily at work.
This is a reality soon to hit the street with others. What if you don't have $400 to float waiting for insurance reimbursement?
“Ludibrium est onus genio”
Since: Dec 11
#5 Oct 15, 2013
Most of my doctors have the same policy. all the paperwork is up to me.
You find another doctor. And if you can't, too bad. No law requires any doctor to accept any insurance (unless they are contracted to by the hospital they work for).
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