RIP -OFF The Credit Bureau of San Lui...

RIP -OFF The Credit Bureau of San Luis Obispo & Santa Barbara Counties

Posted in the Templeton Forum

Randy

Morgan Hill, CA

#1 Feb 13, 2007
Watch out for The Credit Bureau of San Luis Obispo & Santa Barbara Counties.

These people will play with your credit report,
they don't care as they have no feelings for your credit or even if the credit isn't yours, they just want their money.

Complain and complain, write to every agency, State and Federal government and report these people in.
Jim

Morgan Hill, CA

#2 Feb 13, 2007
Many collection companies do just that, destroy your credit report. There are many ways to go after them. One you have to monitor everything and take notes of everything done, report them their agency with the FTC and your Congress representative, have them make the report and send it to the State and Federal, this will go to the right place.

Again many things can be done, you have to speak your word and go after the agency. Especially the internet, a great place to blog the company online so people will be warned about the agency.
michelle nunez

Goleta, CA

#3 Apr 2, 2008
I cleared my debt and they havent cleared my credit with thier reporting angency. We need to clear this before we can buy a home. They put me on hold over the pone and I get disconnected. They ask me to fax info.and do not respond. Why are they too busy for the people who dont owe them anything? I just want my credit cleared!
Sam

United States

#4 May 9, 2008
Yeah the San Luis Obispo (Grover Beach) Credit Bureau is rip off, they're commissioned based. They try to get as much as they can to get commissions especially when the economy is as bad as it is, they don't care, they just what their money so they can divide up the profits between them and their clients. It's all about greed with the San Luis Obispo Credit Bureau.

Watch out, they are really horrible, try to get away from them as far as you can and check your credit report often, they will mess it all up for you too.
the eye

Templeton, CA

#5 May 9, 2008
One of you needs to call the FTC and/or the BBB, and tell them what's going on!
yetzabee

Tempe, AZ

#6 Jun 21, 2008
Quantum servicing corporation goes by different names, they also abuse there own clients, making up excuses to take more money from you then what you owe. Please be aware of them, they told my bankruptcy lawyer that they would take our house away, because of late payments on the house, and for each late payment which they state we have 6 they are charging over $3000.00. Who gets charged this much in late payments, mind you I only have 2 late payments. Because of illness I have to sell my house and in the process of that, since I put the house up for sale they have been abusing this.
RDS

Phoenix, AZ

#7 Jul 1, 2008
I am having trouble with CB of San Luis Obispo clearing up inaccurate information they sent to the credit bureaus. My best advice is to file a complaint with the FTC under the Fair Credit Reporting Act as the FTC won't start an investigation until they have several complaints against a company.
MMY

Tempe, AZ

#8 Jul 25, 2008
I've got rip off my credit score got ruined by Bank of America. They charged me finance charge for service that I never ask or apply for. I paid around $180 to settled the problem, because I did not understand how to defend myself...and I closed my credit card account right away...but they did not report to credit bureau...and my credit score had ruined for the second times because the charge did not stop and continue accumulated. Now I get new information about my credit score (from Wamu) that my credit score down because I have late payment. For sure...I do not have any late payment..because I have only one credit card for my purchases..In order to know what is really happen I have to pay to get credit report. I feel that consumer can easily to get rip off by the system that we have to pay to check our credit report because something wrong we never done that effect our credit score. I did report to not receive any credit card offer to 1-800 number they provide to call. Question: is it possible that credit bureaus work together do something illegal with financial institutions to rip off consumer?
sci

Diamond Bar, CA

#9 Aug 9, 2008
I think the credit bureaus do work with creditors to rip pff consumers. I have never had ANY late payments, but my scores are subprime. I think the bureaus do this so the creditors make more money.
MMY wrote:
I've got rip off my credit score got ruined by Bank of America. They charged me finance charge for service that I never ask or apply for. I paid around $180 to settled the problem, because I did not understand how to defend myself...and I closed my credit card account right away...but they did not report to credit bureau...and my credit score had ruined for the second times because the charge did not stop and continue accumulated. Now I get new information about my credit score (from Wamu) that my credit score down because I have late payment. For sure...I do not have any late payment..because I have only one credit card for my purchases..In order to know what is really happen I have to pay to get credit report. I feel that consumer can easily to get rip off by the system that we have to pay to check our credit report because something wrong we never done that effect our credit score. I did report to not receive any credit card offer to 1-800 number they provide to call. Question: is it possible that credit bureaus work together do something illegal with financial institutions to rip off consumer?
adrian prieto

United States

#10 Aug 18, 2008
All these bureaus are a bunch of scoundrels away with them all, they coiudlnt report accurately if they wanted to
Angry

Los Angeles, CA

#11 Nov 18, 2008
I DID report to FTC and got a response back that was just guidelines and saying they were investigating and added it to their database. That was the beginning of the year. I did not owe the debt and did everything by the book to satisfy except pay on a debt that I proved I did not owe. They supposedly sent certified mail to an address where I did not receive mzil and used that as their proof that they had contacted me to go to court. I never owed this. I proved it. I never received their bogus notices. I faxed all proof and spoke to the ORIGINAL party ad no one did anything. I wasn't even in the state for over 6 months during this supposed time they sent notices to me. I had been homeless with my children when the 'debt' was 'incurred' and sent copies of cell bills showing contact with names, dates, times, topic discussed, etc to show I did not default on anything. I sent proof I was homeless during the period in question too. I am homeless now, but they still are garnishing? Where is their proof of due process and discovery? CB of SLO is a cesspool of deceit and greed - I don't care how many boards their owners are on or how many positive write ups in the paper they get. None of this looks very positive to me.
Andie

Fort Worth, TX

#12 Feb 2, 2009
If you have Urgent Money Accounts they are collecting on DO NOT pay them, these accounts do not belong to them and they are wrongly collecting on them. Let all your friends know.
Raven

United States

#13 Feb 27, 2009
I just filed a complaint with BBB about these people. They levied our bank account while we were making payments to them! They said they had every right because we were giving them enough every month. I'm sorry but we have other obligations as well and if all we can give is $50 a month, that's all we can give until our income gets better.
Ima Gonna Sue

Westminster, CA

#14 Sep 16, 2013
I received a negative credit report for a gym membership I never had. When I demanded they provide proof of the bogus account they reported me for they send me two strangers confidential membership applications to the health club and nothing reflecting claims against me...but they sent me literally confidential records of two people- that is how frighteningly inaccurate they are. I now just got a lawyer to sue them for making false report on me and my attorneys are going to reach out to the people whose records they sent me. UNREAL!

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