Annuities: Their attraction grows in ...

Annuities: Their attraction grows in uncertain times

There are 1 comment on the Berkshire Eagle story from Jul 4, 2010, titled Annuities: Their attraction grows in uncertain times. In it, Berkshire Eagle reports that:

The controversy over annuities mystifies people like Dennis Defnet. The semiretired businessman and his wife, Karen, have three annuities that pay a total of several thousand dollars a month.

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Hasbrouck Heights, NJ

#1 Jul 11, 2010
Variable Annuities for Income? No Way! Don't Buy Variable Annuities they are too expensive if your goal is Income.

Immediate Income Annuities are the Very Best for Guaranteed Monthly Income for Life... Nothing comes close! Read

What is an Immediate Income Annuity?


It is an exchange of a Lump-sum of money for a Monthly Income Stream guaranteed for Your Life, the joint life of you and your spouse or for a Specified Period of Time 10 Year to 30 Years. Contrary to what you read and hear, you can add guarantees to the Life Options. This can be in the form of an Installment Refund Guarantee or a Certain Period. The trade off is a lower monthly income stream and is not as low as you may think. The younger you are the less the trade off is.

Safety, Simplicity and No Fees: You know up front how much of a Lump-sum you need to exchange for the Monthly Payment you receive. Nothing else is charged to you nothing is deducted from your payments. It is what it is!

Immediate Income Annuities are all about Guaranteed Fixed Spendable Monthly Cash Flows that you receive each month for life. When you’re in Retirement these Cash Flows are what’s important to you. Nothing else comes close in importance.

Having a Guaranteed Monthly Income Stream as part of your Portfolio improves the performance of your Entire Retirement Portfolio. How? It allows you to focus on investing long-term for maximum compounded return without having to worry about your monthly spendable funds/cash flows.

Yes, Immediate Income Annuities, Fixed Rate Annuities and Index Annuities when honestly reviewed should play a role in everyone’s portfolio for a percentage of your investable long-term assets from age 50 up and until the day you die. They provide safety, predictability, an attractive rate of interest and Cash Flows during Retirement that can’t be safely matched by other assets of like dollar amounts you may allocate into.

If you really want to get a complete understanding of Immediate Income Annuities and other Fixed Annuities read

Period Certain for 20 Years - Payments 65.20% Tax Free (Buy Today with 1st Payment delayed 1 Year)$1,000,000:

$6,388.58 per month -$76,662.96 over 12 months -$1,533,259.20 over 20 Years

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