Money Makeover: Tamarac teacher learn...

Money Makeover: Tamarac teacher learns that budget is best tool...

There are 27 comments on the SouthFlorida.com story from Aug 5, 2007, titled Money Makeover: Tamarac teacher learns that budget is best tool.... In it, SouthFlorida.com reports that:

Miriam Miniet loves being a fourth-grade teacher. She changed careers six years ago and couldn't be happier about it.

Join the discussion below, or Read more at SouthFlorida.com.

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Roberto

Orlando, FL

#1 Aug 5, 2007
This lame-brain woman is one of our public school teachers??? Oh boy, we're in trouble!
southfloridasuck s

Hollywood, FL

#2 Aug 5, 2007
Our kids will be a bunch of losers and thats the truth
justme

United States

#3 Aug 5, 2007
I THINK THE SUN-SENTINAL SCREWED THIS NICE LADY!

This paper solicited this lady to open up her private financial assets to anyone with an internet connection in exchange for a free money makeover. But the 'free makeover' includes a suggestion that she "hire a planner to work on the question of what's the best choice for retirement investments". Shouldn't that have been included in the "free money makeover"? Heck, I don't have a degree in financial planning, but I could have recommend an asset allocation percentage and some low-cost funds from the Vanguard and Fidelity companies.

The newspaper got it's story, the financial planner got her free plug with her name and company, but I think this lady didn't get a complete and free money makeover in exchange for sharing her personal finances.
justme

United States

#4 Aug 5, 2007
What is with the hatred of the first two posters!

I don't think this lady deserves to be called 'lame-brain'. Lots of smart, educated, successful people are nervous and ill-informed about budgeting their money and what is needed for retirement. I think understanding finances and living on a budget is similar to going to the dentist for some people - they'll do anything to put it off.

Most teachers are very caring individuals who realize they are trading a higher-paying job for a job with low-pay but decent benefits and a pension AND lots of job satisfaction.
Joan Derson

AOL

#5 Aug 5, 2007
All the financial planner did was recommend a few books to her. What a loser!!! My middle school so could take the place of Ms. Corcoran.
really

United States

#6 Aug 5, 2007
I have no pity for this woman! I was a teacher in Broward for many years and could not longer support and raise a family on poverty wages. I did not need a financial planner to show me that!

So I did what 3000-4000 teachers do every year and bailed out of the state and went to a state where teachers are paid a decent wage and the cost of living is cheaper.

She made this choice as I did woth thousands of others!
Delray

Delray Beach, FL

#7 Aug 5, 2007
Must be nice to be able to afford to take a vacation! I also wish I had 1/10th the time off from work.
Delray

Delray Beach, FL

#8 Aug 5, 2007
You had me fooled there. Thought you were going to say you bailed and got a real job where you have to do alot of work and have no job security. You know...like the rest of us.
Can't give up that tenure, short work days, excellent benefits and all that time off can you.
Teachers are all full of excuses. You already make almost $50 an hour if you go by hours worked. You're glorified babysitters who are always thinking about when you can go home.
Get a real job, then you can complain.
WHiners.
really wrote:
I have no pity for this woman! I was a teacher in Broward for many years and could not longer support and raise a family on poverty wages. I did not need a financial planner to show me that!
So I did what 3000-4000 teachers do every year and bailed out of the state and went to a state where teachers are paid a decent wage and the cost of living is cheaper.
She made this choice as I did woth thousands of others!
Delray

Delray Beach, FL

#9 Aug 5, 2007
(The school system makes the contributions and teachers can receive a lifetime pension.)
WHAT? The SCHOOL SYSTEM? YOU MEAN THE TAXPAYERS. LET'S MAKE NO MISTAKE ABOUT THAT.
John

Longwood, FL

#10 Aug 5, 2007
really wrote:
I have no pity for this woman! I was a teacher in Broward for many years and could not longer support and raise a family on poverty wages. I did not need a financial planner to show me that!
So I did what 3000-4000 teachers do every year and bailed out of the state and went to a state where teachers are paid a decent wage and the cost of living is cheaper.
She made this choice as I did woth thousands of others!
In your response you never said what state you went to for a decent wage. Are you ashamed of where you went or did you make your post up.
sheriff lobo

Pompano Beach, FL

#12 Aug 5, 2007
Delray wrote:
(The school system makes the contributions and teachers can receive a lifetime pension.)
WHAT? The SCHOOL SYSTEM? YOU MEAN THE TAXPAYERS. LET'S MAKE NO MISTAKE ABOUT THAT.
YES, THEY HAVE TO PUT IN 30 CONSECUTIVE YEARS,
OR REACH AGE 60 AFTER BEING VESTED .

