Financial Planning Association Votes ...

Financial Planning Association Votes Unanimously to Remove Whistle-Blower

There are 56 comments on the story from Mar 2, 2010, titled Financial Planning Association Votes Unanimously to Remove Whistle-Blower . In it, reports that:

It has been a little over a year since the Bernie Madoff investment debacle toppled Wall Street indices and consumer confidence in what was once considered a solid financial industry. Back in December 2008, Madoff’s two sons called authorities after he confessed to them of operating a massive Ponzi scheme that defrauded thousands of investors of billions of dollars. Back in the 1980’s and early 1990’s, the Savings & Loan crisis occurred when 747 savings & loan association failed: The ultimate cost of the crisis totaled around an estimated $160.1 billion. In both cases, early warning flags were systematically ignored by industry leaders, management and government officials resulting in the eventual failure of the financial sector to exercise ethical stewardship of people’s funds.

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Gary

Woodbridge, VA

#1 Mar 4, 2010
There is absolutely no truth to any of Greg Fernandez's allegations. I am not on the Board, but have been told that he failed to attend Board meetings, allowed his membership in the FPA to lapse, and failed to perform his duties. When he was questioned about these failures, he attacked the Board, both privately and publically. He made up unsubstantied allegations, most of which he knew was not true (or should have know if he was paying attention as a Board member, which he apparently was not). The FPA Chapter does not engage in any lobbying, and its financial policies, controls and budget would be the envy of any organization. This is a case of someone who was unable to do his job, and instead of taking responsbility for his own actions, attacks others.
Christine Marie Parker

United States

#2 Mar 10, 2010
RE: Rebuttal Letter to the Topix Online Community Post
We are writing to correct misstatements and misleading information contained in the online forum post dated Mar. 2, 2010 titled “Financial Planning Association Votes Unanimously to Remove Whistle Blower.”
On Feb. 19, 2010, the Board of Directors of the Financial Planning Association of the National Capital Area (FPA NCA) called a special meeting by conference call to discuss the removal of Greg Fernandez as Government Relations (GR) Director and member of the Board. While no cause is required to remove a member from the Board, Mr. Fernandez, as well as the entire Board, was made aware of his failure to meet certain expectations and responsibilities that he had accepted despite repeated requests.
Only after these issues were raised did Mr. Fernandez begin to voice his “concerns of impropriety” directed at the Chapter.
Mr. Fernandez contends that his removal from the board was “solely based on his whistleblower allegations of improprieties,” yet his accusations have been found to be either false or unsubstantiated. While we firmly believe his allegations are unfounded, we are using this matter as an opportunity to conduct a thorough review of our financial policies, practices, internal controls and auditing to look for ways to further strengthen the transparency, accountability and governance of the Chapter to serve the best interest of our stakeholders.
With regard to his accusations of overall financial impropriety and “suspicious behavior regarding the stewardship of organizational funds”, these only surfaced after the FPA NCA President addressed his failure to fulfill his responsibilities and duties despite repeated requests. The timing of Mr. Fernandez’s accusations is puzzling considering:
- He voted to approve the 2010 Chapter Budget on Jan. 14th of this year, voicing no concerns regarding its detail and content.
- He voted to approve the Chapter’s Financial Philosophy Policy on Oct. 7, 2008.
- At no time during his three-year tenure on the Board did he raise any concern of a violation or suspected violation of Board duties related to the financial reports and board minutes that he received.
Mr. Fernandez also implies that the FPA NCA was party to “what appears to be illegal lobbying activities.” This is false. Mr. Fernandez has been the GR Director for FPA NCA since Jan. 2009. He acted solely as Director reporting to the Board. At no time in this role – nor in the three years that Mr. Fernandez was a Board member – did he raise any concern of a violation or suspected violation regarding lobbying activities. The primary Chapter GR Committee event in 2009 was National Capitol Hill Day which he directed.
In closing, the FPA NCA has been recognized for nine straight years as an outstanding chapter, achieving the highest standards as set by the national organization. It is managed by a diverse board of directors (a portion of which rotate off and are replaced each year) who have consistently demonstrated an unwavering commitment to furthering the Chapter’s mission while embracing internal review, introspection and change. We are saddened by this series of events but recognize that it will only serve to strengthen the resolve, leadership and support of this outstanding organization.
Sincerely,
Christine Marie Parker, CFP®
2010 President
FPA of the National Capital Area Chapter
Address: 12816 Tewksbury Drive, Herndon, VA 20171
Web-site: www.fpanca.org
Emmy Taipan

