First time home buyer here. Please he...

First time home buyer here. Please help me if you can!?

Posted in the Warsaw Forum

lavkyinalevimmis on

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#1 Nov 7, 2013
dinickeliqsonflhiorence wrote:
First time home buyer here. Please help me if you can!?I have a salary of $65k and have been working for 1.5 years. I'm still leaving at my parents basement to save money. But I believe its the time to move out. The only loan payment that I have right now is my student loan which is $200/month. Of course I pay for car insurance, cellphone, etc but I don't believe those will effect my mortgage to income ratio (or does it?) Could you please help me out whats the price range I should look for buying house? I have $12k savings for down payment and closing cost and extra fees. My credit is decent as I checked my report and nothing bad was on it. My credit score is higher than 700.
On the other hand, I can wait longer for buying a house and buy a new car. Would you recommend it? Would you think I can still buy a house if I buy a $30k car? or Should I get my house first?
Please please help me out. Thank you!.
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