Tier 6 Pension Plan Will Hurt Teacher...
bob j

Hatfield, MA

#127 Aug 23, 2014
George wrote:
agreed - where do you work for 3 years get a job for life and can retire at a early age and get benefits for the rest of your life. Not many places. If you do not like the job or the pay quit and find another job
go to college jerk off maybe you will get a better job then walmart
Aristotle

Cortland, NY

#128 Aug 23, 2014
Teaching awards those with fruit from their labor!!
TooMuchSchoolTax

Whitesboro, NY

#129 Aug 23, 2014
Jeezus wrote:
<quoted text>You make chicken salad out of chicken shit. Teaching in Utica is not teaching in the 'lily white' suburbs.
it's not just utica. it's all over the country. test scores and graduation rates are down everywhere.
NY Voter

San Antonio, TX

#130 Aug 23, 2014
Horrible parents hurt teacher recruitment. Parents these days expect their kids teachers to teach everything from brushing their teeth to how to read. Teaching begins at home. If its lacking at home, no kid stands a chance in school. That's what hurts teaching. You can't teach those who can't be taught.
Elements

Cortland, NY

#131 Aug 23, 2014
Parents should discipline their brats instead of throwing more on the Teachers!!,
Bob H

Cortland, NY

#132 Aug 24, 2014
Bring back Tier 1, can't understand why they got rid of it?
DPW Worker

Syracuse, NY

#133 Aug 25, 2014
Tier 6 Pension sucks!!! Bring back Tier 1!!!!
Preacher

Nedrow, NY

#134 Aug 25, 2014
NY Voter wrote:
Horrible parents hurt teacher recruitment. Parents these days expect their kids teachers to teach everything from brushing their teeth to how to read. Teaching begins at home. If its lacking at home, no kid stands a chance in school. That's what hurts teaching. You can't teach those who can't be taught.
Amen to that bro!
Preacher

Nedrow, NY

#135 Aug 25, 2014
Elements wrote:
Parents should discipline their brats instead of throwing more on the Teachers!!,
Can I get an Amen?!
The Economist

Syracuse, NY

#136 Aug 26, 2014
Tier 6 may prevent the best candidates from entering the teaching profession!
coops

Utica, NY

#137 Aug 27, 2014
The Economist wrote:
Tier 6 may prevent the best candidates from entering the teaching profession!
The what you are saying is that it isn't "for the children" like we always hear from teacher unions?
Granny

Nedrow, NY

#138 Aug 27, 2014
coops wrote:
<quoted text>
The what you are saying is that it isn't "for the children" like we always hear from teacher unions?
At the end of the day they are employees just like any other employee. How many employees in the private sector would work for peanuts and say, "it's OK- its about the company."? Like NONE. Why should they do it for the children? They are employees. The parents are the ones that should do for the children.
Truth

Utica, NY

#139 Aug 28, 2014
Granny wrote:
<quoted text>
At the end of the day they are employees just like any other employee. How many employees in the private sector would work for peanuts and say, "it's OK- its about the company."? Like NONE. Why should they do it for the children? They are employees. The parents are the ones that should do for the children.
A few things wrong with what you wrote.

1)Teachers don't make "peanuts"

2)In the private sector most employees fund most of their own retirement just like tier 6 is designed to do.

3)Teachers should do for themselves and not count of taxpayers to fund a comfortable retirement.

My comment had to do with the fact that every year when proposed budgets go up driving taxes up, we are told "it's for the children". The problem with that is that it's more for the teachers and administrators than it is "for the children". There's just no comparison between the world of the teacher and the real world private sector economy.
Granny

Nedrow, NY

#140 Aug 28, 2014
Truth wrote:
<quoted text>
A few things wrong with what you wrote.
1)Teachers don't make "peanuts"
2)In the private sector most employees fund most of their own retirement just like tier 6 is designed to do.
3)Teachers should do for themselves and not count of taxpayers to fund a comfortable retirement.
My comment had to do with the fact that every year when proposed budgets go up driving taxes up, we are told "it's for the children". The problem with that is that it's more for the teachers and administrators than it is "for the children". There's just no comparison between the world of the teacher and the real world private sector economy.
A few problems with what you said:

1. Comparing the private sector's pay for people with Masters degree plus numerous hours of in service teachers do make peanuts. Hence they have typically been offered a decent pension plan to make up for the disparity in wages and also to keep people interested in the profession.
2. As you said beginning with Tier 6 that is a reality. What you fail to acknowledge is that the contributions from teachers go into managed stocks and funds that grow wealth. The NYS teachers retirement system is ranked #1 in the nation because of the managed fund growth. So it is not by far totally supported by the poor broke taxpayer, as most believe.
3. All the teachers I know of, without exception, also have their own retirement fund mostly so that they can afford healthcare in retirement and to protect them from their pension being stolen, like the poor firefighters in Detroit.
4. I'm OK with supporting public education and with paying people to do their job. Would you go through what they do- practically raising other peoples kids for them and being demonized for it-for $30K a year? I wouldn't these days. I think you've gotta be nuts to want to teach. As I said the other choice is to get rid of schools and have parents be responsible for raising and educating their own all day everyday. I wonder if that would be any better given the way society is today?

