And how did you come down to this ?<quoted text>
The current insurance system is unsustainable. Our pediatrician announced yesterday that they are no longer accepting insurance. They claim they are being d*cked around by the companies the same way we consumers are. The sad thing is, that it is possible that this could actually be cheaper for us this way, as their fees went down as well. Time will tell.
Why do you think that the insurance system itself is unsustainable?