do you claim your tips?

do you claim your tips?

Posted in the Utica Forum

First Prev
of 2
Next Last
tipped out

Fayetteville, NY

#1 Nov 14, 2009
We live in a world of tipping, cash rewards holiday tips... who do you tip and who do you not tip. I wait tables for a living and am required to claim just about everything I make, which results in a 0.00 or "void" paycheck. My deductions are based on what I claim, so I usually do not even have my taxes taken out. My issue is this: Do all you people who earn a wage and then receive tips claim those tips as income? Probably not. Until all of you claim that money as income, I personaly will never tip anyone, except those that I know do claim their tips.... OK, discuss...and take it easy on me...I'm new here.
dumb

Manlius, NY

#2 Nov 14, 2009
tipped out wrote:
We live in a world of tipping, cash rewards holiday tips... who do you tip and who do you not tip. I wait tables for a living and am required to claim just about everything I make, which results in a 0.00 or "void" paycheck. My deductions are based on what I claim, so I usually do not even have my taxes taken out. My issue is this: Do all you people who earn a wage and then receive tips claim those tips as income? Probably not. Until all of you claim that money as income, I personaly will never tip anyone, except those that I know do claim their tips.... OK, discuss...and take it easy on me...I'm new here.
How will you know who claims and who doesn't? I've been a tipped employee my whole life and I don't claim a thing. They take my taxes out of my paycheck. Good enough for me. I think your dumb for claiming everything. And even dumber for making this comment.
Just Wait and See

AOL

#3 Nov 14, 2009
The time will come when you will pay the price for not claiming your tips. Wait until it's time to recieve Social Security or God forbid, you become disabled. Your monthly amount is going to be much lower as a result.

I know people who have played this game and are now paying the price. Hope you are saving some money for the future.
tipped out

Fayetteville, NY

#4 Nov 14, 2009
Where I work I'm required to report 14% of my total sales.(regardless what I've tipped out to busboys...who incidently claim their tips ). So if you are receiving tips as income and not reporting it...then thats illegel. I'm talking about when the media gives you a chart of who you're supposed to tip, wether year round or at the holiday season, and how much ie. mailman, paper boy, housekeeper at the hotel, the coat check guy with a tip jar....I'm 99.99% sure these people are not claiming their tips, thats why I won't tip these people....
julie

Canastota, NY

#5 Nov 14, 2009
I agree 100% with "Just Wait & See". In order to save just a few dollars now in taxes, you are going to lose much more in the future in Social Security benefits.

Also, when it comes time to take out a loan or mortgage, only the income you claimed will be counted.

Your just hurting yourself.
Just Wait and See

AOL

#7 Nov 14, 2009
julie wrote:
I agree 100% with "Just Wait & See". In order to save just a few dollars now in taxes, you are going to lose much more in the future in Social Security benefits.
Also, when it comes time to take out a loan or mortgage, only the income you claimed will be counted.
Your just hurting yourself.
I never even considered the ramifications when it comes to loans and credit. What about insurance since a persons credit credit score is figured into their rates? I guess in the long run the people not reporting are paying a lot more on the money they hide, than the people who are doing the right thing and reporting.
julie

Canastota, NY

#8 Nov 14, 2009
That's right. I didn't even think about their FICO score.
too bad

Pittsburgh, PA

#9 Nov 14, 2009
U didn't state your name and where u wait at so we would never tip your cheap ass. If ur in the tipping industry then you should not only tip but be generous with it. Hope u get shitty tips all holiday season.
Uncle Joe

Wynantskill, NY

#10 Nov 14, 2009
The IRS will get your IPS and come after the non-payers now....
Smarten up

New York, NY

#11 Nov 14, 2009
If you aren't going to be retiring in the next 10 years...you'd do yourself a favor and stash all the cash you can now. Social Security will most likely NOT be a viable income option in the near future. And that's even if you've paid in for 30 or 40 years.
The government fucks the US citizens every chance they get...and continues to give OUR TAX DOLLARS away around the world. And of course, they tell us that our taxes have to be raised because they need more money. If you trust that our government will take care of any of us when we're old and need income...then I'm sorry...you're stupid!

