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Jeremy Richardson

Loveland, OH

#1 Jul 22, 2010
On July 1st my Visa Debit card was declined by my bank, at my landlords (herein Hunter's Chase) offices, And, I had verified the balance the night before, online.

As Per Exhibit A [Miami Township Police Report 100002207 Description Identify Theft]:$38.99 had been stolen from my account Leaving me with $605 where a minimum of $606 was required per my agreement with Hunterís Chase. Prior Hunterís Chase policy was to accept a partial payment on promise of full payment. And, a small balance due would not incur the $70 initial nor the $10 per subsequent-day late fee.



I was told because the acceptance of a partial payment may be construed in court as constituting full payment(?)- really)), Hunterís Chase no longer accepts partial payment. I was told I should go borrow a dollar from one of my friends. I have a long history with Hunters Chase, having rented from them twice for a total of more than 5 years.

I have been unemployed for 8 months and my unemployment insurance payments do not quite pay all my bills, but by selling my plasma and day-labor I am able to make up the difference. Not possessing the means to have ever brought my Hunterís Chase balance in balance because of the fees, I made arrangements in Cincinnati where I hope to find employment. In the meantime, I made arrangements with the Community Action Program of Dayton for a payment of $500 against Julyís rent, and again, this offer was refused on the grounds I could go to court and say Iíd paid $500, therefore I no longer owed the other $105 (??)- REALLY)). Even though I indicated my desire to pay in full, eventually, and especially for a month I actually will occupy the residence (July, in which they TWICE refused payment). I believe I should be able to argue in court, their refusal constitutes a gift, too , right?



So, they are suing to evict me, even though I have already indicated I will give the keys on August first, long before even an eviction hearing might be scheduled.

And I will be billed for the month I didn't pay (the month they twice refused payment),

an additional TWO months rent for breaking their lease,

and THEIR attorney fees! Even though I am leaving voluntarily.

If I had $2000 I would declare bankruptcy. I am too poor to go broke! They say I don't quality for hardship exemption because I didn't give 60 day notice in writing. Am I crazy to think if I tell this to the judge he is going to be on my side?

Since: Jul 10

Loveland, OH

#2 Jul 22, 2010
Oh, on a related but unrelated topic, and the Ohio A/G hired the United Collection Bureau to collect my 2007 state taxes. Thing is, I didn't live in Ohio in 2007! I finally wrote to the A/G and they helped (a little).

I think part of the problem is people have ways to screw a bunch of people a little at a time. The way they get away with it, is, a lot of people can't even explain what happened. Or else, when you say what happened it actually makes you sound crazy, even though it's true!

Rather than just ignoring the unjust Landlord, the least I can do is send this information to the Dayton Daily News editor, and post it on Topix and what not.

I really need an attorney. But if I had the money for an attorney then I would have the money to pay!

Since: Aug 08

Location hidden

#4 Jul 22, 2010
Jeremy, you don't need an attorney to file bankruptcy, not that you really want to do that.
It will affect your credit for 10 years.

You can file bankruptcy on your own; you go to the federal bankruptcy court and pick up the packet of information and file it with the court. You then appear the the date you are told to, with all your debts, and hope for the best.

You can't fight the owners of Hunter's Chase, unfortunately, because they are owned by a large corporation that probably has a high dollar attorney.

You can appear at the hearing, and explain your side of things, but I will tell you that it won't matter. If it's at the Montgomery County courthouse, the judge that resides over those cases is an imbecile.

If you have reciepts and paperwork to back up your side of the story, I'd contact the public defenders office for assistance. They can help represent you in this case, since you cannot afford an attorney.

Best of luck. hope you find a job soon.

