equity mortgage bad credit home loan

equity mortgage bad credit home loan

Posted in the Paducah Forum

Consultant

Bryan, TX

#2 Nov 8, 2012
You need to listen to Dave Ramsey. If your debt free why worry about credit. Save your money and pay cash. Why risk losing your home for a credit score.?
CaptainObvious

Paducah, KY

#3 Nov 8, 2012
Don't get a loan and pay interest too. Choose the smallest of the debts, make minimum payments to the others and knock it out. Then move on up the list. As you hit each debtor, call and ask about settlement options. Had an old credit card that we still owed about $1800 on. They settled for 2 payments of $126.
Consultant

United States

#5 Nov 8, 2012
Just doesn't get does he captain obvious.
wow

Paducah, KY

#7 Nov 8, 2012
They did answer your question, they are telling you to pay cash and not get a loan. Not sure how much clearer they can make it than that. I wouldn't risk losing my house or a car over a credit score.
squirtupinya

Tucker, GA

#9 Nov 9, 2012
A bank u stupid bum borrow against your car and go buy more crack
CaptainObvious

Paducah, KY

#11 Nov 9, 2012
No, you threw it all out there which pretty much begged for advice. If you want to know where you can get a loan, ask where to get a loan. Heights Finance, Southside Financial. Have at it :) Hope ya like big interest rates ;)
Lesson: Next time don't dance around it, just ask the question.
Consultant, let's move on. Our efforts are wasted here.
CaptainObvious

Paducah, KY

#13 Nov 9, 2012
Sorry, got distracted by your life story around it ;)
JBR

Paducah, KY

#14 Nov 9, 2012
okay wrote:
Did you not read the question, it is very direct. Where in there did I ask what should I do? I asked where can I get a loan. It is the only sentence ending with a question mark.
If you want to pay high interest you can get a loan from Cash Call without another mortgage. They give loans to people with poor credit.
history

Paducah, KY

#16 Nov 9, 2012
do not get a loan that you can not pay back that is why we are having this very discussion
JBR

Tucker, GA

#17 Nov 9, 2012
okay wrote:
Thanks JBR is this a lending place or like a payday loan? Do they need titles or.deeds for 5-8000 loan?
It is not a payday loan. They make loans in the amount of $2500.00,$5000.00 and $10000.00. All you need is a bank account, a job a telephone, and a computer to sign an electronic signature. The interest rate high. Hope this helps.
Consultant

United States

#18 Nov 10, 2012
These are called predatory lenders. A bank should loan you money if your house is paid for and you have a job that is sufficient to pay the loan and your other liabilities. It's called a home equity loan. Local banks would be best because they make a decision locally not by underwriters in ivory towers. I would never borrow money from a site that is going to charge 20 to 40 percent interest.

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