Reston, VA

#3 Mar 13, 2010
I publicly requested copies for The Financial Planning Association of the National Capital Area's Federal Tax Form 990 for the most recent three years and a copy of the latest Form 1023. They have yet to provide the 2008 return of Tax Form 990, though by law, they are supposed to make available.
Peter Ben Ezra

Silver Spring, MD

#4 Mar 17, 2010
FPA National Capital Area chapter seem to be focusing on the wrong issues - personalities versus substance and law.
I have received the FPA National Capital Area Form 990 for Tax Year 2008 [after many requests) and I note for the record that Part III: Statement of Program Service Accomplishments has only one entry "Conducted various programs and symposiums to provide education and industry updates to members who are primarily in the financial planning industry" with no entry for any expenses which implies that no expenditures in this category were made during tax year 2008. I also note at the top of the expense column it states under Expenses "Required for 501(c)(3) and (4) organizations...".
Since the return was signed by Brian Jones, Chairman on 3/3/2010 and William G. Malone, CPA, PC on 3/3/2010 "Under penalties of perjury. I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than officer) is based upon all information of which preparer has any knowledge." - this implies that no expenditures were made for conducting various programs and symposiums to provide education and industry updates to members who are primarily in the financial planning industry.
Yet it appears that under the umbrella of the FPA's Capital Hill Day, that the organization may have provided valuable financial planning services to members of congress or their staff at no charge which may or may have not violated congressional ethics laws.
The national and local chapter financial planning associations have failed to provide me any written legal opinions or waivers concerning whether or not the organization's Capital Hill Day activities are not lobbying in nature,
Future discussion regarding FPA's National Capital Area chapter should focus on substance and law. It should be quite clear to everyone that the former board member is no longer responsible for fixing the concerns that he has raised with the Board, but the current board members should exert their authority and responsibility to correct any deficiencies or concerns raised by the former board member.
Anyone can ask for a copy of the FPA's National Capital Area Form 990 for Tax Year 2008 directly from the organization and verify the above representations for themselves. In the event that the organization fails to conform with their public disclosure requirements, you may email me at [email protected] and I will email a pdf copy of what I have received to date.
.
Greg Fernandez

Fairfax, VA

#5 Mar 17, 2010
"Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances."

Below is a letter dated March 12, 2010 from Desmond D. Connall, Jr.,attorney with Womble, Carlyle, Sandridge, and Rice. The letter was addressed and mailed to me via Certified Mail. As written by Mr. Connall:

Dear Mr. Fernandez:

We represent the Financial Planning Association of the National Capital Area (FPA NCA) regarding the false and unsubstantiated comments attributed to you in the online forum post dated March 2, 2010 titled "Financial Planning Association Votes Unanimously to Remove Whistle Blower." A copy is attached for your ready reference.

The FPA NCA is deeply disappointed with your decision to make and have published false and defamatory statements about the FPA NCA. Your inflammatory accusations and statements about illegal lobbying activities and the stewardship of organizational funds have been reviewed and found to be false and unsubstantiated. The bad faith that you have shown by making the false and defamatory statements as you were being removed from the FPA NCA Board of Directors makes them all the more reckless and dishonest. If you think you can continue to make false and unsubstantiated comments about the FPA NCA in public forums without repercussion, you are wrong.

Accordingly, we hereby demand that you cease and desist from making any further false and defamatory statements regarding any aspect of the FPA NCA.

If you choose to make another false and defamatory statement about the FPA NCA, we will advise FPA NCA on all of its legal rights and remedies, including, but not limited to, action against you for defamation, which will seek compensatory and punitive damages against you.

Sincerely,

Desmond D. Connall, Jr.