Any money you can make without having to report it...is good money as far as I'm concerned. As for the tipping end of this discussion...here's my 2 cents. Just because you work at a job that is considered a job worthy of tipping....it doesn't mean that you should automatically expect a tip! There are way too many bartenders, waitressess, waiters and others that completely suck at their jobs! You want a tip? Then do good job! If you don't like the deal...then find another job!
julie

Canastota, NY

#12 Nov 14, 2009
Smarten' Up, what about the issue of SS Disability if it's needed? Ones income counting when it comes to needing a loan? You've skipped over too much.
Donkey

Oneida, NY

#13 Nov 15, 2009
julie wrote:
Smarten' Up, what about the issue of SS Disability if it's needed? Ones income counting when it comes to needing a loan? You've skipped over too much.
Hey Julie, have I got a TIP for you, woof, woof bark like a dog for me baby.
SAMSUNG

Fayetteville, NY

#14 Nov 15, 2009
you people has missed the point , he is trying to get an opinion about who we should be tipping and who should be claiming those tips?? Right?
julie

Canastota, NY

#15 Nov 15, 2009
Typical kids. Just look at the short-term.
nik

Manlius, NY

#16 Nov 15, 2009
They should do away with the income tax system and make a national sales tax fixed across the board then what people buy they pay tax on this way the U.S. tresury gets returns on what drug dealers spend,prostitutes spend,and all other under the table, incomes spend. This will probably wipe out the natinaal debt in time.
learnedtolate

AOL

#17 Nov 15, 2009
dumb wrote:
<quoted text>
How will you know who claims and who doesn't? I've been a tipped employee my whole life and I don't claim a thing. They take my taxes out of my paycheck. Good enough for me. I think your dumb for claiming everything. And even dumber for making this comment.
you're going to look pretty dumb when you hit retirement age and get 200 dollars in social security benefits because you didn't claim your tips...to hell with the government,but do worry about yourself and claim the limit. you'll thank me later.
julie

Canastota, NY

#18 Nov 15, 2009
Thank you...!
tipped out

Fayetteville, NY

#19 Nov 15, 2009
since this was my 1st time doing this topix thing, I kind of treated it as an experiment to see the kinds of reactions to a topic. I just wanted to know who you all tip and who you dont...and do you think its fair if these people dont claim...I guess I just dont get it when people respond strictly to be mean... that just doesnt acomplish anything except generate negativity...so thanx for all the responses...BTW, Too bad....I'm a very generous tipper when I dine out, and when I get my hair cut...my ass is not cheap.
tip guru

Olmstedville, NY

#20 Nov 15, 2009
I see what you are trying to ask. Whom to tip or not tip. I don't always tip on fast food or take out when I pick up but sometimes. Mailmen(no cuz they are never on time) hairdressers-yes, shoe shine boys of course! I am in the business and you should claim the least amount that the company lets you. Most credit cards automaticly go in as claimed because there is a paper trail. As far as cash goes claim only what you have to, one of the reasons why people take serving jobs is that they can make $$$ at it without having to pay a super amount of Taxes on it. You still do get your taxes taken out and SS taken out and that is why we don't get a check. You get your "check" every night in cash! The old addage is it is on a need to know basis and the gov't don't need to know~ We are allowed to add in what we tip out to other individuals(i.e. busboys, bartenders etc) so claim that even if you didn't tip them, so your total goes down even more and then claim the %.
If it is a cash business how does the gov't know you didn't get stiffed? As far as planning for the future your situation sometimes helps because even though you make $$$ on paper you only make almost at poverty line. You can apply for some services (i.e. HEAP) because on paper you make for ex.$15,000 amount when in reality you make $25,000. Just be smart with your earnings and don't waste your $$ and have good credit and you shall be allright
julie

Canastota, NY

#21 Nov 15, 2009
"You can apply for some services (i.e. HEAP) because on paper you make for ex.$15,000 amount when in reality you make $25,000."

Oh, that's great. Welfare fraud & stick it to the taxpayers.

Sheesh...

Tell me when this thread is updated:

Subscribe Now Add to my Tracker
First Prev
of 2
Next Last

Add your comments below

Characters left: 4000

Please note by submitting this form you acknowledge that you have read the Terms of Service and the comment you are posting is in compliance with such terms. Be polite. Inappropriate posts may be removed by the moderator. Send us your feedback.

Utica Discussions

Title Updated Last By Comments
So I Was In Lowes 3 min Mute 69
Illegal Mexicans In Utica 5 min Utican 3
Majority Blame Dems for Shut Down 6 min Orkin Man 2
Piazza k9 services 8 min areyouserious 73
Who Cares About Cranberries Dead Singer 8 min Bud 13
Heather Mowat Is Back 9 min Art 14
Kim Strong And The Pitbulls 10 min Curiously 9
Yorville fire. Wktv. Wow!! 50 min Weight watchers 42
WIBX is an absolute joke 1 hr Listener 37
Herb Philipson's being sold 5 hr Rosemary 96

Utica Jobs

More from around the web

Personal Finance

Utica Mortgages