The returns I got in college and graduate school went to my savings account. I have bought one frivolous item with my tax return in the last 15 years. A 40 inch flat screen tv one year because I always wanted one and after several years in school I felt like I needed to treat myself.<quoted text>
It is...interesting to talk to one of those big box tax preparers at this time of year. And frankly, I'm tired of hearing people bragging about their return and what they will do with it (nothing responsible so far).
The rest were used for the downpayment on my first car and my downpayment on my home. I haven't had a refund the last 5 years. In fact I've owed most years.