----------

This poses the question: When were my first amendment rights under the United States Constitution revoked?
Peter Ben Ezra

Silver Spring, MD

#6 Mar 22, 2010
Supreme Court Justice Louis D. Brandeis once said "Sunshine is the best disinfectant."

Reference is made to the posting above regarding the alleged assertion by Desmond D. Connall, Jr. which states that Mr. Fernandez's concerns about illegal lobbying activities and the stewardship of the FPA NCA organizational funds "have been reviewed and found to be false and unsubstantiated."

Please post a written copy of the review and analysis of Mr. Fernandez's concerns to the internet and advise all of the readers where they can access the document and satisfy themselves whether lobbying activities and the stewardship of the FPA NCA organizational funds were independently reviewed and found to be false and unsubstantiated.

In addition, it is my understanding that certain Board meetings regarding this matter have been recorded and are officially on the record. Please also post the actual recording and any written transcripts and emails regarding the concerns raised by Mr. Fernandez's about lobbying activities and the stewardship of the FPA NCA organizational funds. It is my understanding that such recordings where to be made public and that all privacy concerns have been waived. Maybe FPA NCA can put this information on their website. It is also my understanding the Mr. Fernandez while instrumental in establishing the website.

Many thanks,

[email protected]
Peter Ben Ezra

Silver Spring, MD

#7 Mar 22, 2010
Gary from Potomac, MD please identify yourself like the other posters and are the comments below purely based on hearsay? If you are not a board member, how is it that you are so knowledgeable about this matter? Who "told" you?

There is absolutely no truth to any of Greg Fernandez's allegations. I am not on the Board, but have been told that he failed to attend Board meetings, allowed his membership in the FPA to lapse, and failed to perform his duties. When he was questioned about these failures, he attacked the Board, both privately and publically. He made up unsubstantied allegations, most of which he knew was not true (or should have know if he was paying attention as a Board member, which he apparently was not). The FPA Chapter does not engage in any lobbying, and its financial policies, controls and budget would be the envy of any organization. This is a case of someone who was unable to do his job, and instead of taking responsbility for his own actions, attacks others.
Friends of Des

Silver Spring, MD

#9 Mar 23, 2010
Wow!! "Des" is a really great lawer. Desmond D. Connall, Jr. is a commercial real estate lawyer with 24 years of experience.
=
Des Connall serves as a trusted adviser to many companies that rely on him not only for legal counsel, but also for his practical judgment. Des brings to his clients his business savvy, his commitment to their cause, and his passion for getting them the best possible result.
Des concentrates his practice in commercial real estate transactions, focusing particularly on development and leasing. His clients include real estate developers, property owners, and tenants. In addition to working on new deals, Des is adept at resolving disputes over deals that have gone awry. Representative experience includes:
• Serves as primary outside counsel to a large non-profit corporation that provides down payment assistance to homeowners.
• Has represented clients (both landlords and tenants) in over 1,000 leases for office and retail space.
• Represents a multi-family REIT in real estate matters throughout the Mid-Atlantic and Southeast.
• Represents a major grocery store company in leases and acquisitions for stores in Virginia, Washington, DC, and Maryland.
• Serves as real estate counsel to a nationwide commercial real estate information service.
• Represented a non-profit trade association in the joint venture development of a 214,000 square foot office building in Northern Virginia.
• Represented a developer in a three-building,$60 million lease to a technology firm in Montgomery County, Maryland.
• Represented a buyer/landlord in a 500,000 square foot sale/leaseback of an office building in Washington, DC.
• Represented a law firm in the renegotiation of its lease and wind-down of its business.
• Represented a general partner of a real estate partnership in the resolution of a dispute with its limited partner.
• Represented a furniture store company in the renegotiation of its lease and the resolution of a dispute with its landlord.
• Des is active in the International Council of Shopping Centers, and has given seminars on numerous topics related to office and retail leasing. In addition, Des is frequently cited as a source and expert in articles appearing in the Commercial Lease Law Insiderand related publications.

