Some thoughts on disaster preparedness/recovery and big insurance:

Are You Disaster Ready?

What do you expect in case of loss? Who cares? Who has disaster preparedness/recovery money for that?
I don't have all the answers, but I do have this one:
A letter pertaining to disaster (hurricane, earthquake, tornado, flood, fire, etc.) has been sent to President Obama on behalf of all insurance policyholders. As a matter of transparency on the record of insurance consumer protection, any response by President Obama will be posted on the following Website for review: http://www.disasterprepared.net/president.htm...

Qui potest et debet vetare, jubet:(Law Maxim)
HE WHO CAN AND OUGHT TO FORBID A THING [IF HE DO NOT FORBID IT] DIRECTS IT