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fact

Bay Saint Louis, MS

#21 Jan 12, 2013
well if you are an agent then you would know that flood insurance and home owner is 2 different policies. FLOOD is cheap home owner is not
fact

Bay Saint Louis, MS

#22 Jan 12, 2013
I live 1 block from the beach I only pay 319.00 a year for 250,000 in flood. I DO write that check every year. FACT
Diamondhead Resident

Boise, ID

#23 Jan 12, 2013
I know that flood and homeowners is 2 different policies. Inlaw stated that he pays $200 a year for a total homeowners policy.
classic mixup

United States

#24 Jan 12, 2013
Diamondhead Resident wrote:
I know that flood and homeowners is 2 different policies. Inlaw stated that he pays $200 a year for a total homeowners policy.
It specifically says for flood... It was just a few post ago. Not hard to look up. It seems like your crawfishing after you were busted for letting your temper get the better of you. I live a quarter mile above the tracks in waveland. My flood is $300 a year. Just because your an insurance agent......... Doesn't mean your a good one. Just saying...
Diamondhead Resident

Boise, ID

#25 Jan 13, 2013
classic mixup wrote:
<quoted text>
It specifically says for flood... It was just a few post ago. Not hard to look up. It seems like your crawfishing after you were busted for letting your temper get the better of you. I live a quarter mile above the tracks in waveland. My flood is $300 a year. Just because your an insurance agent......... Doesn't mean your a good one. Just saying...
Whatever. I am good at what I do. My clients are happy........and I earn in excess of $150,000 a year.
Bikers Inlaw

Diamondhead, MS

#26 Jan 13, 2013
Diamondhead Resident wrote:
so now you changed your name. You better check your policy. for $200 a year, I assure you, you don't have much coverage. I know for a fact you won't get a home owners policy with full coverage for less than $100 a month. How do I know this you might ask? Because I am an insurance agent. lol
IF you're an insurance agent then you know that what we're talking about are two completely different policies.
Diamondhead Resident

Boise, ID

#27 Jan 13, 2013
Bikers Inlaw wrote:
<quoted text>
IF you're an insurance agent then you know that what we're talking about are two completely different policies.
If you would mind your own business and quit bashing people, Topix would be a better place.
Feduptaxpayer

United States

#28 Jan 14, 2013
Diamondhead Resident wrote:
And if you know anything about this area, then you would know that Flood Insurance alone is over $5,000 a year if you live South of I10
I don't know where you are getting your flood ins. but you are being ripped off. We are in Waveland, 1/2 mile from the beach and pay $345 per year for $250,000 flood covearge and our wind coverage is $1600 per year and Homeowners is $1200. Yes this is much higher than pre-Katrina but it is a lot cheaper than people in Florida and Alabama are paying.
Mary Jo

Waveland, MS

#30 Jan 14, 2013
The cities of Bay Saint Louis and Waveland are also great places to live with good school and only 15-20 miles from Stennis. There are some places in the cities and in the county close to the cities that are high crime places you should avoid, though.

I live south of the tracks, my home is insured for $300,000.00 and with the National Flood Insurance Program premium is $350.00. I live in a no flood zone, too.

The highest premium for flood ins. with private insurers that I've seen is about 687.00.
Bay Resident

Bay Saint Louis, MS

#31 Jan 14, 2013
Diamondhead Resident wrote:
I did. And apparently, you had the post deleted. You were bashing Outlaw Biker in one post, and you stated that you owned a bigger, more expensive home than him. And I suggest you do the research. I did. Flood insurance south of I 10 will run you $5,000 a year or more.
I'm south of I 10 and South of the tracks in Bay St Louis and my $250k of flood insurance runs about $375 per year. I'm not in a flood zone but did flood during Katrina. It is based on elevation not I-10. You are thinking of wind insurance, which still doesn't cost me anywhere near that much.
Kcf

Hattiesburg, MS

#32 Jan 15, 2013
Mary Jo wrote:
The cities of Bay Saint Louis and Waveland are also great places to live with good school and only 15-20 miles from Stennis. There are some places in the cities and in the county close to the cities that are high crime places you should avoid, though.
I live south of the tracks, my home is insured for $300,000.00 and with the National Flood Insurance Program premium is $350.00. I live in a no flood zone, too.
The highest premium for flood ins. with private insurers that I've seen is about 687.00.
Thanks for the info..we wil prob end up.renting a house bf we buy to get a better feel of where we want to be. We should prob take a drive to check out waveland/bay st louis. My husband didn't really wanna be that close to the coast bc of hurricanes but we may consider it. Do u know anything about picayune? Is it nice? Im sure city schools aren't great but what about out in the county?
Mary Jo

Bay Saint Louis, MS

#33 Jan 16, 2013
Kcf wrote:
<quoted text>
Thanks for the info..we wil prob end up.renting a house bf we buy to get a better feel of where we want to be. We should prob take a drive to check out waveland/bay st louis. My husband didn't really wanna be that close to the coast bc of hurricanes but we may consider it. Do u know anything about picayune? Is it nice? Im sure city schools aren't great but what about out in the county?
Picayune in a nice clean little town with a charm of it's own. I prefer living in BSL even though we have hurricanes because of the people and their lifestyle. If you are going to rent first, come give the Bay or Waveland a try. I'll bet you will get hooked, too.
The Translator

Tupelo, MS

#34 Jan 16, 2013
Bikers Inlaw wrote:
<quoted text>
I invite you to prove where I said I live in Diamondhead. I have worked there, been through there, visited there, and a few other things there...but never lived there. Too many self-indulgent people with entitlement issues in one place for me. As for the insurance issues, I can assure you that the cost of flood insurance is about the same anywhere in this county you go. The cost of homeowners and windstorm and hail varies as you get south of the railroad tracks in the county, Waveland, and Bay St. Louis. I invite you to check the facts. Do some research and check the flood maps.
What Inlaw is really saying is this: "I don't live in diamondhead because I'm a stupid redneck with a low paying, dead end job. I can't afford to live in Diamondhead, so I bash those who do."

Why don't you keep your mouth shut, Inlaw. Just because you bash those who live in Diamondhead, doesn't mean you're right. Let people check out Diamondhead for themselves
zzzappp

Bay Saint Louis, MS

#37 Jan 17, 2013
Insurance is like the cost of gas!!!If you worry about it you shouldnt be driving that car or live in that house.

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