Bad Credit and Need a Loan

Bad Credit and Need a Loan

Posted in the Rogersville Forum

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Kingsport, TN

#1 Sep 22, 2012
I really need to get a loan to get back on my feet. Because of bad financial decisons. I am in just a mess. I am afraid of getting a loan online. I don't wanna get in more trouble. Can anyone suggest somewhere that gives a personal loan to people with bad credit?
good luck

Jefferson City, TN

#2 Sep 22, 2012
Have you tried world finance or sun loan? Maybe pioneer credit. Interest is high but they have generous criteria
Grow up

Kingsport, TN

#3 Sep 22, 2012
A loan isn't going to get you back on your feet. If you are in this shape due to bad financial decisions then why make another bad financial decision. Makes no sense.
loan offer


#4 Sep 23, 2012

WORLD CLASS CREDITORS PLC is currently offering loans to individuals in need.
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We can grant you the desire loan you require at a very cheap, low and affordable
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Kind Regards,

Universal capital creditors.

Email: [email protected]

United States

#5 Sep 23, 2012
Looks like a scam...

Johnson City, TN

#6 Sep 23, 2012
Try getting a second job and start digging your way out !
Mr john

United States

#7 Sep 24, 2012
I was in search on how to get a loan of about $100,000 and a friend introduce me to miss roseloancompany they are legitimate lenders contact them via email :[email protected]

United States

#8 Sep 24, 2012
Looking for an urgent loan to pay your bills kindly contact stiesmicrofinance via email
[email protected]

Jonesborough, TN

#10 Sep 24, 2012
Shit, just go to your local loan shark affiliated with the mob.

Their rates are probably more reasonable.

Who would have ever thought going to the mob would be prefeered over going to big banking?

United States

#11 Sep 26, 2012
Hope it is not so bad that you gotta drag your ass into the local bank with your head hangin high.... that's a tough one.... gotta do it .... only way you will get a loan in today's times.... You should have lived in the early eightys... good credit with Jimmy Carter would have give you a loan at thirty eight percent..... wasted alot of money back then.... now i live on the moon... freaking A I owne the moon.... i am president Obama... vote for me... I own and rent the moon... rent is cheap... believe me.... Trust me... I built the moon... you didn't build the moon.....I built the moon... cheap rent... vote fore me

Peoria, AZ

#12 Sep 30, 2012
There is NOT A LEGITMATE LENDER ON THIS SITE. Please read through the pages, do your research. Listen to the people that have been scammed. DO NOT GIVE THEM MONEY. YOU WILL NEVER GET YOUR LOAN. For you new people posting looking for a loan. There are only SCAMMERS on this site!!! If you are counting on this site to find a loan or get should start looking somewhere else or come up with another idea. The only thing that I have seen on this site in about a year is SCAMMERS and people ending up worse off then when they started. Scroll back all you will see is people losing money and NEVER getting their loan.

Why would you need to pay to get a loan? Any fees for a legitimate loan would be built into the loan. Think about it....If they are loaning you $10k and the fees cost $800 then they only give you $9200 and you pay back $10,000. Why would they say you need to pay upfront. So you send them $800 and they send you $10,000 WHY? It is same effect you get $9200. The reason they ask for upfront fees is because they are a SCAM and they will just take that $800 and you will never get your loan.

If they ask for ANY upfront fees, tranfer fees, money via Western Union....etc. Do not do it you will only be in a worse situation and out more money. The only people on this site that say they got a loan are the SCAMMERS themselves.


You will need to find another, friends, advance from work. Please do not give them your personal information.

Cameron, MO

#13 Sep 30, 2012
Stop, sit down.
Make a list of EVERY single thing that you have spent money on in the last 3 months. Then list your income.

Expenses, eliminate all the items that are not ESSENTIAL to your existance. The big ones: Cable, cell phone(s), etc. The little ones: Eating out, purchasing a $1 soda, coffee, driving somewhere that is not absolutely essencial to go.

After you have done all the above slashing -- over the next couple of months.

Make a new list. Do it again, and again, and again. Until you are living BELOW your means.

You need to make a lifestyle change -- not get a new loan.

Oh, get a FREE library card and get some books on the subject and read, reasearch the subject, apply the knowledge.
Morgan Jimmy

Hyderabad, India

#24 Feb 26, 2013
You can get bad credit loans in less than 1 hour, throughout the 2013. Our payday company will deposit anywhere between $150 to $1,500 for cheaper interest rates. Fill out application and submit age proof, income proof, and address proof along online.

United States

#25 Feb 26, 2013
It sure seems that over half of the people in this town have borrowed from world finance,though they have high interest at least its an option.

United States

#26 Feb 27, 2013
Ha Ha its not me

Saint Paul, MN

#31 May 15, 2013
if you were a registered user on topix I'd ask how things have come along since then (I can now see its been 9 months or so).
for future reference, here is a site that can help people with bad credit find a suitable lender:
only recommended as a last resort.
savoy credit

Bronx, NY

#35 Jul 25, 2013
have you tried credit repair?

maybee if you repair your credit and create a budget that works for you, you may be able to fix your finances. getting a loan may not be good for you in the long run as you will then owe more money in interest and if you miss payments it will ruin your score even more.

Lakeland, FL

#36 Jul 25, 2013
What do you have as collateral? I loan money occasionally with collateral.
Emil Kovacevic

Sofia, Bulgaria

#46 Nov 7, 2013
In financial terms, credit enhancement is the use of a risk reduction technique to protect an investor against losses in the underlying security or debt instrument. In banking terms, credit enhancement is any technique used to improve the credit rating of an asset backed security or bond to improve marketability. These methods are often employed in both public and private project financing, and as an integral part of structured finance. Credit enhancement is an integral part of securitization, a form of structured finance which turns a non-liquid asset into a more liquid security. The most common of these are mortgage-backed securities (MBS) or asset-based securities (ABS). These pool together a number of financial assets such as mortgages, bonds, debt instruments, credit linked notes, or receivables from rental properties or credit card obligations.

Reno, NV

#52 Jan 21, 2014
You know there are hundreds out there that will give you a loan.. The downside is that they give you a higher than usual interest rate.. There are a couple banks out there that gives reasonable interest rate.. One of them is DayLoan.
Here's the link

I personaly used it myself 2 years ago.

Good luck!!!
Worried wrote:
I really need to get a loan to get back on my feet. Because of bad financial decisons. I am in just a mess. I am afraid of getting a loan online. I don't wanna get in more trouble. Can anyone suggest somewhere that gives a personal loan to people with bad credit?

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