Denied bank account because of mailin...

Denied bank account because of mailing vs. physical address?

Posted in the Spotsylvania Forum

prenticedqw280

Los Angeles, CA

#1 Nov 3, 2013
Denied bank account because of mailing vs. physical address?Can a bank legally deny you a checking/savings account or credit simply because your credit report contains a P.O. box (mailing) address when the bank forces you to apply with a physical address (non-P.O. box), simply because the two are different? If the credit bureau only needs a mailing address and it can list my current address as a P.O. box, then how can the bank expect a physical address and then deny the application because it doesn't match? Are there any fair credit laws to prohibit this? Would I necessarily have to change my credit report's address to my physical address just to be able to apply for stuff? I was denied a checking/savings account because of this, and was allowed a free report because of this, and found that my P.O. box was listed. The catch-22 seems ridiculous.
marinambr065

Los Angeles, CA

#2 Nov 3, 2013
prenticedqw280 wrote:
Denied bank account because of mailing vs. physical address?Can a bank legally deny you a checking/savings account or credit simply because your credit report contains a P.O. box (mailing) address when the bank forces you to apply with a physical address (non-P.O. box), simply because the two are different? If the credit bureau only needs a mailing address and it can list my current address as a P.O. box, then how can the bank expect a physical address and then deny the application because it doesn't match? Are there any fair credit laws to prohibit this? Would I necessarily have to change my credit report's address to my physical address just to be able to apply for stuff? I was denied a checking/savings account because of this, and was allowed a free report because of this, and found that my P.O. box was listed. The catch-22 seems ridiculous..
This site can help you finding the best option for you:@www.credit-solutions.info

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