$125,000 but are barely making it in ...
Killa the Constpated

Salem, MO

#41 Jan 7, 2013
Florida Marlins Fan wrote:
Kids college is scaring us.$200K to 300K per child by the time they graduate, so how can we save $3000 to $5000 per month now (we cannot). And we are still paying our tuition loans.
If we didn't have money, then kids can get free grants. But since my husband and I make over $35,000 we are out of luck.
Make sure you don't let your kids buy several cans of frosting from Country Mart, that will lead to an addiction and lead to further money problems.
stone cold

Rolla, MO

#42 Jan 7, 2013
Dad of 4 wrote:
<quoted text> I dont know what a food distribution is so I know u havent seen me there and I drive an 03 denali that is far from new and I will drive it till it wont run anymore and as far as my phone its a nice android but ive had it almlost two yrs. The only thing I know I should cut back on is my kids sports because some months we spend 800 or more going to national and local tournaments on gas,food,lodging and entry fees..
Awwww,,, it must be so hard having it so bad. Lets take up a pitty collection for "Dad of 4".
Mr Roboto

Waynesville, MO

#43 Jan 7, 2013
I'm an associate professor at the university and I just graze $60k. I don't actually have a family to support, but between 9 years of student loans, my mortgage, credit cards, I cannot say my life is golden. I can only afford trips when to school pays for it. As a full tenured prof earning $100+, I think that would be difficult to comfortably raise a family on less than that in Rolla.

“I'm right”

Since: Oct 12

Rolla, MO

#44 Jan 7, 2013
Mr Roboto wrote:
I'm an associate professor at the university and I just graze $60k. I don't actually have a family to support, but between 9 years of student loans, my mortgage, credit cards, I cannot say my life is golden. I can only afford trips when to school pays for it. As a full tenured prof earning $100+, I think that would be difficult to comfortably raise a family on less than that in Rolla.
Keep working. The lazy depend on your welfare payments.
MrRight

Rolla, MO

#45 Jan 7, 2013
killa_the_compassionate wrote:
<quoted text>
Keep working. The lazy depend on your welfare payments.
lame, inflammatory, and extremist

“I'm right”

Since: Oct 12

Rolla, MO

#46 Jan 7, 2013
MrRight wrote:
<quoted text>lame, inflammatory, and extremist
Yet, a ring of truth.
MrRight

Rolla, MO

#47 Jan 7, 2013
killa_the_compassionate wrote:
<quoted text>
Yet, a ring of truth.
No truthiness, just lame ol killa nonsense.
Guest

Union, MO

#48 Jan 7, 2013
killa_the_compassionate wrote:
<quoted text>
Keep working. The lazy depend on your welfare payments.
LMAO! Says the unemployed troll...Hahahaha!
Killa the Constpated

Salem, MO

#49 Jan 7, 2013
killa_the_compassionate wrote:
<quoted text>
Yet, a ring of truth.
I believe you started this post Poopnostink
Florida Marlins Fan

Warrensburg, MO

#50 Jan 7, 2013
It is interesting to see how this conversation switches back and forth. I guess I'm on the side that feels that $100,000 is the new low end of what is considered middle-class. Our $125,000 feels like lower middle class.
Hahaha

Belton, MO

#51 Jan 7, 2013
I make $50,000 and consider myself upper middle class. Plenty of college savings for my kids. No debt other than the mortgage. Nice house because of sweat equity. A couple of Cardinals games and one trip to Six Flags per summer. And one nice trip per year.

But I don't eat out very often. I don't smoke or drink. My trips involve driving and staying with friends or camping. I have Netflix...not DSL. My kids do inexpensive league sports without private lessons. I drive a basic car that gets great gas mileage.

It is all about choices.
kent

United States

#52 Jan 7, 2013
If you can't make it on 125k a year you are way over extending yourself. Cut back some of your bills. Get a smaller house. I make 60-70k a year and have no problem saving money, I easily keep over 10k in savings....
Summer ness

Wright City, MO

#53 Jan 7, 2013
Wish I could do that good saving money. I try and every tune I get to 1500 something happens
Larry

Rolla, MO

#54 Jan 7, 2013
Florida Marlins Fan wrote:
We are the middle class that is too poor to pay for good accountants to help us spend/invest wisely, so we end up paying 25-30% in federal taxes; but we're too rich to qualify for any education assistance or medicaid/medicare.
Earning $100,000 to $200,000 is certainly not being rich anymore.
I will be your accountant for 5% of your income.Where do you invest now?
Flea

Rolla, MO

#55 Jan 8, 2013
Mr Roboto wrote:
I'm an associate professor at the university and I just graze $60k. I don't actually have a family to support, but between 9 years of student loans, my mortgage, credit cards, I cannot say my life is golden. I can only afford trips when to school pays for it. As a full tenured prof earning $100+, I think that would be difficult to comfortably raise a family on less than that in Rolla.
I guess that depends on your definition of comfortable and your stupidity in racking up your debt load. I have a 50k a year income and do quite nicely considering a huge portion of the world lacks adequate shelter, clothing and food. You all are a bunch of spoiled whinebags.
Rosey

Ballwin, MO

#56 Jan 8, 2013
The problem is you start to treat yourselves to things. Then you want even more things. Before long, you get used to it and nothing feels like a treat anymore. The more you make the more you spend. Try to test yourself by putting a percentage of your check in an account every payday. Once you start to see it grow you might be excited to continue it. If you really write every thing down that you spend, you might be surprised at the waste. Rent movies instead of going out. If your spending nights out of town thats like a vacation. If you have to take a vacation, try camping and bring your own food and go fishing and spend time outdoors doing free stuff. Lots of beautiful parks to visit in the area.
observer

United States

#57 Jan 9, 2013
Florida Marlins Fan wrote:
It is interesting to see how this conversation switches back and forth. I guess I'm on the side that feels that $100,000 is the new low end of what is considered middle-class. Our $125,000 feels like lower middle class.
God is going to punish you for trolling. Wait for it.
observer

United States

#58 Jan 9, 2013
Where do you work? Simple question.
stroker

United States

#59 Jan 10, 2013
what does where you work have to do with anything you idiot
Oscar

Warrensburg, MO

#60 Jan 10, 2013
Believe me there are people making less than $20,000 has kids own a house and a car and they are not getting assistance. They won't even go to their own church food pantry. They did trim back. Got rid of satellite tv just get what they can pull in with an antenna. They do have cell phones and no landline because cell is cheaper. They have had to say no to some things their kids participate in. The kids are happy as ever They are paying for their home a double wide set on a basement. It is a nice comfortable home warm in the winter and cool in the summer and the utilities are very reasonable. Their basement isn't finished yet. They are doing it them selves when they can afford it. It can be done. This family is very happy. They still try to better themselves but consider themselves blessed

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