Method of Verification by Experian. Don't Believe It?

Posted in the Stanley Forum

syjoboxavob

Miami, FL

#1 Dec 10, 2013
Method of Verification by Experian. Don't Believe It?I received the results of a dispute for an account (mortgage loan which has been paid off for 3 years) showing 2 60 day late. The lates remained and showed verified. When I called EX for mov they gave me the loan company's toll free number. That's when I suspected maybe Ex didn't verify it after all.

I called the company for records of those late payments but they could not even pull up my records since that loan is so old. The lady said there are ways that it could be pulled but it would have to probably be in writing and that there is no way Ex could have verified that info over the toll free number. I got the lady's name but she is just one of the hundreds of the service reps answering the phones, so that won't help.

What should be my next move. Should I call Ex or write them demanding more specific info on who they contacted? Can they get away with just giving you a generic company toll free number?
letanysopuxy

Miami, FL

#2 Dec 10, 2013
syjoboxavob wrote:
Method of Verification by Experian. Don't Believe It?I received the results of a dispute for an account (mortgage loan which has been paid off for 3 years) showing 2 60 day late. The lates remained and showed verified. When I called EX for mov they gave me the loan company's toll free number. That's when I suspected maybe Ex didn't verify it after all.

I called the company for records of those late payments but they could not even pull up my records since that loan is so old. The lady said there are ways that it could be pulled but it would have to probably be in writing and that there is no way Ex could have verified that info over the toll free number. I got the lady's name but she is just one of the hundreds of the service reps answering the phones, so that won't help.

What should be my next move. Should I call Ex or write them demanding more specific info on who they contacted? Can they get away with just giving you a generic company toll free number?.
This site can help you finding the best option for you:@www.credit-solutions.info

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