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#1 Sep 28, 2008
So called BAIL OUT: Use " TIME" to get out of the situation. Change foreclosed HOMES to longer pay of time , Example: 40, 50, 100 years loans.
People will make payments if they can afford it. Like paying fora car, if longer period to pay, the monthly payment amount is less . As people move back into their homes they will fix them up. Employment will be produced.( Fixers)
This should be for people who live in these homes only. Too little space to explain where the "credit" will come from. Basically using theory of negative and positive reenforcement. To lending Institutions: Lend money or you will feel a " stick" ! You lend,- reward by special tax write off.
It would take 2 pages to line out the concept.
No cost to taxpayers, changes from bottom up where the bailout belongs !
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