That's all I really care to say. I'm busy living what's left of my life and don't wish to spend any more of it on this foolish site.
Teacher Pensions

Syracuse, NY

#141 Aug 28, 2014
I firmly believe that the state should not only keep Tier 4 but also replace it with Tier 1?
Truth

Utica, NY

#143 Aug 29, 2014
Granny wrote:
<quoted text>
A few problems with what you said:
1. Comparing the private sector's pay for people with Masters degree plus numerous hours of in service teachers do make peanuts. Hence they have typically been offered a decent pension plan to make up for the disparity in wages and also to keep people interested in the profession.
2. As you said beginning with Tier 6 that is a reality. What you fail to acknowledge is that the contributions from teachers go into managed stocks and funds that grow wealth. The NYS teachers retirement system is ranked #1 in the nation because of the managed fund growth. So it is not by far totally supported by the poor broke taxpayer, as most believe.
3. All the teachers I know of, without exception, also have their own retirement fund mostly so that they can afford healthcare in retirement and to protect them from their pension being stolen, like the poor firefighters in Detroit.
4. I'm OK with supporting public education and with paying people to do their job. Would you go through what they do- practically raising other peoples kids for them and being demonized for it-for $30K a year? I wouldn't these days. I think you've gotta be nuts to want to teach. As I said the other choice is to get rid of schools and have parents be responsible for raising and educating their own all day everyday. I wonder if that would be any better given the way society is today?
That's all I really care to say. I'm busy living what's left of my life and don't wish to spend any more of it on this foolish site.
1) When comparing public and private sector the entire compensation package has to be taken into account and that includes the cost of the healthcare contribution and contribution to retirement benefit by the employer(in the public sector that would be the taxpayer.

2) Teacher contributions do go into the fund to grow wealth as you put it. But, as we've seen since 2008 those contributions aren't nearly enough to keep the system healthy and responsibility for making up the difference has fallen to the taxpayers in he form of higher and higher taxes every year. The fasted growing line items in any school budget today are the cost of pensions and healthcare.

3)Teachers who on their own fund a retirement vehicle in addition to their pension are smart. Many in the private sector have personal IRA's in addition to whatever they may have as part of their employment. That's smart too. Detroit is a perfect example of what happens when union demands overshadow common sense and simple math. It didn't take a genius to see the Detroit situation coming. In New York our government planned for the inevitable inability of the taxpayer to finance the system by instituting Tier 6.

4) Teaching is career choice just like any other. If you choose to teach then accept the realities of teaching just like any other worker in any other profession. If you don't like the realities of teaching then don't be a teacher.

On the subject of disparity in compensation I would ask that you read this study.
http://www.heritage.org/research/reports/2011...
Retired teacher

Palmyra, NY

#145 Aug 29, 2014
Teacher pensions are equitable considering the amount of education and and licensing exams that are required? So the public in my opinion is uneducated when it comes to this matter!
politricksasusua l

Utica, NY

#147 Aug 29, 2014
Look, teacher's have it pretty good. But, how come no-one seems to be mad at the REAL pension winners - COPS and FIREFIGHTERS! They retire with full pension after 20 years (as opposed to others who have to put in 30 years to get full pension). So, they retire while in their mid-40s and the taxpayers continue to pay them benefits for, on average, 30 years. Others who retire after 30 years usually only end up getting their benefits for 15 - 20 years. And look at the cops and firefighters in Detroit who took smaller cuts to their pensions than all of the other retirees. How is that fair or right?
Truth

Whitesboro, NY

#148 Aug 30, 2014
Retired teacher wrote:
Teacher pensions are equitable considering the amount of education and and licensing exams that are required? So the public in my opinion is uneducated when it comes to this matter!
I've heard this same argument forever. Do you have a profession you'd like to compare teaching with? Do you have facts and figures to back up what you've said? How about a retirement benefit comparison between a professional engineer or a registered architect. They both require like levels of education, continuing education and licensing.

Contrary to what you've written, the private sector(general public) is very educated when it comes to pensions and retirement benefits. They live it. They for the most part have to provide for their own retirement while at the same time paying more taxes every year to support public sector pensions and retirement benefits for groups like teachers.
The Intellect

Syracuse, NY

#150 Aug 30, 2014
Truth wrote:
<quoted text>
I've heard this same argument forever. Do you have a profession you'd like to compare teaching with? Do you have facts and figures to back up what you've said? How about a retirement benefit comparison between a professional engineer or a registered architect. They both require like levels of education, continuing education and licensing.
Contrary to what you've written, the private sector(general public) is very educated when it comes to pensions and retirement benefits. They live it. They for the most part have to provide for their own retirement while at the same time paying more taxes every year to support public sector pensions and retirement benefits for groups like teachers.
Look at lawyers, some work for the District Attorneys office who later draw a public pension! How about Public Defenders or Legal Aid , they receive a public pension!! So I guess this pokes holes in your theory and argument?

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