Loan Companies and Scams

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Informed

Whitney, TX

#1 Feb 3, 2011
A loan company called Alliance Direct Lending, sent us a letter saying that since our credit "is in good standing", we can upgrade our loan on our car, thus lowering the payments by a good deal. Well, I decided to research the company. Seems like this company is nothing but a scam. Just thought I'd share this with topix readers.

Actually, we NEVER get loans anywhere other than with our bank or a reputable car company when buying a vehicle. OR anything else for that matter!!

Since: Jun 10

pecos, tx

#2 Feb 3, 2011
good info to pass along to others. sounds like you are a smart person. i do the same as you, keep it local and be smart. i've had the same scenario happen to me many times. it is tempting, but don't fall for it.
JUST A THOUGHT

Baird, TX

#3 Feb 3, 2011
I also got a letter from that "company". Needless to say, I just shredded the letter and into the trash it went. Also, I had been sending donations yearly to solicitors who called about the state troopers. The last time they called, I said I'd send the usual. When I got the bill, I was unable to send it right away. About two weeks later someone (supposedly) from the troopers called and said they were soliciting for the troopers, and I said I hadn't been able to send it, but it would be in the mail the next day. Then he said something that had me thinking. He said, "Don't bother with that one, just throw it away and send the money to OUR address. I was uneasy about that. Then a couple of weeks later I get another call, this one from the REAL trooper I had previously spoken to. He said, "That doesn't sound right, I hope you didn't send anything". I said no, and "from now on I'll be donating locally". Sad to say, BUT you really don't know about those solicitors!
SOF

Pharr, TX

#4 May 9, 2011
THANK FOR THAT COMMENT ABOUT ALLIANCE DIRECT LENDING BECAUSE I WAS THINKING ABOUT ASKING FOR A LOAN SO JUST SAVE BY PERSONAL INFO AND STICKY W/MY BANK
lady

Pecos, TX

#5 May 10, 2011
SOF wrote:
THANK FOR THAT COMMENT ABOUT ALLIANCE DIRECT LENDING BECAUSE I WAS THINKING ABOUT ASKING FOR A LOAN SO JUST SAVE BY PERSONAL INFO AND STICKY W/MY BANK
Thanks or the heads up
angy

Chicago, IL

#6 Jun 8, 2011
THANKS FOR THAT COMMENT ABOUT ALLIANCE, I WAS THINKING ABOUT ASKING FOR A LOAN, BUT I PREFER CONTINUOS WITH THE SAME COMPANY. WE HAVE TO KEEP ALERT ABOUT SCAM COMPANIES.
Ashley H

Orange, CA

#8 Jun 28, 2011
I also got a mailer from this company so I checked them out on the BBB/Trustlink and they had a great number of positive reviews as well as an A- rating. I have been to other businesses with a far lower rating and have received, honest, quality service, so I thought I would call them up and give it a try. Needless to say, even though my car qualified for a re-fi, I ended up going to the dealership and found that they could give me a much better offer. I was paying 17.9% on a Nissan Xterra (which I purchased from a dishonest dealer) and now I drive a 2009 Prius with an interest rate of 4%. I don't feel like they were trying to pull a fast one over on me at all.
Jack Daniels

Conway, SC

#9 Aug 6, 2011
I received this same letter. Am getting ready to shred it. I get the feeling this company is in cahoots with a local car dealership all over the country. Why must you take your car to a local dealership for final approval? If this is an independent lender, why must you go through this last step to "Finalize Your Loan?" Sounds like a gimmick cooked up by them and the local dealership to get your foot in the their door and sell you a vehicle. No thanks, but with about a year left on my current loan, think I will stick with my current lender and keep my reliable Toyota instead of trading it on a crappy Chrysler!!!
JAMES

Orange, CA

#10 Oct 28, 2011
I went from a 24% to a 5% rate a really good company to go with..

“Marble Man”

Since: Jul 11

Dallas, GA

#11 Oct 28, 2011
I pay cash.
Why Trust Anyone

Las Vegas, NV

#12 Oct 28, 2011
It appears that the positive posts saying they got great deals both come from the same city where this company is located (Tustin, CA)

That's kinda funny if you think about it ... I'm just saying.
screw_alliancedi rect_

Gladstone, MI

#13 Jan 12, 2012
Why Trust Anyone wrote:
It appears that the positive posts saying they got great deals both come from the same city where this company is located (Tustin, CA)
That's kinda funny if you think about it ... I'm just saying.
hahaha i got one today and thought the same thats why iam on here lone the same location positive post at least we are all smarter than they are
Jaime A

Anaheim, CA

#14 Jan 19, 2012
I'm am the vice president of alliance direct lending inc. I have to say it is very sad that there are websites out there like this where people who are not doing proper research are able to post negative things that are totally false.