SO WHAT IS A LIFE TIME ??? A ADDITIONAL 10 YR'S
15 YRS.

IF THEY HAVE IT SO GOOD, QUIT YOUR JOB, GET A DEGREE
AND DO IT.

“Yes, it's Steve”

Since: Jun 07

Wellington

#13 Aug 5, 2007
really wrote:
I have no pity for this woman! I was a teacher in Broward for many years and could not longer support and raise a family on poverty wages. I did not need a financial planner to show me that!
So I did what 3000-4000 teachers do every year and bailed out of the state and went to a state where teachers are paid a decent wage and the cost of living is cheaper.
She made this choice as I did woth thousands of others!
Did your spouse bother to go to work to support your family and lifestyle? If you had insufficient income why did you live beyond your means?
Chris-no-to-fer

United States

#14 Aug 5, 2007
You dont know this person thats trying to teach your brats how to read. Shes a teacher, not a finacial wizard. and i agree, she should get out of that hell hole we call fla. and teach somewhere else. Babe
OJT

AOL

#15 Aug 6, 2007
The Analyst wrote:
1) Shop at the dollar store for food.
2) Move to MLK BLvd or Sistrunk.
3) Shop Big Lots during the 10% off for teachers sale (that is a punch in the nutsack).
4) Don't even think about having a child.
5) Salvation Army for clothes (Don't go to the ones in the ghetto...all the good items are already taken).
Sounds like you sport a master's degree from a major university, you loser a$$h01e.
OJT

AOL

#16 Aug 6, 2007
southfloridasucks wrote:
Our kids will be a bunch of losers and thats the truth
Your kids are probably already, as you put it do eloquently "a BUNCH of losers." Perhaps with better parenting they'd stand a chance, but look at who they're dealing with.
Teach

AOL

#17 Aug 6, 2007
Delray wrote:
You had me fooled there. Thought you were going to say you bailed and got a real job where you have to do alot of work and have no job security. You know...like the rest of us.
Can't give up that tenure, short work days, excellent benefits and all that time off can you.
Teachers are all full of excuses. You already make almost $50 an hour if you go by hours worked. You're glorified babysitters who are always thinking about when you can go home.
Get a real job, then you can complain.
WHiners.
<quoted text>
Wow, Mr. Delray, you really seem to think all teachers haul butt when the bell rings. I bet as CEO, you're working at least, what 80 hours per week, so I can see how you'd be a little upset. Perhaps if you had a TEACHER WHO CARED when you were a loser kid, you wouldn't be a loser adult who sits there and judge. You're part of the non- or under-educated America that never paid attention in class and wanted everyone to be as stupid as you were.
Learn

AOL

#18 Aug 6, 2007
Roberto wrote:
This lame-brain woman is one of our public school teachers??? Oh boy, we're in trouble!
Hey Row-Bear-Toe: Your response seems to have taken quite a bit of energy. I bet you agonized for hours over how to express that thought. There's an election coming next year. Have you considered running for office?
Dbob

AOL

#19 Aug 6, 2007
When your kid was down if you ever had one, did you kick them? Did you tell them they were a lame-Brain for trying to express themself? She's all of our kid looking for a way. Maybe it's not the perfect way to ask for help but she's asking!!!
You go girl! But girl, you're on the right track, next time find a listner that won't expose you for their profit!
Dbob

AOL

#20 Aug 6, 2007
RE: My previous feedback. You know I’m not a teacher, I spelled Listener wrong. My apologies to those who need one.

Since: Jan 07

Lake Worth, FL

#21 Aug 6, 2007
We Floridians need to pay our teachers more money. There is no way that these teachers today could afford to buy a home and raise and send their children to college like my teacher parents did.

However, on the flip side, teachers will have to have more performance measures to justify a living wage to the public. I would like to see teacher salaries start at around $75K, but make it a beeyotch to become a teacher (more mentally rigourous, not physically rigorous like police and firefighters). I know teachers already have to put up with a lot, but unless they up the standard, no one will support more pay.

Most people just remember their bad teacher and take out their frustration. They forget the teacher that gave them a break or showed them a new way of thinking. Everyone who posts here whould thank their teacher and some need to go back to class and get the grammar refresher.

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