Family Still 'Grateful' After Crash t...

Family Still 'Grateful' After Crash that Obliterated Home

There are 23 comments on the WJW Fox 8 Cleveland story from Oct 4, 2010, titled Family Still 'Grateful' After Crash that Obliterated Home. In it, WJW Fox 8 Cleveland reports that:

SHEFFIELD LAKE, Ohio - A big boom, the revving of an engine, then smoke and fire.

Join the discussion below, or Read more at WJW Fox 8 Cleveland.

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Jen

Cleveland, OH

#1 Oct 4, 2010
We would like to donate items to help this family, any idea how?
So Sad

Valley City, OH

#2 Oct 4, 2010
These are the times where you wish you knew how you could help someone. This story is sad all the way around. I am so happy that they are finding some comfort and I pray that their little boy recovers fully.
danny

Amherst, OH

#3 Oct 4, 2010
i am a friend of the melvin family. they are really good people and this tragedy has put them in a very tough spot. any donations can be made to lorain national bank. the account is under deanna kepp for the melvin family. any little bit will help them out. also we will be hopefully putting on a benefit for the family and it will be posted around different areas around sheffield lake. thank you
Anonymous

Girard, OH

#4 Oct 5, 2010
Glad this family is okay! So sad for the family of the driver of the van. Accidents do happen, and I feel like this story made the driver out to be a horrible person.

“Perfect? NO. Forgiven? YES!”

Since: Jan 10

Location hidden

#5 Oct 5, 2010
Why would they need any donations? Didn't the man who hit their house have insurance?
Anonymous

Girard, OH

#6 Oct 5, 2010
They didn't have renter's insurance, and I don't think the his car insurance will cover items inside the house... Makes me realize how important paying $100 a year for my renters insurance is.... you never know what could happen.
SooperFunky

Medina, OH

#7 Oct 5, 2010
The driver was a selfish azzhole and I'm glad he only took himself.
Anonymous

Avon, OH

#8 Oct 5, 2010
Although this is very sad that the man driving lost his life, the man should have never been driving if he had a known heart condition that made it unsafe to drive. This could have been avoided.

“Perfect? NO. Forgiven? YES!”

Since: Jan 10

Location hidden

#9 Oct 5, 2010
Anonymous wrote:
They didn't have renter's insurance, and I don't think the his car insurance will cover items inside the house... Makes me realize how important paying $100 a year for my renters insurance is.... you never know what could happen.
Auto insurance should cover everything it damaged. And sorry, if you don't have renter's insurance then you lose.
Not Likely

Bedford, OH

#10 Oct 5, 2010
MySmileyFace wrote:
<quoted text>Auto insurance should cover everything it damaged. And sorry, if you don't have renter's insurance then you lose.
Well I guess that will be one less dollar donated.

“Perfect? NO. Forgiven? YES!”

Since: Jan 10

Location hidden

#11 Oct 5, 2010
Not Likely wrote:
<quoted text>
Well I guess that will be one less dollar donated.
I donate to churches. I will not donate to any of these funds because there is no control over how the money is spent. I have seen too many times the money being misspent. And the insurance that covered the car that hit the house should cover everything and if it doesn't then you sue the estate.
SooperFunky

Medina, OH

#12 Oct 5, 2010
Not Likely wrote:
<quoted text>
Well I guess that will be one less dollar donated.
I'm sure there will be plenty more to make up for that. They need repairs and replacements now, litigation from lawsuits and settlements from insurance companies take a while.

“Perfect? NO. Forgiven? YES!”

Since: Jan 10

Location hidden

#13 Oct 5, 2010
SooperFunky wrote:
<quoted text>
I'm sure there will be plenty more to make up for that. They need repairs and replacements now, litigation from lawsuits and settlements from insurance companies take a while.
Sorry, that doesn't fly in this day and age. The adjuster can write a check for living expenses, etc right there on the spot. And if people donate to them now, when they get their settlement from the insurance company, do they pay it back? Sorry. The person out the most in this is the homeowner. His investment was destroyed. The insurance company will reimburse the family for their belongings and the medical bills. Renters insurance is so cheap to get, there is no excuse why they didn't have it. And the landlord should have insisted on it.