But you may ask why is “Des” who is a real power house in real estate now representing the Financial Planning Association of the National Capital Area (FPA NCA) regarding the subject of the online forum post dated March 2, 2010 titled "Financial Planning Association Votes Unanimously to Remove Whistle Blower." One answer may be that fees from real estate and related transaction are significantly off, and the firm Womble, Carlyle, Sandridge, and Rice needs more billable hours to survive the current economic downturn.
Reality Check Please

Silver Spring, MD

#10 Mar 23, 2010
Who is paying the Womble, Carlyle, Sandridge, and Rice's legal fees? Is it the FPA NCA membership dues? To date, how much are the Womble, Carlyle, Sandridge, and Rice fees and what is the current and projected burn rates? Why is the FPA NCA not using its resources to advance the mission of conducting various programs and symposiums to provide education and industry updates to members who are primarily in the financial planning industry? How does going after a former board member advance FPA NCA organizational missions and objectives?

Mr. Fernandez appears to have been the victim of the current NPA NCA board's carefully planned and executed character assassinations and the charges leveled at him are “red herrings” used to distract attention from his serious allegations about the FPA NCA’s governance procedures, potential Federal and/or State anti-lobbying violations, and failure to procure an independent financial audit and review of its internal controls and management practices.

We can kill the messenger named “Greg” bearing bad news, but the underlying problems will not go away.

Members of FPA NCA should consider withholding their dues until the problems uncovered by Greg are properly documented and remedial actions are taken to protect their interest in the FPA NCA. There is no need to throw good money after bad.

A withholding of dues would be the proper incentive for FPA NCA management to focus its attention to matters that affect the entire FPA NCA membership rather than assassinating its former board member.

In conclusion, The FPA NCA board should stop the character assassinations and fix the problems! Until the problems are actually fixed and the offending board members and/or executive director are removed for cause, withholding dues would be a vote of no confidence of the current board, the executive director and office staff.

In conclusion, stop the character assassinations and fix the problems - now! Otherwise, the FPA NCA chapter needs to be disbanded and/or the FPA needs to put the chapter into receivership.

Chapter miss-management can no longer be tolerated!

Comment on this reality check, please.
Note to Christine Parker

Silver Spring, MD

#11 Mar 24, 2010
What has been the rate of return on the monies held by the FPA NCA and the FPA since inception of the organization to last month? Since us civilians do not have access to the financial management and investing brain power that your organization is supposed to represent, it would be very informative for the public to have such disclosure so that we all can evaluate the relative worth of the advice available from members of your organization at enormous fees. Did you out perform the stock market? gold? silver? index funds? my mattress? or my backyard.
Conflicts of Interest

Silver Spring, MD

#12 Mar 24, 2010
Are there any Conflicts of Interest at the FPA and FPA NCA? If so, then there should be full disclose such conflicts. For example, where are the FPA and FPA NCA banking and investment arrangements held? How were such banking and investment advisory services obtained? Was there a formal bidding process? How many banks and other financial institutions were contacted and asked to submit proposals. Was there a banking selection committee and if so, who served on the committee? Was there an investment advisor selection committee and if so, who served on the committee? What fees are being paid for the banking arrangements, if any? What fees are being paid for the investment advisory and custodial arrangements, if any?

It is my understanding that the directors, officers, committee chairs, and members of committees with board delegated powers (“FPA NCA Leaders”) of The Financial Planning Association of the National Capital Area (“FPA NCA”) must act at all times in the best interests of FPA NCA and not for personal or third-party gain or financial enrichment. This policy is intended to supplement but not replace any applicable state and federal laws governing conflicts of interest applicable to nonprofit organizations.

When encountering potential conflicts of interest, FPA NCA Leaders shall identify the potential conflict and, as required, remove themselves from all discussion and voting on the matter. Specifically, FPA NCA Leaders shall:
* avoid placing (and avoid the appearance of placing) one’s own self-interest or any third-party interest above that of FPA NCA. While the receipt of incidental personal or third-party benefit may necessarily flow from certain FPA NCA activities, such benefit must be merely incidental to the primary benefit to FPA NCA and its purposes;

* not abuse their position by improperly using their leadership position or FPA’s staff, services, equipment, materials, resources, or property for their personal or third-party gain or pleasure, and shall not represent to third parties that their authority as an FPA Leader extends any further than that which it actually extends;

* not engage in any outside business, professional or other activities that would directly or indirectly materially adversely affect FPA NCA. Engaging in professional or other activities is deemed to include serving on the Board or committee of another association in the financial services industry.

