Need help with loan and credit repair
Posted in the Rowland Heights Forum
#1 Jan 5, 2013
I'm moving from Orlando, FL and need some help. I just got a great job in the Glendora/San Dimas area. I'm looking for someone who can help me with some credit repair, lending and eventually lead me to someone to help me find a home. Can anyone give me some advice?
#2 Feb 4, 2013
I used a service that was about 100 bucks a month to 'fix' my credit, which was really just opening disputes with the credit bureaus. You can do it all yourself, but it's a lot of work.
I'm using a new company that just created software and they only charge like 20 bucks a month. Here's a link to their new site:
The software keeps track of all of your info and prints out what you need to dispute negative items. It's great. They also know where to get the best deals on identity theft protection and credit monitoring (they're only like a couple bucks a month and they keep track of all that for you as well).
#4 Feb 13, 2013
I'm now in an apartment but looking for someone to help me get this fixed. Does you know of someone, anyone who helps people like me repair credit? I can pay cash. I finally moved and got going in my job. I could use someone face to face to walk me through how to get my credit fixed and then a nice house to move into.
I have a home in Orlando where I moved and need to sell it too. Or rent it. I just don't have great credit.
I need recommendations! And I don't have time to sit and do a lot of work. I already have that with my new job!
#9 Oct 21, 2013
MyCreditlocker is free- I've been using them for a few months. At first I was wary that they would be a scam or would charge my credit card later on, but they don't so that's a relief.
The $20 was just to pull a tri-merge report, which includes your scores. Basically, all the website does is generate letters off the 3 bureau report. There's no monthly charge, just a charge to get your reports and scores. I've had a couple items removed, so it's a good start.
#10 Oct 23, 2013
I believe and I also talk from experience that you can do better than a company if it is about credit repair. You are more goal oriented and value the time factor more than someone who is paid monthly.
You can get faster results if you do it yourself. There are several great resources online regarding credit repair like http://www.fastcreditfix.org
At least give the DIY methods a try.
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