#90 Jan 18, 2012
Four Northeast Ohio chiropractic clinics were named as defendants in a federal fraud lawsuit filed Thursday by Allstate Insurance Company which claims they gave unneeded treatment to people solicited through a telemarketing scheme.
According to the complaint filed in U.S. District Court in Dallas, the 66 defendants are part of an organized attempt to defraud insurance companies that began as early as 2002. Allstate is seeking damages in excess of $10 million.
The scheme began with a phone call from a telemarketing company based in Louisiana, promising people who had recently been in a car accident a free medical exam, the lawsuit says. People who went to the clinics, located in Texas, Ohio, Indiana, and Alabama, were then told that they had been injured and needed treatment. They were then referred to lawyers affiliated with the clinics, according to the lawsuit.
The four area clinics named in the lawsuit are Akron Square Chiropractic on South Arlington Street, Shaker Square Chiropractic on Shaker Boulevard in Cleveland, Northfield Chiropractic on Northfield Drive in Bedford Heights, and Detroit Shoreway Chiropractic on Detroit Avenue in Cleveland.
Chiropractors at the clinics were not allowed to comment Thursday.
Other Ohio clinics include three in Columbus, and one in Cincinnati, Toledo, Dayton, Canton, and Boardman. All are owned by parent company Chiropractic Strategies Group, a Texas-based company owned by Michael Plambeck, the lead defendant in the case.
Dayton chiropractor Michael Capobianco and Akron lawyer Thomas Magelaner were also named.
"I don't know anything about this," Magelaner said in a phone interview Thursday. His personal injury firm sees injured clients at offices throughout the state.
"It sounds like typical Allstate nonsense to me."
#91 Jan 18, 2012
treated with Dr. Floros several years ago. He is compasionate, caring, loves his job, honest, and will stay as late as possible to treat his patients. What doctor gives his cell phone number to patients. He encourages his patients to contact him at any time of the day if they need advise about their injury.
#92 Jan 18, 2012
from CNN.com - seems like Allstate ripping injured people off. I hope somebody sues them for millions or billions of dollars. This is an article by Anderson Cooper regarding Allstate insurance.
Insurance companies fight paying billions in claims
Put yourself in the driver's seat of this accident. You are heading down the street when a truck comes out of nowhere and slams into the right side of your car. The damage to the vehicle is obvious: dents across the passenger door.
You are hurt too, thought it's not obvious how much: a slight cut above your eye, an ache in the neck.
Your doctor says your spine was injured, you have soft muscle tears, and the pain in your neck mostly likely is whiplash.
It's going to need therapy, she says, and some time off work to heal. And in the end it's going to cost you $15,000 in medical payments and another $10,000 in lost wages, because you took so much time off work.
But when you send the $25,000 bill to the insurance company of the person who hit you, the insurance company says it's only going to pay you $15,000. You can take it or leave it.
What do you do?
That's what producer Kathleen Johnston and I have been investigating for the last 18 months -- accidents most of us don't pay attention to, the fender-benders we pass by without even slowing down. In part, we looked at how Allstate handled the claim of one woman, Roxanne Martinez. Her car was hit in Santa Fe, New Mexico. Her medical bills and lost wages added up to $25,000.
Allstate offered $15,000 to settle. Roxanne Martinez didn't know what to do.
Sure, she could try to find a lawyer. But if you were in her shoes, would you? After all, you are fighting insurance giant Allstate over a $10,000 difference. What attorney is going to take on that case?
Martinez's case represents what 10 of the top 12 auto insurance companies are doing to save money. And if you are in a minor impact crash and get hurt, former insurance industry insiders say, insurance companies will most likely try doing the same thing to you: delay handling your claim, deny you were hurt and defend their decision in drawn-out court battles. It's the three Ds: delay, deny and defend.
That, in a nutshell, is the strategy adopted by several major auto insurance companies over the past ten years, a lot of lawyers, former insurance company insiders and others tell CNN.
With nowhere to go, Allstate and others bet you'll take what they offer and walk away. It's right in the training manuals we obtained from Allstate: force "smaller walk-away settlements."
Shannon Kmatz, a former claims adjuster for Allstate, told us she would offer as little as $50 dollars in some cases. Poor people would take it, she said, fearing that if they didn't, they'd get nothing at all.
Roxanne Martinez didn't take it. She sued and a jury awarded her $167,000 dollars. But that verdict took three years.
Allstate is betting you won't wait, you won't sue and you'll take what you get and walk-away. And that, say our experts, has been a good bet for Allstate and others. Accident victims have been walking away from billions of dollars that insurers now keep for themselves.
Allstate would not grant an interview or answer our questions. Instead, they sent an e-mail saying they didn't think CNN would deliver a fair report. I hope you will watch our report tonight and decide for yourself who is being fair.
Posted By Drew Griffin, CNN Correspondent: 3:11 PM ET
#93 Jan 18, 2012
THIS IS THE WORST INSURANCE COMPANY, EVER!!!
After I was hit BY A DRUNK DRIVER, who also had Allstate, they tried to refuse my claim for
my injuries, which were 3 herniated discs...They said my injuries WERE CAUSED BY CHILDBIRTH!!!
They FORCE you to hire a lawyer so they can hire theirs and write them off, so they don't care about
you or how long it takes...JUST PROFITS... DISGUSTING COMPANY!!!