* not solicit or accept gifts, gratuities, trips, honoraria, personal property, or any other item of value from any person or entity as a direct or indirect inducement to provide special treatment to such donor with respect to matters pertaining to FPA NCA without fully disclosing such items to the Board of Directors;

* provide goods or services to FPA NCA as a paid vendor to FPA NCA only after full disclosure to, and advance approval by, the Board, and pursuant to any related procedures adopted by the Board;

* not persuade or attempt to persuade any employee of FPA NCA to leave the employ of FPA NCA or to become employed by any person or entity other than FPA NCA; and

* not persuade or attempt to persuade any member, exhibitor, advertiser, sponsor, subscriber, supplier, contractor, or any other person or entity with an actual or potential relationship to or with FPA NCA to terminate, curtail or not enter into its relationship to or with FPA NCA, or to in any way reduce the monetary or other benefits to FPA NCA of such relationship.
Seen any cojones lately

Silver Spring, MD

#13 Mar 24, 2010
What is so disappointing is that the posts didn't delve into the FPA and FPA NCA's apparent history of financial mismanagement, poor management controls, and self dealing.

Of course, what is really shameful is the Board of FPA NCA and FPA does not have a clue about what is going on. Looks like a non-board member has more incite into what is going on then the members of the board.

Working in the non-profit world, I wonder if they are even "in the loop" or just rubber stamp the annual budget provided by the Executive Director so they can get back to their real jobs and earn a small,meager living due to the recent depression and

. Or are they all buddies, out to butter each other's bread and pass their members loot amongst themselves and their friends? I vote for pass the loot and fleece the membership and the public which provides a tax exemption to these pigs. Good thing they have an underemployed real estate lawyer to snuff out this guy Greg who seems to be the only one with real cojones.

It's a small world out there Bernard Lawrence "Bernie" Madoff and in the words of the former U.S. congressman James Traficant "Beam me up" there is no intelligent life remaining down here on the boards of FPA NCA and FPA.
Joe Friday

Silver Spring, MD

#14 Mar 24, 2010
To: Christine Marie Parker, CFP®
2010 President
FPA of the National Capital Area Chapter
Address: 12816 Tewksbury Drive, Herndon, VA 20171
Web-site: www.fpanca.org

Didn't you say that "[I]t will only serve to strengthen the resolve, leadership and support of this outstanding organization"?

Okay, what have done lately?

In the immortal words of Joe Friday on Dragnet "[J]ust the facts, ma'am", and stop the character assassinations because it distracts from the allegations and shows that you have no better way of addressing your problems. If you cannot fix the problems, I suggest that you quit and refund your members money due to your lack of stewardship and petty conflicts.
The Annals of Tacitus

Silver Spring, MD

#15 Mar 24, 2010
Hey - Joe [Friday], Shut Up!

Let Christine Marie Parker fiddle while FPA and FPA NCA burns to the ground. Why are you meddling in things that are none of your business?

Let Christine occupy herself with unimportant matters and neglect priorities during the crisis.
Just shut up.
Friends of Des

Silver Spring, MD

#16 Mar 24, 2010
Even though “Des” is a real power house in real estate he needs the money and is now representing the Financial Planning Association of the National Capital Area (FPA NCA) regarding the subject of the online forum post dated March 2, 2010 titled "Financial Planning Association Votes Unanimously to Remove Whistle Blower."

Please continue these postings so that the firm Womble, Carlyle, Sandridge, and Rice can generate more billable hours to keep our partners in the life style they have become accustomed and continue to hire and employ new associates and look like they are in the money in the eyes of their peers.

