Review: Dependable Credit Corp
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United States

#44 Feb 11, 2012
Dependable Credit loaned me $5,000 for a used car. The interest rate was very high, but hey I have terrible credit it's to be expected. As long as I made my payment on time I never heard a peep, if I fell behind the calls began. That's life with bad credit. I paid off my car, and helped build my credit. Thank you dependable credit, no one else had faith.
Alex Sanchez

Bronx, NY

#45 Feb 24, 2012
This company are really loan sharks dont get trapped with them....i laugh at your threats and if any of these comments you are positive let it be known that its an employee....

Valley Stream, NY

#46 Jun 11, 2012
rusty shale wrote:
JFC is one of the corporate LIARS!!!
look them up.... they are not good people to get a loan from!!!!

White Plains, NY

#47 Jun 13, 2012
mason wrote:
I would like to give a especial thanks to Mr Jeff cooper who was available for me at all times when needed.Unfortunately i had lost of problems with my the dealer i got my car from. I was not able to keep the credit with dependable corp. but i am really looking forward to making business with this company again especially with Mr cooper once again thank you for everything.
are you kidding me??? he is the head a--hole of that company.smh

White Plains, NY

#48 Jun 13, 2012
JFC wrote:
<quoted text>
who needs to hide you fool. especially when you are nothing but a dependable butt F--- buddy.Please
if your work for this company you should go curl up and hide somewhere because you are a rude loser. you company is one of a million so i bet alot of people on here already have new loans with better respectful companies or even a new and better car. i know i do. thank god .and umm why dont you state your full name . scared of being insulted

White Plains, NY

#49 Jun 13, 2012
JFC wrote:
<quoted text>
Dependable Credit, just like any other lender, after the loan is given we have no other relationship with the borrower other then that of communication. Like a Husband & Wife, if the communicating stop, the divorce begins.
We work with all our customers, provided we can communicate. A contract binds both parties, the lender to lend the money and the borrower to repay the loan based upon terms agreed to by both.
Dependable has never reneged on its responsibility!!
We have financed over ten thousand cars and the overwhelming majority of our customers have nothing but praise for our company and its employees.
What a croc of sh-t!....Whom ever you are you are obviously a liar!....You Dont Work With CUSTOMERS .You HARASS Customers,Customers references That are put Down on Applications and Threaten To Repo Customers Cars with out WARNINGS for as little as a day late.The employees are rude and then you guys have the nerves to expect respect in return. Your probably the manager, If so you are even more rude, and a even bigger piece of sh-t and Your company does things out of spite!
Who ever is crazy enough to get a loan from this horrible company needs to remember you must become the biggest butt kisser in order to keep your car and have lots of patience. If you ever make a late payment even if its one day pass due. My friends who have car loans tell me that their loan companies never harassed them for a late payment as much as we have been harassed and never even threaten to repo. As you can see by the other comments made regarding other customers experiences with this company it was not good as well. So whos the liar the person above! dependable credit corp. must be doing something wrong when more then one customer has a bad review! What that saying??? A CUSTOMERS usually always right !!!! So remember Dependable credit corp.=rude=total hell=headaches=unfair=spite full=harassment=beware=harassm ent of references.I Hope this here can save another person avoid this nonsense.Its sad and a damn shame the way some of these loan companies behave and come across so disgusting! Its unprofessional and pitiful ! Most customers really try to pay off their loans the best way possible If Its late we try even harder but at the end of the day,its called life,everyday struggles and other more major BILLS that sometimes have to be put first! But it does not mean people are going to drive off to the mexican border to avoid paying ! This company needs develop some kind of consideration for its customers and some respect! Without Your customers you wouldnt even have a business....on the other hand with or with out your company people can still find other means of getting a car.....
Frank vim

Brooklyn, NY

#51 Aug 4, 2012
You guys r the best thank you Wally one of the best loan rep Thanx for the chanc
Joe B

New Bedford, MA

#52 Nov 2, 2012
I am currently repaying my first loan from DC. Have had nothing but good experiences with them so far.Like any other loan need to make your payments and will have nothing to worry about. I needed to get a car loan with them because of my less than perfect credit score. I am working on changing that.If your credit sucks don't complain about interest rates.Probably will be financing my next purchase with them.
R LoUsse

Rye, NY

#53 Mar 19, 2013
This is absolutely a crap company.. do not believe their corporate fake posts, this company is disgusting from day one you will regret it, Dependable ass hats is what they all are no lie.

