Well Pops, you've answered your own question believe it or not.<quoted text>I understand that. It just helps to make me cynical about ANY government control of just about anything.
To segue, That is a strong reason that I am against the ACA. Several parts of it are fine. But why does the 'government' need to control it with, of all entities, the IRS enforcing it? Why not just mandate that the insurance companies adjust coverages? Insurance companies already have the software, hardware, personnel, records & more. They also have more oversite than OUR government will ever have.
This idiocy has nothing to do with healthcare. Democrat politicians could give a crap less if you or anybody else has healthcare coverage. It has to do with more government control and creating more government dependents. That's all it was ever about. As I have said repeatedly here, the more government dependent people, the more likely Democrat voters in the future.
Leaving this to the private sector would be counter to their ultimate goal. They don't want the private sector even involved in healthcare. So in Commie Care, there is a clause that all insurance companies must use 80% of their premium collections specifically to pay medical bills.
Insurance companies cannot run like that. If that were the best business model, insurance companies would have done that long ago. But what insurance companies do is invest premium money, and use the profits to offset their medical payouts. They pay their own investigators to find fraud which is something our government doesn't do. They advertise to get more clients.
You can't operate that way with only 20% of your premium collections and the Socialists knew this right from the start. That's why premiums are skyrocketing and will increase even more in the future; because the Commies designed this to eventually put them out of business so we all will have to depend on government for our healthcare.