as if boasting this on Topix is going to give anyone confidence to go there and look?...counterproductive don't you think? My friends in Jersey lost a 100k on a house, my cousin in Santa Clara California lost 125k on a house..the housing market, like the stock market rolls. The average household income in New Hartford is under 70k per household..so if you have a 300k house, the pool of buyers is going to diminish. When you spend over 300k on a house here, you did it, because you wanted to live this way. South Woods is a fine development, the houses sell...not quickly, but they do move. Something tells me you overpaid..The lessons of the late 1980's ad 1990's taught those that were paying attention..you buy a house to live in, it is not some growth capital fund. Houses get tired, tastes change. If you have a mauve bathroom, expect to take a hit..got lots of wallpaper, expect to take a hit, your home have pets (i love pets), expect to take a hit..you buy something without a private backyard, expect a hit, we looked at houses last year..it was amazing how poor the interiors were in some things out there, and if you are home during a showing, lurking around the buyers, and agents, you deserve a loss, nothing worse than a home owner trying to "tour" you, we had a guy in Whitesboro make us listen to 10minutes of his improvements to the house...we couldn't wait to get out of there. As a former paralegal in a law firm, I knew so many agents, the stories would make us die laughing. My guess is that you refinanced your house, instead of paying the mortgage down, which is always the beginning of trouble.