Rye, NY

#54 Mar 19, 2013
How to own dependable credit: once you get your car take it to a trusted mechanic I used a street Tech, search for and remove the tracing device they plant in your car.

Usually between the starter and battery or under the ignition switch coils, a good Tech will know exactly where they wire the kill switch / tracer and remove it.

Rewire it to a battery and ignition harness and dump it in the woods somwhere, now when things get nasty with dependable and they will get nasty and they threaten repo you can laugh your ass off and tell them to do it.

Just don't park near your home or work, sorry bout this but when you deal with financial thugs you need to know how to even the odds.
Common Sense

Bronx, NY

#55 Aug 21, 2013
Honestly speaking i have had good experiences and bad ones with this company. Most of them have been bad. Christina has harrassed me at work to no end. My co-workers cant believe what they here come out of her mouth. I have talked to her at times and she has been totally unprofessional and rude. Other times when making payments she makes all kind of personal remarks that are unlawful . Maria on the other hand has always been respectful and willing to help. Mr cooper is the guy who comes across as a nice guy but his actions are like snakes in the grass. The owner of this company should really think about cleaning house and finding employees who are professional and do there job effectively at the same time. Yes... It is the buyers responsibility to pay on time but if for some reason he or she cant there is no reason to begin calling at a buyers workplace unless you want to recieve a ceast and dismiss order from an attorney as well as a lawsuit for contacting individuals without following legal protocol .. Bottom line is i wished i would have never dealt with this company until i did my homework. Those people out there that are looking to buy cars through them use your "common sense " and not deal with dependable or you will be dealing with not being able to refinance , rude unprofessional people and folks who dont care about the customers that help pay there salaries... All the fake posts about being satisfied ... Just knock it off ..please !!!! Dcc is the absolute worst and all of your real customers know it and are talking . Shame on you for trying to put up a front and post BS about be happy !!!!! SMH

P.S. thx Santos
J Laboy

Bronx, NY

#56 Aug 21, 2013
Wow i was going to finance my car through these people but i decided to look them up online and now im having second thoughts about financing through them they sound horrible.

Bronx, NY

#57 Oct 10, 2013
Is dependable credit still open I heard they recently closed down?

Brooklyn, NY

#58 Oct 30, 2013
Msanniefbaby wrote:
Is dependable credit still open I heard they recently closed down?
Yes their still open n I'm still fcked

New York, NY

#59 Mar 7, 2014
I came across this site a few months after I started my loan with Dependable. I dealt with Christina, Claudia, and Charles during the loan. At no time were any of them DISRESPECTFUL. If my payment was due did they call? Yes. Did they demand to know when payment was going to be made? Yes. A few times they made statements that made me a little uncomfortable but at the end of the day, If my payment was due, I was in the wrong so I made it my responsibility to make good on my promise and if I couldn't I called and let them know why and they were good with it.Not in a happy, cheery kind of way, in a "o.k. we look forward to it" business kind of way. I agreed to the terms of the contract so had no reason to complain about my interest rate or the high late fees. When you are behind on payments you are stressed because you have some degree of financial issues. This is not their fault and it is a good practice NOT to vent on them since their company gave you the privilege to make your purchase. Vent where or why your money is coming up short and/or slow. Blame yourself if you spent the payment somewhere else. If you think their practices are not right ask a Professional. If there is an issue a professional will gladly pick up your case. If you don't like their customer service AFTER making good on your end of the deal, simply don't use them in the future. That said, when I need another loan, I absolutely will consider them as my lender.

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