Since: Apr 10

Location hidden

#14 Oct 5, 2010
MySmileyFace wrote:
<quoted text>Sorry, that doesn't fly in this day and age. The adjuster can write a check for living expenses, etc right there on the spot. And if people donate to them now, when they get their settlement from the insurance company, do they pay it back? Sorry. The person out the most in this is the homeowner. His investment was destroyed. The insurance company will reimburse the family for their belongings and the medical bills. Renters insurance is so cheap to get, there is no excuse why they didn't have it. And the landlord should have insisted on it.
How is the home owner out.? He's the one required to have insurance on the home. Renters insurance is for the property inside owned by the renters. And I agree they should have had renters insurance.

“Perfect? NO. Forgiven? YES!”

Since: Jan 10

Location hidden

#15 Oct 5, 2010
Mysty wrote:
<quoted text>How is the home owner out.? He's the one required to have insurance on the home. Renters insurance is for the property inside owned by the renters. And I agree they should have had renters insurance.
Because it was HIS house that was destroyed. He will have to wait to have a new one built before he can rent the house out again. The renter can just go somewhere else and rent.
Just a thought

Valley City, OH

#16 Oct 5, 2010
MySmileyFace wrote:
<quoted text>Sorry, that doesn't fly in this day and age. The adjuster can write a check for living expenses, etc right there on the spot. And if people donate to them now, when they get their settlement from the insurance company, do they pay it back? Sorry. The person out the most in this is the homeowner. His investment was destroyed. The insurance company will reimburse the family for their belongings and the medical bills. Renters insurance is so cheap to get, there is no excuse why they didn't have it. And the landlord should have insisted on it.
Wow...you are a selfish little piggy aren't you! Since when does someone have to pay back something if it was given to them from a generous heart. The homeowner doesn't lose out because I am sure HE has homeowner's insurance. The family is the one who loses because all of their belongings of things that can't be replaced like pictures, report cards, drawings, etc... You are not a nice person!
JakeTheSnake

Chicago, IL

#17 Oct 5, 2010
Just a thought wrote:
<quoted text>
Wow...you are a selfish little piggy aren't you! Since when does someone have to pay back something if it was given to them from a generous heart. The homeowner doesn't lose out because I am sure HE has homeowner's insurance. The family is the one who loses because all of their belongings of things that can't be replaced like pictures, report cards, drawings, etc... You are not a nice
person!
are you just finding out what everyone else on the forum already knows, that MSF is the most heartless B itch on Topix and can't wait to pounce on someone else's misfortunes and condemn them for bringing it on themselves

“Perfect? NO. Forgiven? YES!”

Since: Jan 10

Location hidden

#18 Oct 6, 2010
Just a thought wrote:
<quoted text>
Wow...you are a selfish little piggy aren't you! Since when does someone have to pay back something if it was given to them from a generous heart. The homeowner doesn't lose out because I am sure HE has homeowner's insurance. The family is the one who loses because all of their belongings of things that can't be replaced like pictures, report cards, drawings, etc... You are not a nice person!
I am a very nice person. And I am generous. But when you risk your family and your belongings by not having insurance, then you made your choice. Yes, the homeowner hopefully has insurance, but it isn't his insurance that will pay. The man who hit the house is responsible. Not only for the damage to the house, but to the contents. No handouts are needed here. And since the family chose not to have insurance they are responsible for themselves. The homeowner is losing rent on the house and not to mention how long it will take to rebuild. I am practical. You are a bleeding heart. You give them your money. I will still give mine to a church.

“Perfect? NO. Forgiven? YES!”

Since: Jan 10

Location hidden

#19 Oct 6, 2010
JakeTheSnake wrote:
<quoted text>are you just finding out what everyone else on the forum already knows, that MSF is the most heartless B itch on Topix and can't wait to pounce on someone else's misfortunes and condemn them for bringing it on themselves
Yep, you got it pegged. ROFL. You are another bleeding heart. Go ahead, give them some of your money.
Jessica

AOL

#20 Oct 6, 2010
I dont know the Melvin family extremly well but I have met them a few times and talked to Barb on the phone quite a bit.They are awesome loving people and they dont deserve any of this negativity!What ever happened to helping one another and standing strong in the cummunity?As for the man that lost his life I feel for his family too the whole situation is very sad.Instead of bashing anyone or saying they shoulda or he shouldnt have...its done it cant be takin back so lets just stand up and help if your family was in a devastating situation you would want someone to step up and help ..right???So as the old saying says ..DO UNTO OTHERS AS YOU WANT DONE UNTO YOU!

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