#94 Jan 18, 2012
Wish there were more doctors like Dr. Floros who defend his patients against big nasty insurance companies
Hate isn't even the right word - Allstate is despicable! If you lived anywhere in the Gulf coast you know the kind of ineptness Allstate showed after Katrina - after 15+ years of happily taking my premium and never making a claim they told me (and thousands others) they wouldn't cover any (or very little) claims after Hurricane Katrina. Luckily our family was well employed and had the funds to support ourselves for more than 3 months and received NO help from Allstate. We only saw results after spending more than $30,000 on an attorney to sue Allstate and recover the insurance claim funds we were due. This is a horrible company that you should avoid!
#95 Apr 17, 2012
Dr. Floros is a true blessing. I can speak from experience that he CARES about his patients. He is full of knowledge and information on everything for injuries to dealing with ins companies. I have been let down by so many doctors and chiropractors before meeting Dr. Floros. He has been such a blessing and is a brilliant man. I have heard many stories about him...mostly negative but I hung in there and it was the best choice I could have made. Anyone speaking negative about Dr. Floros can shove it...because he is part of a practice that is able to help people out here that may not have medical insurance to cover treatment and giving options to those who would otherwise never get treatment for their injuries. Dr. Floros is the real deal. Allstate just hates that there is someone out here fighting for people like us and exposing their THREE D'S...DELAY DENY DEFEND....AS WITH ALL THE OTHER INS COMPANIES. Not everyone lies about their injuries...and Dr. Floros truely helps the truely injured.
#96 Sep 5, 2012
First time visiting dr floros and akron square chiropractic today. I read up on him prior to my appt so i was skeptical at first. After this visit, I can truly say that i am very satisfied with his professionalism, his knowledge, his passion, and his touch. He made me feel very comfortable, spent a lot of time with me explaining my injury and my treatment plan, took xrays of me, actually showed my my xrays. I know understand my injury and feel very comfortable under his care. I look forward to getting well.
#97 Apr 12, 2013
Theres a hot dr there now too that works with him. She is super nice. Dr flores is cool and down to earth
#98 May 6, 2013
On April 4th, 2013 in US district court in Dallas, TX Akron Square Chiropractic was found by a jury to have violated Federal and Ohio RICO laws. Otherwise known as RACKETEERING. Also cited is a PATTERN OF CORRUPT ACTICITY.
It was determined that Akron Square Chiropractic, its owner (Michael Kent Plambeck...please google his name too!!), and the management company Chiropractic Strategies Group, Inc were billing Allstate Insurance Co for unreasonable and unnecessary treatment.
Do you really want these people involved in your Auto Accident case???
Don't fall for their Ambulance Chasing marketing. They will pull you in and take take take.
#99 Jun 2, 2013
As a litigator and having followed cases of this magnitude so frequently , I can certainly comment on above statement. Akron square chiropractic is one entity amongst a larger company. Similar to 20,000 McDonald's franchises working under one parent company , McDonald's inc. When one McDonald's violates health inspection , or one McDonald accidentally puts a cut finger in a sandwich, the corporation is sued , and hence affecting all McDonald's in some capacity.
After reading the transcript of the trial , it is clear that a single chiropractor office in the state if Texas was solely responsible for this suit. Unfortunately for the other chiropractic offices linked to this company , they will be be affected.
It's a pity how Allstate can flex their muscle , Pay millions in expert testimony and get whatever result they desire in a court room. Allstates billions just got larger with this result.
#101 Jun 3, 2013
Had a disc Injury that has had me bent over in a flexed position for years. After 7 traction sessions I feel about 75 % better for the first time in 7 years. Thank you to the dr and staff
#102 Jun 4, 2013
Finally justice!!!! Allstate insurance company just compensated me $17,000 for the injury i suffered to my left knee. I treated with this office for 5 months. The rehab included physical therapy, massage, medication, and chiropractic. I felt great after treatment and i can honestly say that my back feels even better then it did before the accident.
#103 Jan 20, 2014
Dr Floros took good care of me .....even after my accident when he gave me herpes .... he sent me to dr G to treat me
#104 Mar 2, 2014
treated with Akron Square Chiropractic from mid january to early february for injuries related to a motor vehicle accident. Very knowledgable and professional doctor and staff. It was a pleasure being treated by this office. I would recommend anybody who is injured in a car accident to treat here.
#105 Mar 2, 2014
I'd never seen a chiropractor before but was always intrigued. The initial visit consisted of tests tests and 6 xrays. Was pleasantly surprised to learn that the reason I'm an inch shorter standing on my right leg (my weak side) is not the hip joints as I feared but the lower spine is skewed. Twelve years of lifting my right leg with the spine, I guess.
my pain was aggravated by a car accident a few weeks ago. After my 4th treatment my back pain was essentially gone, and my headaches reduced by 50%.
awesome treatment. Friendly staff.
#106 Mar 2, 2014
I injured my tool by flubbing my dubb. I went to da kie ro practor and he straighten things out for me. then he gave me a per skription for viagrie and I went home. Took da viagrie and now i kan flub my dubb fer an are or 2 in private cuz i be an E-1 in da navy base in pensacola fla
#107 Mar 15, 2014
I thought at first all Chiropractor's were the same .. but when I went to them, they showed me what my reg doctors missed.. I love them
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