Since: Jul 10

Loveland, OH

#7 Jul 22, 2010
TheRealDew1234 wrote:
Jeremy, you don't need an attorney to file bankruptcy, not that you really want to do that.
It will affect your credit for 10 years.
You can file bankruptcy on your own; you go to the federal bankruptcy court and pick up the packet of information and file it with the court. You then appear the the date you are told to, with all your debts, and hope for the best.
You can't fight the owners of Hunter's Chase, unfortunately, because they are owned by a large corporation that probably has a high dollar attorney.
You can appear at the hearing, and explain your side of things, but I will tell you that it won't matter. If it's at the Montgomery County courthouse, the judge that resides over those cases is an imbecile.
If you have reciepts and paperwork to back up your side of the story, I'd contact the public defenders office for assistance. They can help represent you in this case, since you cannot afford an attorney.
Best of luck. hope you find a job soon.
[Jeremy]
Thanks. My thinking is it would probably take me longer than 10 years to get even! Basically, I want to owe no one nothing, I am trying to get out of debt totally and never borrow again.

“Many are cold, Few are frozen”

Since: Dec 09

Location hidden

#8 Jul 22, 2010
Dennis E Gannon Felon wrote:
<quoted text>
FAXED TO THE COUNTY COURTHOUSE!
And DEE LEE, I DID include YOUR REAL NAME!
Shoula used a sock to talk that crap!
BBBBBBBBBBBRRRRRRRRRRRAWWWWWWW WWWWWWWWWWWWWWWWWWHAHAHAHAHAHA HAHAHAHAHAHAAAAAAAAAAAAAA!!!!! !!!!!
And, you of all people, who has been employed since 2007, should get a damn job herself!
You may very well be the most stupid person in Dayton.

I guess every village needs an idiot. You are ours.

Did you READ what you said BEFORE you hit "POST"??????

This is really what you wanted to say?

I won't bother to show you the moronic statements you made, you look like and idiot and now you have removed any doubt.

I won't argue with you on this on Harvey. It's best to just let it stand for all to see what a putz you are.

This just goes to show....NEVER POST WHEN YOU'RE DRUNK, YOU JUST MIGHT REGRET IT.

“Many are cold, Few are frozen”

Since: Dec 09

Location hidden

#9 Jul 22, 2010
Shoula?????

“Many are cold, Few are frozen”

Since: Dec 09

Location hidden

#11 Jul 23, 2010
Dennis E Gannon Felon wrote:
That, coming from the one who had his junk tossed out on Morton avenue, and his wife cried when the Sheriff said "it's time to go!"
I have pictures of you being evicted on Morton, wanna see?
The only "Picture" you have is that one you won on the Game Show Network.

A funny picture of yourself. You really are a knob.

Remember all the terrible things you said about 819 Wilmington?
What a den of "crack heads" it was? Buckets in the hall because they wouldn't fix anything?

But when YOU got evicted......

Here is Harvey's real story of the end of his stay at 819 Wilmington....

What proof do you want?
The proof from the court? That the owner of the apartment complex wanted you out but you had your friends from Eastway try to convince him otherwise because you are certifiably nuts? And that Eastway paid your way so they could keep you there because they didn't want you on their property?
That they moved you out of the apartment you were in to a lower level because you kept jumping on the couch and intentionally hitting your numbskull on the ceiling?
Or that they attempted to serve you papers and you hid in your bathtub?

Since: Aug 08

Location hidden

#12 Jul 23, 2010
Dennis E Gannon Felon wrote:
<quoted text>
FAXED TO THE COUNTY COURTHOUSE!
And DEE LEE, I DID include YOUR REAL NAME!
Shoula used a sock to talk that crap!
BBBBBBBBBBBRRRRRRRRRRRAWWWWWWW WWWWWWWWWWWWWWWWWWHAHAHAHAHAHA HAHAHAHAHAHAAAAAAAAAAAAAA!!!!! !!!!!
And, you of all people, who has been employed since 2007, should get a damn job herself!
Ooohh..eeeee-gad's! Oh I'm soooooooooooo scared...

And oh goodness gracious me, Harvey, what will your boss think about you faxing on the company fax machine???
OOHHHH WAIT....YOU don't HAVE a JOB, do you?

You know, Harvey, you should get a job in an office...I mean you're so good at cuttin' and a pastin' and a faxin'.....and since you can probably scream like a girl, you would fit right in with the office chicks....