By the way, look at Des' professional activities:

PROFESSIONAL ACTIVITIES
EDUCATION
A.B., 1976, Princeton University, Philosophy and American Studies (with distinction).J.D., 1981, Stanford University.
PRIOR LEGAL EXPERIENCE
Principal and Associate, David, Hagner, Kuney & Davison, P.C., Washington, D.C., 1985-1998; Associate, Weinberg and Green, Baltimore, MD, 1981-1985.
PUBLICATIONS
"A History of the Arizona Ground Water Management Act," Arizona State Law Journal, No. 313, 1982.

So what if he is underemployed. We all need money, lots of money. Keep posting. WASPs have families, mortgages, country clubs, ex-wives, and Brooks Brothers to support.
Deep Throat

Silver Spring, MD

#17 Mar 25, 2010
Bernard Lawrence "Bernie" Madoff could not have pulled off the ultimate Ponzi scheme without the help and support of the membership of the Financial Planning Association and its local chapters.

Without the greed of these enlightened financial planners, their clients would not have financed Madoff’s exorbitant lifestyle. The financial planning community failed in their fiduciary duty to perform due diligence in favor of fat fees and kickbacks. Don’t they have any shame? The members of the Financial Planning Association and its local chapters need to reimburse all of their clients that lost money due to the Madoff scandal and establish a fund for compensating the victims like the established for asbestos victims. Use the money you are paying for a burned out real estate lawyer to snuff out a former board member to jump start the fund. Supplement the fund by taxing the fee only financial planning community based on their clients fees paid to them related to Madoff related scams and the fair market value of the perks received from the fund of funds that utilized Madoff investment schemes.

The original posting failed to connect these dots and failed to follow the money as discussed in the movie "All the President's Men":

Deep Throat: Follow the money.

Bob Woodward: What do you mean? Where?

Deep Throat: Oh, I can't tell you that.

Bob Woodward: But you could tell me that.

Deep Throat: No, I have to do this my way. You tell me what you know, and I'll confirm. I'll keep you in the right direction if I can, but that's all. Just... follow the money.
FPA Madoff Victims Fund

Silver Spring, MD

#18 Mar 25, 2010
Call, write, or email Christine Marie Parker, CFP®
2010 President FPA of the National Capital Area Chapter at 12816 Tewksbury Drive, Herndon, VA 20171
Web-site: www.fpanca.org ; or 1-866-681-PLAN (7526).

Let her know if you believe that Bernard Lawrence "Bernie" Madoff could not have pulled off the ultimate Ponzi scheme without the help and support of the membership of the Financial Planning Association and its local chapters.

Let her know whether you believe that without the greed of these enlightened financial planners, their clients would not have financed Madoff’s exorbitant lifestyle?

Let her know whether you believe that the financial planning community failed in their fiduciary duty to perform due diligence in favor of fat fees and kickbacks.

Let her know if you believe that the members of the Financial Planning Association and its local chapters need to reimburse all of their clients that lost money due to the Madoff scandal and proactively establish a fund for compensating the victims like that established for asbestos victims.

Let her know if you believe that the money that the FPA of the National Capital Area Chapter are paying for a burned out real estate lawyer to fire a young rising Hispanic former board member to jump start the fund.

Let her know if you believe that the FPA should supplement the fund by taxing the fee only financial planning community based on their clients' fees paid to them related to Madoff related scams and the fair market value of the perks received from the various funds of funds that utilized Madoff investment schemes.

Financial success isn’t just about investing.

We kind of lost sight of this fact because returns on financial assets had been so good from the early 1980s through the late ‘90s. And even after the dot-com bust we had another five-year bull run in stocks, not to mention heady gains in the real estate market. It became easy to assume that we could achieve financial goals like a secure retirement with a minimum of savings because we could count on the compounding effect of years of high returns.

That was always an unsound strategy, but it’s only now becoming clear how flawed. In fact, as a study by Putnam investments showed a couple of years ago, saving is just as important for building wealth, if not more so. We can’t be sure of the size of the investment gains we’ll earn, and we don’t have nearly as much control over them as we used to think. But we have much more control over how much we save.