Our company is A rated on the bbb and has several hundred POSITIVE comments on trustlink. There is however a company called Alliance Lending( not us) located on the east coast that has an F rating and is a scam. We are Alliance Direct Lending Inc. it is sad that you would trust random sites such as these instead of research sites with some merit . If you are going to post negative things you should definitely make sure you have researched and are talking about the right company.

For those of you who would like to see post from really people that we help every day check us out trustink or our face book page. This site seems to attract the Negative Nancy's of the world. I know I would never want to take advice from someone who goes by "why trust anyone" what a sad way to live.

If I sound like i take this personal it's because I do. I work very hard in both my business life and personal life to be reputibal and have integrity. So when someone questions my integrity (I say I because I run the company) I take it as a slap in the face. For those of you who took the time to read this don't be the sceptic who is so negative about life that you actually miss out on something that can help you. I will tell you we are not able to help everyone there are terms and conditions to us being able to help... But you'll never know unless you call us.
Consumer Joe

Queen Creek, AZ

#15 Jan 23, 2012
Anyone notice that the two PRO postings are BOTH from Tustin California. Home of Direct Alliance Lending. MMMMM I declare SHENANIGANS on "Ashley H" and "James". It just shows how dishonest a company will be. I you have to post bogus positive reviews, then there is obviously something shady that you are doing.
Heather

Redlands, CA

#16 Jan 24, 2012
Wow Jaime,
I started reading your post and was "almost convinced" but REALLY, a VP of a lending institution that can't spell or use proper grammar? Next time have your "assistant" post your comments (or use spell-check). I am disappointed, I was actually going to contact you for loan info...
Jaime A wrote:
I'm am the vice president of alliance direct lending inc. I have to say it is very sad that there are websites out there like this where people who are not doing proper research are able to post negative things that are totally false.
Our company is A rated on the bbb and has several hundred POSITIVE comments on trustlink. There is however a company called Alliance Lending( not us) located on the east coast that has an F rating and is a scam. We are Alliance Direct Lending Inc. it is sad that you would trust random sites such as these instead of research sites with some merit . If you are going to post negative things you should definitely make sure you have researched and are talking about the right company.
For those of you who would like to see post from really people that we help every day check us out trustink or our face book page. This site seems to attract the Negative Nancy's of the world. I know I would never want to take advice from someone who goes by "why trust anyone" what a sad way to live.
If I sound like i take this personal it's because I do. I work very hard in both my business life and personal life to be reputibal and have integrity. So when someone questions my integrity (I say I because I run the company) I take it as a slap in the face. For those of you who took the time to read this don't be the sceptic who is so negative about life that you actually miss out on something that can help you. I will tell you we are not able to help everyone there are terms and conditions to us being able to help... But you'll never know unless you call us.
Heather

Redlands, CA

#17 Jan 24, 2012

1 min ago

Wow Jaime,
I started reading your post and was "almost convinced" but REALLY... a VP of a lending institution that can't spell or use proper grammar? Next time have your "assistant" post your comments (or use spell-check). I am disappointed. I was actually going to contact you for loan info..
Jaime

Orange, CA

#18 Jan 26, 2012
That's okay Heather. I happened to see this late at night on my I phone. I typed my entire response on my phone... not easy to do. If you choose to make a decision based on human error(yes i'm the VP but I am also human and using an I phone)you are the one that loses.

“Marble Man”

Since: Jul 11

Dallas, GA

#19 Jan 28, 2012
Jaime wrote:
That's okay Heather. I happened to see this late at night on my I phone. I typed my entire response on my phone... not easy to do. If you choose to make a decision based on human error(yes i'm the VP but I am also human and using an I phone)you are the one that loses.
Not when we pay in cash. Never, ever, be a slave to a lender.
Niki T

Bakersfield, CA

#20 Feb 1, 2012
the people that don't seem to like this company...cannot seem to state any facts.....what are the negative facts re: alliance direct....
ie; they stole my money...they lied to me
someone please let me know cause I'm concidering calling...help with facts only
Ernest

Chicago, IL

#21 Feb 6, 2012
I have read the reviews and have encountered scams before. I read one review about direct alliance and a person asked why would someone have to take their car down to a car dealership for a final review? Well,I'm thinking that anyone can ask for a refinance deal (even if their car has been in an accident and is all banged up)depending on the condition of the car. It makes sense to ask to review a vehicle before approval of a loan because the lending company has to protect it's money. That doesn't mean direct alliance is legitimate; I am simply concerned that the negative comments are without merit as of right now. Maybe some of those reviews are fabricated and maybe not. It's ok for buyers to be skeptical because there are simply too many con's trying to make a dishonest buck in society. I may inquire with direct lending and here is my email if anyone want to give me feedback (ernestivyii@yahoo.com).

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