Still stalkin' me, aintcha?
Oh so predictable...

Since: Aug 08

Location hidden

#13 Jul 23, 2010
Jeremy Richardson wrote:
<quoted text>
[Jeremy]
Thanks. My thinking is it would probably take me longer than 10 years to get even! Basically, I want to owe no one nothing, I am trying to get out of debt totally and never borrow again.
As far as I can recall, I'd call to double check, getting the paperwork to file bankruptcy on your own, is free. It's a packet.
When you go down to the federal bankruptcy building and actually file is when you pay the filing fee, but it's not $2000. I don't know the amount, but I don't think it's too hateful of an amount.

By filing bankruptcy, you will halt any proceedings against you. This will afford you the opportunity to make amends with your creditors and I think (I'm not 100% sure, so make sure you check) but they can't evict you from your apartment.

Best of luck Jeremy. I know what you are going through is so tough...hang in there!

“Many are cold, Few are frozen”

Since: Dec 09

Location hidden

#14 Jul 23, 2010
TheRealDew1234 wrote:
<quoted text>
Hi Dew,

I'm glad you understand that it's Harvey posting under my name.


I wouldn't post crap like that because I sure don't feel that way.

We have been in "credit trouble". My wife and I, and we took five years, working with a Credit Counseling service and are now completely "Debt Free".

We've always maintained various methods to insure our retirement is going to be as smooth as possible.
We both started saving in the 70's because we were raised that way, and I'm glad we did.
But I sympathize with anyone going through tough economic times now.
I post under the name you see.
Dennis

Since: Aug 08

Location hidden

#17 Jul 23, 2010
John Henry Holliday wrote:
<quoted text>
Hi Dew,
I'm glad you understand that it's Harvey posting under my name.
I wouldn't post crap like that because I sure don't feel that way.
We have been in "credit trouble". My wife and I, and we took five years, working with a Credit Counseling service and are now completely "Debt Free".
We've always maintained various methods to insure our retirement is going to be as smooth as possible.
We both started saving in the 70's because we were raised that way, and I'm glad we did.
But I sympathize with anyone going through tough economic times now.
I post under the name you see.
Dennis
Hey Doc!
I know when it's you, don't worry.
Good to see you my friend...hope you are well.
Stay cool, it's gonna be another scorcher I hear!
Dew

“Many are cold, Few are frozen”

Since: Dec 09

Location hidden

#18 Jul 23, 2010
TheRealDew1234 wrote:
<quoted text>
Hey Doc!
I know when it's you, don't worry.
Good to see you my friend...hope you are well.
Stay cool, it's gonna be another scorcher I hear!
Dew
Thanks Dew.
We are well, and yes today is what the Ohio Valley is known for:
Hotter than Hades and horrible humidity.
The guys in the yard are coming in for frequent water breaks and just to get into the air conditioning.
It's FRIDAY!!! That does go a long way toward helping my mindset!

“Many are cold, Few are frozen”

Since: Dec 09

Location hidden

#19 Jul 23, 2010
DennisGannonFag wrote:
<quoted text>
Well everything is "FREE" for you jackazz! Faxing?

Well there is the toner and the paper and the maintenance on the machine, and of course the machine itself, because it sure as hell isn't yours!!

Gym Class at Sinclair? Haven't they kicked you out of there enough?
Now you gonna hang on the pant legs of some poor bastard unlucky enough to have you in a GYM CLASS?

Unlikely.

More likely: This is like the story you were telling about going to the gym on Wayne Avenue to practice your boxing technique!

BBBBBBBBBBBRRRRRRRRAAAAAAAHHHH HAAAAAAAWWWWWWWEEEEEEEEEEEEEHH HHHHHAHAHAHAHAHAHAHAHAHAHAHABB BBBRRRRRREEEEHAWHAWHAWHAWHAWHA WHAWHAWHAW!!!!!!!!!

You really are the village idiot.

