Mandatory gun insurance for owners

Mandatory gun insurance for owners

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Jack

Herndon, PA

#1 Feb 21, 2013
Over on another post, someone asked how gun insurance would stop crazies from getting guns. Rather than hijack that posting with semi-related thread, I'll post it here.

Actually, mandatory insurance on guns which several states are currently considering, won't stop crazies, we all know that, but the insurance premiums, say fifty-cents per day per gun, will provide our state and federal governments the wherewithal to do several things including research into gun violence as well as provide innocent bystanders of gun violence possible financial assistance in dealing with their injuries and related and/or ongoing medical and personal expenses. Conceivably the premiums could also be paid out to municipalities and medical facilities to recoup massive expenses incurred in dealing with the ongoing daily gun violence sweeping our country. Certainly a win-win for everyone involved. Whether payment of said premiums would be considered sufficient to absolve gun owner who fail to adequately and safely store their weapon (i.e., trigger guards, gun safes, bolt removal, barrel lock, etc.), which are later found to used in a crime from personal liability remains to be seen.

So yes, adding mandatory gun insurance on top of other intelligence efforts to stem the gun violence tide and increase our countries gun safety stance, certainly seems reasonable. And since only gun owners will pay the premiums, and there are considerably fewer of them over non-gun owners, I'm optimistic this will be one of the changes forthcoming across the nation.

Before anyone asks, yes, mandatory insurance requirements at the local, state and federal level are indeed constitutional.
facts

United States

#2 Feb 21, 2013
There is already a vehicle in place for financial relief for anyone who is shot - it is called the courts. Regardless, the vast majority of gun violence is by criminals who won't be paying insurance. Your suggestion that law-abiding citizens should pay for the violence of criminals is absurd.
Really

Knoxville, TN

#3 Feb 21, 2013
I agree with "facts" , jack must be the type that doesn't support himself but survives off the hard work of others. Way to keep that Obama train of thought going. God forbid people be held accountable for their own actions and lives.
BS Jack

Saint Marys, GA

#4 Feb 21, 2013
The government is not in the business of selling insurance. What makes you think Insurance companies are going to use the premiums to fund all of these programs. Nice fairytale.
Jack

Kingsland, GA

#5 Feb 21, 2013
BS Jack wrote:
The government is not in the business of selling insurance. What makes you think Insurance companies are going to use the premiums to fund all of these programs. Nice fairytale.
The insurance exchanges, where owners will chose they desired level of coverage, will be mandated to base their premiums based on contributions (or funding or whatever it's called) to the required programs. Not to tough to understand.
Anon

Herndon, PA

#6 Feb 21, 2013
You're right, of course. This would just be another honey pot for the insurance companies. We could possibly accomplish "Jack"s" idea another way. Just increase the fee for carry permits to $150 to $200 per year and make each carry permit specific to one weapon only. If someone has 2 weapons he or she wishes to carry, then that will require 2 permits. Any reason this would not work?

“It's comong.”

Since: Nov 12

Location hidden

#7 Feb 21, 2013
They just wanted to piss you off with this insurance idea.

“It's comong.”

Since: Nov 12

Location hidden

#8 Feb 21, 2013
Jack wrote:
Certainly a win-win for everyone involved.
Not sure how this comment got rated as brilliant.(from post 1)

“It's comong.”

Since: Nov 12

Location hidden

#9 Feb 21, 2013
Jack wrote:
Before anyone asks, yes, mandatory insurance requirements at the local, state and federal level are indeed constitutional.
Please explain your interpretation of the constitutionality. I see it just as constitutional as requiring you to buy protection.

“It's comong.”

Since: Nov 12

Location hidden

#10 Feb 21, 2013
BS Jack wrote:
The government is not in the business of selling insurance. What makes you think Insurance companies are going to use the premiums to fund all of these programs. Nice fairytale.
I think Jack explained that; "Conceivably the premiums could also be paid out to municipalities and medical facilities to recoup massive expenses incurred in dealing with the ongoing daily gun violence sweeping our country." What a brilliant thinker.
The irony of it all

Kingsland, GA

#11 Feb 21, 2013
Huntsville, AL - In a press release reminder about a Second Amendment rally being held Saturday in the North Hall, Von Braun Center representatives are emphasizing that guns are NOT welcome inside.

"Our Second Amendment," an event hosted by the South Huntsville Civic Association, begins at 1 p.m. with the program of speakers starting at 2 p.m. It is free to the public.

The VBC press release stated: "As a reminder to the general public, the Von Braun Center policy is that firearms are NOT permitted on Von Braun Center grounds or within the Von Braun Center facility."

Sounds like the VBC management has a brain. And taxpayers dollars. And doesn't like lawsuits stemming from a bunch of nuts with guns.
BS Jack

Saint Marys, GA

#12 Feb 22, 2013
I think Jack needs someone to explain to him how insurance works.
BS Jack2

United States

#13 Feb 22, 2013
BS Jack wrote:
I think Jack needs someone to explain to him how insurance works.
I think Jack is constipated.
YouNeverKnow

Herndon, PA

#14 Feb 22, 2013
Every one should carry an umbrella liability insurance policy at least equal to their net worth.

I do after my brother's experience. One afternoon about 20 years ago, my brother was camping in his RV at his river lot not far from his home. A young doctor friend came to visit.

Soon after his arrival, a bad storm approached. Someone said, we better move the cars away from the trees. They did. In the height of the storm a tree came crashing down on the RV. It was crushed. Every one was able to crawl out of the RV except the doctor. His back was broken.

The doctor lost the use of his legs from the injury. He ended up suing my brother, the maker of the RV, the EMS, the hospital, even the neighbors who helped pull him out of the wreckage.

The suit against my brother stemmed from the idea that if he was concerned about the car, he should have ensured everyone was moved to a safe place from the RV.

The trial hung over my brothers head for two years. But he had an umbrella liability policy which picked up at the limit of his RV liability insurance policy. The Insurance company paid for the defense lawyer in the suit, over $100,000. The court found my brother was not liable.

After that, I have maintained an umbrella liability policy for myself. It is a good idea for everyone, whether you own a gun or not.
NYDeerslayer

Albany, NY

#17 Feb 24, 2013
This is a bullsh*t bill. If it passes we should make it mandatory for all golfers to insure their clubs.
Anon

Kingsland, GA

#18 Feb 24, 2013
NYDeerslayer wrote:
This is a bullsh*t bill. If it passes we should make it mandatory for all golfers to insure their clubs.
Intelligent and articulate Republican plans and policies such as this ensure Democratic Party dominance for years to come.
Hank

Kingsland, GA

#19 Feb 25, 2013
Does anyone know if Georgia is one of those states considering the mandatory gun insurance?
Woodie

United States

#20 Feb 25, 2013
NYDeerslayer wrote:
This is a bullsh*t bill. If it passes we should make it mandatory for all golfers to insure their clubs.
I'm going down and get my pecker insured tomorrow.
Bertha Butts

Jefferson, GA

#21 Feb 26, 2013
Woodie wrote:
<quoted text>I'm going down and get my pecker insured tomorrow.
No need for that, Woodie.

There's no law against "Assault with a Dead Weapon"!
Big Governement

United States

#22 Feb 26, 2013
Hank wrote:
Does anyone know if Georgia is one of those states considering the mandatory gun insurance?
It could bring in more tax revenue they would bring it on.

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