Banks that don't use ChexSystem

Banks that don't use ChexSystem

Posted in the Utica Forum

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Bob Chazik

Port Jefferson Station, NY

#1 Dec 2, 2008
I went through a divorce and closed my checking account. I tried to reopen one at many of our FINE local financial institutions but can not because of a bounced check my ex wrote. Anyone ever have this problem and what did you do about it
Stu Nod

Port Jefferson Station, NY

#2 Dec 2, 2008
put it under your mattress
Hydro

Boise, ID

#3 Dec 2, 2008
take care of thsat check, even though she did it. then you will be able to again. it will not go away until you do. be a man!
Bob Chazik wrote:
I went through a divorce and closed my checking account. I tried to reopen one at many of our FINE local financial institutions but can not because of a bounced check my ex wrote. Anyone ever have this problem and what did you do about it
Happy Traveler

AOL

#4 Dec 2, 2008
Bob Chazik wrote:
I went through a divorce and closed my checking account. I tried to reopen one at many of our FINE local financial institutions but can not because of a bounced check my ex wrote. Anyone ever have this problem and what did you do about it
Move to Somolia
Guess Who

Boise, ID

#5 Dec 2, 2008
stfu, you wrote that check. you blame me for every thing. just because viagra would not work for you is not my fault. you just need to admit you are gay and get on with your life. plenty of guys would like you even with your limp appendage. you still have a mouth.
Bob Chazik wrote:
I went through a divorce and closed my checking account. I tried to reopen one at many of our FINE local financial institutions but can not because of a bounced check my ex wrote. Anyone ever have this problem and what did you do about it
bank of america

Clinton, NY

#6 Dec 3, 2008
Bob Chazik wrote:
I went through a divorce and closed my checking account. I tried to reopen one at many of our FINE local financial institutions but can not because of a bounced check my ex wrote. Anyone ever have this problem and what did you do about it
The Bank of America is the only financial institution locally that will allow you to open up an account regardless of the chex system. Hope that helps
BOA sucks

New Hartford, NY

#7 Dec 3, 2008
I had a check for payment on a job drawn on BOA on they wouldnt cash it unless I had an account. I had to pay $6.00. If I deposited in my acct and there was insufficient funds then I have to pay 38 bucks at MY bank. These banks continually rip EVERYONE off.
credit union

Manlius, NY

#8 Dec 3, 2008
Try a credit union. GPO uses chex systems but they will allow you to open a savings account. Once you get established and prove yourself as a good customer (meaning have some money in the bank) they will let you open a checking account.
Bob Chazik

Port Jefferson Station, NY

#9 Dec 3, 2008
Thanks

bank of america wrote:
<quoted text>
The Bank of America is the only financial institution locally that will allow you to open up an account regardless of the chex system. Hope that helps
Jerks

AOL

#10 Dec 3, 2008
bank of america wrote:
<quoted text>
The Bank of America is the only financial institution locally that will allow you to open up an account regardless of the chex system. Hope that helps
BOA is a joke. They may allow you to OPEN an acct, but, try to get a LOAN!

Needed a used car loan last yr. Credit very good, but not enuf. Had a strong co-signer. REFUSED! Left there. Joined a credit union. Got the loan thru them w/NO co-signer & have never been back to those clowns!
ethics

New York, NY

#11 Dec 3, 2008
get them before they get you. They've either all been bailed out or will be by the time this is over yet they refuse to extend the same courtesy to others that they have demanded for themselves. Washington and our Congress need to give us relief..not a job program...what job did they get...give us the money.
chex-system

San Jose, CA

#12 Jun 18, 2009
Now you'll get your second chance to have your Real checking/savings Account again.
I walk around downtown for three hours today searching for a bank where it will accept me and give me a basic checking account, but sadly since I was listed on chex system, no one was able to provide one for me.
I then went to the one bank and the teller told me the one down the street was doing a promotion, well, she was too nice telling me where to try, when even she wasn't working for that promotions bank.
I went to give it my last try, they told me to wait. So I wait, I was really waited for almost 45 minutes, until there was this only lady in the branch who is a Account person came talk to me.
First, she told me I might not be able to get this account if in the chex shows record due to Fault!
She Also told that if I was still owing money to other banks, I wouldn't be able to get one from them.
Luckily, I was able to get one checking account and a savings account for Overdraft protection.
There was different types account that charge a small fee, but I went for a Free checking, they provide free unlimited use of ATM, I found that very convenience.
you can find one such as lucky, walgreen, wells fargo...FREE OF CHARGE.
if you use one of the ATM on any other provider, it depends on how they charge.
They also gave me a first set of check with no charge.
Check Card
My email: [email protected]
get it fixed

Syracuse, NY

#13 Jun 18, 2009
about 10 years ago, I decided to switch to a different bank my friend used ( SBU and you got "great" gift for opening an account) So I went there filled out all the stuff and they told me that I could open a checking account because Chexsystem said my North Carolina checking account had a bounced check listed against it. I informed them I NEVER had a NC account, NEVER lived in NC. I ended up having to write to chexsystems informing them that they had the wrong info and if they didn't removed with in 48 hours upon reading that notice ( I sent it certified and return receipt)that I would sue them for EVERY cent they had. they overnighted a letter saying they were very sorry and that they have removed that info
pete

Buffalo, NY

#14 Oct 17, 2012
Not true...I just to open an account at the bank of america and they DO USE Chexsystems....Fail
bank of america wrote:
<quoted text>
The Bank of America is the only financial institution locally that will allow you to open up an account regardless of the chex system. Hope that helps
annah

Houston, TX

#15 Nov 18, 2012
I got chase bank with no issues and I have chex system on my file I just applied for BOA hope I get approved :)
banker

New York, NY

#16 Nov 19, 2012
NBT BANK
Utica Viscount

Utica, NY

#17 Nov 19, 2012
If you have ChexSystem problems maybe you should just go on welfare instead!
happenstoeveryon e

Arvada, CO

#18 Dec 5, 2012
Utica Viscount wrote:
If you have ChexSystem problems maybe you should just go on welfare instead!
I think ur an idiot and if youthink welfare is the answer to a bounced check then ur state along with everyone elses would be broke! everyone has a mishap once in awhile and this is a time in our economy where it is hard to stay on top
colby

Tulsa, OK

#19 Aug 2, 2013
People need to grow up on here
Thomas Vargo

Cleveland, OH

#20 Feb 6, 2014
Bob Chazik wrote:
I went through a divorce and closed my checking account. I tried to reopen one at many of our FINE local financial institutions but can not because of a bounced check my ex wrote. Anyone ever have this problem and what did you do about it
This free consumer organization has a list of non chexsystems banks that can help the unbanked - http://www.badcreditmd.com/second-chance-chec... - Most come with a check card and checks.

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