“Many are cold, Few are frozen”

Since: Dec 09

Location hidden

#23 Jul 23, 2010
johnHENRYHOlliday wrote:
<quoted text>
interesting, spammer is close to having his degree,
I myself have many degrees but I've never used them.
I prefer to sit home and keep an eye on Darwin, my Dad.
Harvey may be close to giving someone a hand jobber, but he's out of Sinclair.
Several of the people that knew him when he went there posted about his "classroom behavior".
"They can't stop everything just because he wants to run his yapper", said one of his "REACH OUT TO THE SPECIAL KIDS" teachers.
So rather than abandon the project the told him to hit the road and don't come back.
Alex you bisexual slacker, I never went to Vanderbilt, you must be "high", where did you ever hear that? You may have Harvey convinced that "YOUR" weird sexual habits are normal, but you won't convince me.
You really are a strange bird. Perhaps you should get a hose and "blow yourself? That will make a lot of...... ummmm...people feel safer about the weekends.
You are correct, I have on my record 3 felonies and nearly every other thing you posted about me is wrong. I think you're using Rush Limbaugh's "fact checker". Silly Rabbit, Trix are for whores.

“Many are cold, Few are frozen”

Since: Dec 09

Location hidden

#25 Jul 24, 2010
John Henry HoIIiday wrote:
HarvBalls here. I am now dressed just like my idol, Dennis Gannon. I've always thought he was way cooler than Lard Azz from West Milton, and a lot funnier too. I try to steal his jokes and insults, but people still notice.
Well Hi there HarvBalls! Looks like you are using capital letter "I" fro the "L's" in Holliday. But with only twenty some posts that should alert people that it's you and not me.

You really are an AZZHOLE and seem to be proud of it.
Goofy Bastard for sure, but one proud azzhole.

I will be changing my handle....you look a little to much like me in those posts and it makes my skin crawl.

Look SHARP Harvballs, the "NEW" me will be posting shortly.

“Eucalyptus? You can lick this”

Since: Jul 10

Anyplace I hang my hat !!

#26 Jul 24, 2010
I have watched this Alex the Fatty and Harvey the Jackazz for some time.

Neither one have much on the ball.

If I was really sure I would say that the WEST MILTON SLOTH is high more than he isn't.
Darwin his Daddy funds that behavior?
Well then he only has himself to blame.
I would have that lazy dog turd working in the yard if I was his father, but having said that, it made me feel really creepy and dirty...
Imagine being related to the Slacker.

Alex has been posting but he sound like he has lost a lot of his Brain Cells. He sounds slow and stupid these days. Was he that stupid on Speak Up?
I remember the weekends when Alex and Harvey posted so often they scrolled everyone else off the page.

What of couple crank yankers.

“Eucalyptus? You can lick this”

Since: Jul 10

Anyplace I hang my hat !!

#27 Jul 24, 2010
Should be Sounds like he's lost a lot of his Brain Cells!

“Eucalyptus? You can lick this”

Since: Jul 10

Anyplace I hang my hat !!

#29 Jul 24, 2010
Because you are Harvey Daye Jr. and you're stupid.

Of course your socks smell like the rest of your old apartment, so they are the only things that don't run
when you come calling.

DEAD SKUNK IN THE MIDDLE OF THE ROAD

(the Harvey Daye Jr. Song)

Crossin' the highway late last night
He shoulda looked left and he shoulda looked right
He didn't see the station wagon car
The skunk got squashed and there you are!

You got yer
Dead skunk in the middle of the road
Dead skunk in the middle of the road
You got yer dead skunk in the middle of the road
Stinkin' to high Heaven!

Take a whiff on me, that ain't no rose!
Roll up yer window and hold yer nose
You don't have to look and you don't have to see
'Cause you can feel it in your olfactory

You got yer
Dead skunk in the middle of the road
Dead skunk in the middle of the road
You got yer dead skunk in the middle of the road
Stinkin' to high Heaven!

