Struggling on $22 per hour

Posted in the Utica Forum

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Lansing boy

Utica, NY

#1 Jan 17, 2011
I only make $22 per hour, its so hard to survive on that, how are other people doing it?
The Don

Watertown, NY

#2 Jan 17, 2011
Pimpin' the wife, making the kids shoplift and selling rock thats how, duh
Unemployed

Utica, NY

#3 Jan 17, 2011
$22/hour =$45,760/year

I'm on unemployment and my wife is in school but we still survive.

BTW maximum unemployment is $405/week =$21,060/year.

Try living UNDER your means.

for us it means cutting back, taking freelance jobs to offset unemployment and every so often hitting the savings.
slapnuts

Watertown, NY

#4 Jan 17, 2011
Lansing boy wrote:
I only make $22 per hour, its so hard to survive on that, how are other people doing it?
I'd be struggling too if I had a huge mortgage and 2 high car payments plus a drug habit to support. Get a life jack*ss. You ain't that bad off.
hillbilly

Grand Prairie, TX

#5 Jan 17, 2011
Lansing boy wrote:
I only make $22 per hour, its so hard to survive on that, how are other people doing it?
get used to living on $7.50 an hour. The new living wage courtesy of Walmart and Mc Donalds.
TV Couch

Baldwinsville, NY

#6 Jan 17, 2011
hillbilly wrote:
<quoted text>get used to living on $7.50 an hour. The new living wage courtesy of Walmart and Mc Donalds.
Welcome to all that hope and change these idiot politicians gave us! If anyone votes for a democrat, they are total idiots. Wake up America!
hillbilly

Grand Prairie, TX

#7 Jan 17, 2011
TV Couch wrote:
<quoted text>
Welcome to all that hope and change these idiot politicians gave us! If anyone votes for a democrat, they are total idiots. Wake up America!
Good paying jobs left long before the current administation took office. Hard to blame either party for the demise of American made products. Hard line unions ran many companies away with their unrealistic demands.
Goof

Utica, NY

#9 Jan 17, 2011
Lansing boy wrote:
I only make $22 per hour, its so hard to survive on that, how are other people doing it?
Well how many children do you have? What is your rent-mortgage payment? Do you have car loans?

You may need to live below your means. You can't have diamond taste on a cubic zirconia budget.

You should learn how to budget your money. I would suggest seeking budget help.
Unions are no good

Utica, NY

#10 Jan 17, 2011
hillbilly wrote:
<quoted text>Good paying jobs left long before the current administation took office. Hard to blame either party for the demise of American made products. Hard line unions ran many companies away with their unrealistic demands.
I agree. Unions are no longer needed anymore. Maybe back 30 or more years ago they were. However with the standards that we have today, a union is NOT needed. They do way MORE harm than good. They cause employers to move operations to overseas because its cheaper and less of a hassle.

Just say NO to unions!!!
east utican

Utica, NY

#11 Jan 18, 2011
I agree, even in Utica it is tough to make it on 50K a year, and if you have a child in college, forget it. I see all these beautiful hundreds of thousands of dollar homes all over the area and wonder where do people work that can afford them.
monet

Utica, NY

#12 Jan 18, 2011
Lansing boy wrote:
I only make $22 per hour, its so hard to survive on that, how are other people doing it?
It is hard to feel bad for you.$22/hour is a decent living in this area. We are not Las Angelas. With a little budgeting (or a lot) you can get on track.
concerned

Utica, NY

#13 Jan 18, 2011
It is so easy to not only "get by", bt live well in this area cheaply. All of us pay too much of our hard earned $$ for unneccessary items. Get rid of your credit cards, divert 25% of your $$ to savings, and think before you buy-everything from lattes to vacations.
Red Neck

Baldwinsville, NY

#14 Jan 18, 2011
east utican wrote:
I agree, even in Utica it is tough to make it on 50K a year, and if you have a child in college, forget it. I see all these beautiful hundreds of thousands of dollar homes all over the area and wonder where do people work that can afford them.
They work for the state! Or they are politicians...
east utican

Utica, NY

#15 Jan 18, 2011
Between the mortage, the college tuition and the medical costs, not even counting the car payment, or normal bills, food, it takes a good chunk of income to make it here.

Level 5

Since: Jul 09

Location hidden

#16 Jan 18, 2011
I just changed jobs into a traineeship. I make around $19.85 an hour. I made more at my previous job but that was from the OT. In 2-years I'll make $26+ an hour. After 3-years I'll have enough experience to take a job that pays $30 an hour. After 6-years in that job I'd rate $40 an hour not adjusting for inflation. The next step up, which can be 4 to 5 years from now, the job rates at a little over $47 an hour.

All I can say is keep trying and educate yourself. Relocate if need be. Unions are a good thing and essential if we are to have a middle class.
Wrong

Utica, NY

#17 Jan 18, 2011
I keep hearing how "affordable" it is to live in this area. I'm not from this area and I can honestly tell you that while there are some things in this area that are more affordable than others, there are also MANY things in this area that make it just as expensive to live here. The out of control property taxes, sales taxes, utility rates/costs, and gas prices are a few things. Lump that in with the "lower than average" pay scale and lack of quality employment, and you're no better off living in this area.
Yes gas is high all over, that is not the issue. The issue is that gas in this area is consistently 8-10% more expensive than other areas of the country.

I'll agree that housing is more affordable. You can get more square footage bang for your buck in this area. Unfortunately, the trade off is higher property taxes and trying to keep up with the astronomical if not criminal utility rates!
Dont Feel Sorry

AOL

#18 Jan 18, 2011
If u can't make it on $22/hr, then u, obviously, are charged to the hilt with zero savings. Sad, but true. That's why so many can't retire. They spent it all.
both

Utica, NY

#19 Jan 19, 2011
TV Couch wrote:
<quoted text>
Welcome to all that hope and change these idiot politicians gave us! If anyone votes for a democrat, they are total idiots. Wake up America!
yes, because the republican lead congress did better? Have you ever tried to changes a Trilliion dollar economy? Heck we have million dollar companies that take years to restructure. If you do not think the other side (both sides) have something to offer then you are missing a lot.
TTD

Seymour, CT

#20 Jan 19, 2011
both wrote:
<quoted text>yes, because the republican lead congress did better? Have you ever tried to changes a Trilliion dollar economy? Heck we have million dollar companies that take years to restructure. If you do not think the other side (both sides) have something to offer then you are missing a lot.
Seems to me that, up until the Democrats took control of Congress 2007, there was a whole lot of money being made and spent in this country. Once the Democrats got the majority, the stock market took a shit, housing values started to fall, and the price of oil went through the f**king roof. I am not saying the Republicans are perfect, but the Democrats idea of getting out of debt is to spend more money...are you kidding me! If I'm having trouble paying my mortgage, I'm not going to take a home equity loan to pay off my credit cards.
be content for everything

Oneida, NY

#21 Jan 19, 2011
Try being physically disabled and living on $760.00 a month Social Security! I wish I could go back to work but I can't. Try living within your means. Don't take on more than you can handle! My parents raised 5 kids on a single salary of $300.00 a week! You gotta budget, budget, budget!

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