And by saving more, we gain two big advantages: we don’t have to invest as aggressively to build a retirement nest egg or reach other financial goals; and, by socking more money away, we’ll have more of a cushion in the event of setbacks in the market.
Greg Fernandez

Fairfax, VA

#19 Mar 25, 2010
Dear FPA Madoff Victims Fund:

The establishment of a Madoff victims fund by the members of the financial planning community may make sense but given my recent experience in trying to have FPA NCA establish a fund in honor of the victims of the Virginia Tech massacre the probability of establishing such a fund to benefit the public is nil. Please see the e-mail exchanges below:

From: Peggy Nelson [mailto:[email protected]]
Sent: Wednesday, June 06, 2007 9:53 PM
To:'Greg Fernandez'
Subject: RE: Board Meeting

I agree with you 100%. It is a poor showing for us to do nothing, and it is not ethical, and it is irresponsible, as well as heartless and thoughtless. If I could vote, you would have my vote, but if I can help you sandbag it, I will – I have helped other things get pushed through, and I will certainly help you here! Let me know how we can approach this again! Thanks, Peggy

__________
From: Greg Fernandez [mailto:[email protected]]
Sent: Wednesday, June 06, 2007 6:27 PM
To:'Peggy Nelson'
Subject: RE: Board Meeting


Thanks, Peggy. I really appreciate your note and thoughts. I must admit I was really taken back by Cindy's response and reasoning for not making the contribution. I appreciated your trying to put to light that it would be very difficult for any charity to forecast their exact need, especially in a situation like what happened at Virginia Tech.

This was the worst massacre in the history of our Country and it happened in our backyard at a school we have an affiliation with. The comment that it would be irresponsible to make a $500 donation on behalf of our members and the association makes no sense to me. I feel it's irresponsible for us not to help.

Virginia Tech has been talking with National about setting up a pro-bono planning effort so I hope Cindy will step up to the plate. I haven't heard anyone bring that up during our recent Board meetings. I mentioned it yesterday and no one seemed to care.

Like you suggested, I'm not giving up on this just yet.......I'll have to find another way to approach it.

Thanks again for your e-mail as I was pretty discouraged about the response to this.

All the best,

Greg



__________
From: Peggy Nelson [mailto:[email protected]]
Sent: Wednesday, June 06, 2007 2:04 PM
To:'Greg Fernandez'
Subject: Board Meeting
Greg – I am sorry that your proposal was not seconded. I cannot vote on the Board, or I would have seconded it. It was a good idea and the right gesture to make in this tragedy, and I am sorry it did not move forward. Maybe you can slip it in another way?(I’m very persistent!) Read the info below – It came in today from the CFP Board’s monthly Report – Good Luck – Peggy

Virginia Tech Takes 8th Annual Ameriprise Financial Planning Invitational


A team from Virginia Tech took home the trophy at the 8th annual Ameriprise Financial Planning Invitational. From April 18-21, 2007, eight teams visited the Ameriprise Financial headquarters in Minneapolis, Minn. to compete in the championship round of a contest that challenges college students to demonstrate the depth of their personal financial planning knowledge as they strive to best meet the financial planning needs of a fictional "client" through an elaborate case study.

I'll be glad to provide additional details regarding the FPA NCA's posture in establishing funds for the benefit of the public.
A Big Friend of Des

Washington, DC

#20 Mar 25, 2010
Greg Fernandez:

Your last post said I'll be glad to provide additional details regarding the FPA NCA's posture in establishing funds for the benefit of the public.

Well, we are going to call you on it. Why don't you obey us and shut up! Accordingly, we hereby demand that you cease and desist from making any further true and verifiable statements regarding any aspect of the FPA NCA.

Don't you know how to read? How dare you tell truth to power. Don't you know what happens to people that tell the truth in our society? They disappear under unusual circumstances.

The FPA NCA is deeply disappointed with your decision to make and have published true statements about the FPA NCA. We need to conduct illegal lobbying activities and give favors in order to influence our Federal officials to support the national office's agenda. After all, we have the best government that money can and will buy.

For many years the organizational funds of many non-profit organizations have served as a "slush fund" for sole use by the executive director and the chairman of the board to cover personal expenses and provide travel, meals, and entertainment to the rest of the board of directors and their friends. It is the old adage, "you scratch my back and I will scratch yours." We are just one happy family and the economic expense of the rank and file membership. But I guess that you are too honest not to bring these matters to the light of day and the "clueless" membership.

