After months of trying to get our loan approved, being promised everything from our salesperson and getting the run around from our local Chase branch we decide to look for other options. We meet David Bailey the first time in November 2011 after we were unable to get a mortgage through our local bank Chase. He was able to point out why we were having problems and how we could go about getting the loan approved. Everything he told us he could do was done, which was nice to see after the service we got from our bank. It was a pleasure to be able to speak to the same person who knew what was going on with our file each time we called. The two times we were not able to reach David directly he called us back within one hour his service is unbelievable. The rate and closing cost where less than what we got from our bank. We would recommend to all our friends and family to use David and The Mortgage Outlet.