What My Wife Did For Me

Posted in the Columbus Forum

Since: Jan 12

Location hidden

#1 Nov 20, 2013
Well. My health insurace broker wife got me into one those health plans that people are getting canceled out of. They're getting canceled because they're in a January-to-January payment cycle. So. We just tonight bought in for a December 1 effective date...so Obama can't get me canceled until December 1 2014...but, our hope is that the political backlash about keeping plans one likes will kick in, and Obama will back down.

Here's the sick thing. Obamacare is selling (or allowing) very similar plans in terms of coverage levels...for 2 1/2 times the price. Obamacare is going up against the low premium plans so that it can grab that business, jack up the price, and use the profit to fund lower premiums for lower income people. The deductibles between the canceled plans and the lowest Obamacare plan are about the same...in the $6000 neighborhood. Obamacare then plays with caps...Obama says "no cap"....but, my plan has a 7 Million cap. At my age, it is highly unlikely that I would bust through that...so holding the cap against the plan in my case would be an artiface to disqualify the plan...to grab the business and stick me with a very similar plan for 2 1/2 times more.

So. If you are healthy...you've got no dramatic medical history or pharmacy history that can be traced...don't smoke...your weight is where it should be....you can STILL get one of these cheap plans for a little while. Some carriers may only offer you a December 1 or December 15 effective date...others might open it up more...because it's in their interest to get new low-risk business.

Since: Dec 11

Middletown, OH

#2 Nov 25, 2013
Good for you getting a one year reprieve. Your lord and master has granted a stay of execution. But only a stay. Your head will roll right after you vote D in november when 2015 compliance is due and pounces again.

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