How you spend affects how much you spend: people spend more with cards than with cash

There is fresh evidence that people spend less when paying cash than using credit, cash-equivalent scrip or gift certificates.

[M I B]

'Pardon me, I must update this information....This credit card spending vs. cash(less)spending is NOT fresh news,We realized this over 5 yrs ago.The reason of higher DEPRESSION on Christmas holidays,when people uses credit cards to purchase gifts....Suicides rates Increases,after the Holidays.