That is why no funds, not even $500, were given to Virginia Polytechnic Institute and State University (Virginia Tech) in Blacksburg, Virginia for the April 16, 2007 massacre. Only 32 people were killed and others were wounded. So what that the massacre was the deadliest peacetime shooting incident by a single gunman in United States history, on or off a school campus.

It is without question that it was more important that two days later a team from Virginia Tech took home the trophy at the 8th annual Ameriprise Financial Planning Invitational. Get your priorities straight, boy!

Let this be a warning to you that if you think you can continue to make true and substantiated comments about the FPA NCA in public forums without repercussion, you are wrong.

Accordingly, we hereby demand that you cease and desist from making any further true and verifiable statements regarding any aspect of the FPA NCA.

If you choose to make another true and provable statement about the FPA NCA, we will advise FPA NCA on all of its legal rights and remedies, including, but not limited to, action against you for telling the truth, and we will sue you for the act of still breathing. We stand to charge our usual outrageous fees for ineffectual legal work and spinning our wheels. We will wipe out the FPA NCA treasury and ask for more money from the national office. We are the only ones that will win this contest.

Go ahead now and provide additional details regarding the FPA NCA's posture in establishing funds for the benefit of the public. I double dare you. See you in court!
Chongs Bongs Gone Wrong

Silver Spring, MD

#21 Mar 25, 2010
DISTRICT COURT OF MARYLAND

Case Information

Court System: DISTRICT COURT FOR PRINCE GEORGE'S COUNTY - CRIMINAL SYSTEM
Case Number: 00068788E6Tracking No:0000068788E6
Case Type: CRIMINAL
District Code: 05Location Code:01
Document Type: STATEMENT OF CHARGESIssued Date:03/01/1989
Case Status: CLOSED
Defendant Information

Defendant Name: PARKER, CHRISTINE MARIE
Race: WHITE, CAUCASIAN, ASIATIC INDIAN, ARAB
Sex: FHeight:505Weight:130DOB:10/12 /1968
Address: 10108 SPRINGLAKE TERR
City: FAIRFAXState:VAZip Code:
Charge and Disposition Information

(Each Charge is listed separately. The disposition is listed below the Charge)
Charge No: 001Description:CDS-UNLAWFUL POSSESSION ETC
Statute: 27.287.(a)Description:CDS:POSS ESS-NOT MARIHUANA
Amended Date: CJIS Code:4 3550MO/PLL:Probable Cause:
Incident Date From: To: Victim Age:
Charge No: 002Description:CDS-PARA/USE POSS W/INTENT USE
Statute: 27.287A.(c)Description:CDS:POS S PARAPHERNALIA
Amended Date: CJIS Code:5 3550MO/PLL:Probable Cause:
Incident Date From: To: Victim Age:
Related Person Information

(Each Person related to the case other than the Defendant is shown)
Name:
Connection:WITNESS/POLICE OFFICER
Agency Code: MSPAgency Sub-Code:9000Officer ID:0027
Name:
Connection:COMPLAINANT/POLICE OFFICER
Agency Code: CEAgency Sub-Code:LPDOfficer ID:86
Name:TREPEL, JOSPEH J
Connection:PRIVATE ATTORNEY FOR DEFENSE
Address: 1300 SPRING ST STE 308
City: SILVER SPRINGState:MDZip Code:20910
Event History Information

Event Date Comment
BALR 03/03/1989 890301;00000000.00;ROR ; ; ;
DOCI 03/05/1989 SC ISSUED 890301
BALR 03/05/1989 890301;00000000.00;ROR ; ; ;
WARI 11/09/1989 891102; ; ; ;

The complete case file must be obtained from the District Court in which the case was last heard.

What does it mean if someone has this(CDS:POSS PARAPHERNALIA) on their record? What did they do?

CDS:POSS PARAPHERNALIA

It means they were in possession of some illegal items, probably items used to take drugs such as pipes, bongs, or needles.

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