Yeah you got yer dead cat and you got yer dead dog
On a moonlight night you got yer dead toad frog
Got yer dead rabbit and yer dead raccoon
The blood and the guts they're gonna make you swoon!
You got yer
Dead skunk in the middle of the road
Dead skunk in the middle of the road
You got yer dead skunk in the middle of the road
Stinkin' to high Heaven!

C'mon stink!

You got it!
It's dead, it's in the middle
Dead skunk in the middle!
Dead skunk in the middle of the road
Stinkin' to high heaven!
All over the road, technicolor man!
Oh, you got pollution
It's dead, it's in the middle
And it's stinkin' to high, high Heaven

Since: Jul 10

Loveland, OH

#30 Jul 24, 2010
WOW! I just read all the comments.

...I thought I seemed like someone was posting under someone else's name. Thanks for all the replies. Like I said, I am moving to Cincinnati in order to work, I can't find work in Dayton.

I go to labor ready (which is the same pay as mickie d's) and IF I worked for 6 days a week at labour ready (or McDonalds) and got 8 hour shifts all 6 days, it would reduce my unemployment payments by Ĺ. Unemployment pays me aprox.$11 an hour and I can make $70 a week above. Every dollar I make about $70 reduces my check by one dollar.

Because I was making $35 an hour, I would have to make $13 an hour before entirely losing my claim.

For example, If I take an $11 an hour job, I will have the same dollar amount of benefits --- which I will receive at $50 a week instead of $400.

That is what the unemployment is FOR, provides an opportunity to replace the job you lost.

So, I work a few days at labor ready (which is not a long term solution) and sell my plasma (which hurts), which combined with my unemployment does pay my bills. So I am not too receptive to "get off the couch" comments because you obviously haven't been listening to what's being said (as some of us are NOT!), regarding the charging of late fees and distinguishing between what is essentially theft and usery versus someone "getting away" with something. All you are doing is letting me know what kind of person YOU are, ok?

...you don't know me, so how can you call me lazy? Did you serve in the 3rd Marine Division?
Then SHUT YOUR FUCKING PIE HOLE! LOL. If you did, I was at Camp Courtney. And, shut your fucking pie hole. Lol.

There are 11 dollar an hour jobs in Cincinnati and I would be happy to take one. But not in Dayton. For all the above reasons, I can't drive from Dayton to Cincinnati every day when 20% of the income generated goes to gas! So I move to where the work is. And I'm the lazy one! Asi es la vida!

On the bankruptcy filing, I believe the filing fee is $400, comparable to a divorce filing fee. When I got divorced last year, I picked up the kit thinking I could do it. I am a computer network engineer. But that shit was contradictory, I swear, and I couldn't really understand the legal information in the package -- it said to do two different things!

So, I paid the lawyer to do it! And the filing fee must be paid either way. I guess I am willing to read the bankruptcy package and see if it makes more sense than the divorce package! But, even without an attorney, you must pay the court a filing fee of aprox $400 (they just raised it again) to file for bankruptcy.

On the upside, when I saw the finished product [the divorcee decree as prepared by my attorney and signed off on by the judge], I was able to relate back to original package and see, oh, THAT was what they meant.

So, maybe I am ready to take that on, but the same old Catch-22 -- it would take me so long to prepare the paper work that time I am taking away from working / looking to work!

So, for me, receiving unemployment has had the opposite effect -- I am MORE ready to produce something for this society which seems to (kinda) want to help me too!

Since: Jul 10

Loveland, OH

#31 Jul 24, 2010
It's the little things, like an 11Ę American Express balance on a corporate card that is now a $450 balance! Why should I have to pay $450 because the company I worked for was one day late in processing an expense report?

Who ever that person is who is posting the rude shit, man, you can read my words in any tone you want, because they are just word.

Maybe, you can understand that you are the one who is supplying the tone you hear in your head. I can understand why you could think I am bitching a little, because I am bitching I little.

I don't know if I believe everything has to be fair, per se, but I believe in a minimum standard of human decency.

Ask yourself, before you do something, what would happen if everyone in the whole world did what I am about to do? Think about it dude, why be obnoxious? Or, are you just drunk? That's cool.

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