Obamacare: Fewer options for many (For Kung Fu with love, redux)
Posted in the Columbus Forum
#1 Nov 4, 2013
(CNN)-- Some of Thomas Harte's New Hampshire neighbors are frustrated by the Affordable Care Act's insurance marketplaces but not for the reasons you might expect.
Harte is an insurance broker. He still has his share of frustrations with the marketplace websites, but the growing number of complaints he hears come from clients and fellow brokers who have seen the policies these marketplaces offer.
Nationally the marketplaces offer tens of thousands of different policies with a wide variety of coverage, but Harte has noticed many have one thing in common: They cover a narrow network of doctors and hospitals.
That narrower network comes as particularly bad news for the residents of Concord, New Hampshire.
Concord's one hospital won't accept any policies offered by the marketplaces. To see a doctor, specialist or primary care provider affiliated with the hospital, patients on these Obamacare plans will have to pay out of their own pocket. The closest in-network hospital is in Manchester.
"Can you imagine having to go 25 miles away to Manchester to get access to a health care provider that is covered by your insurance?" Harte asked. "Right now, Concord is one big black hole of health care for people buying these plans."
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